--- title: "Postal & Community Credit Union Rates (Nov 2026): CDs to 4.80%" description: "Postal & Community Credit Union rates today: savings & CDs up to 4.80% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join Postal & Community Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/missouri/postal-community" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Postal & Community Credit Union Rates (Nov 2026): CDs to 4.80% ### Mortgage rates 1 offer | Product | Published | Rate | Term / condition | Status | | **First Mortgage** other | — APR | 6.250% | — | Standard | Postal & Community Credit Union mortgage rates as of November 12, 2026 ### Auto & vehicle rates 5 offers | Product | Published | Rate | Term / condition | Status | | **New RV/Camper, Boat/Trailer and Motorcycle (2026 - 2022)** rv_new | — APR | 5.500% | new | Standard | | **New Auto Loan (2022–2026)** auto_new | — APR | 5.500% | new | Standard | | **Used Auto Loan (2021 and Older)** auto_used | — APR | 6.500% | used | Standard | | **Used RV/Camper, Boat/Trailer and Motorcycle (2021 - older)** rv_used | — APR | 6.500% | used | Standard | | **New Utility Vehicles & New Lawn Equipment** auto_new | — APR | 7.250% | new | Standard | Postal & Community Credit Union auto & vehicle rates as of November 12, 2026 ### Personal loan rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Signature Loan** personal_unsecured | — APR | 9.750% | — | Standard | | **Personal Line of Credit** ploc_variable | — APR | 10.250% | — | Standard | Postal & Community Credit Union personal loan rates as of November 12, 2026 ### Credit card rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Credit Card** credit_card | — APR | 11.750% | — | Standard | Postal & Community Credit Union credit card rates as of November 12, 2026 ### Savings & CD rates 15 offers | Product | Published | Rate | Term / condition | Status | | **Money Market Accounts ($ 1,000 - $24,999.99)** money_market | — APY | 1.98% | — | Standard | | **Money Market Accounts ($25,000 - $49,999.99)** money_market | — APY | 2.47% | — | Standard | | **Money Market Accounts ($50,000 - $99,999.99)** money_market | — APY | 2.72% | — | Standard | | **Money Market ($100,000+)** money_market | — APY | 2.96% | — | Standard | | **48-Month Certificate** share_certificate_48mo | 3.75% APY | 3.69% | 48 mo | Standard | | **18-Month Certificate** share_certificate_18mo | 3.75% APY | 3.69% | 18 mo | Standard | | **12-Month Certificate** share_certificate_12mo | 3.75% APY | 3.69% | 12 mo | Standard | | **6-Month Certificate** share_certificate_6mo | 3.75% APY | 3.69% | 6 mo | Standard | | **60-Month Certificate** share_certificate_60mo | 3.75% APY | 3.69% | 60 mo | Standard | | **3-Month Certificate** share_certificate_3mo | 3.75% APY | 3.69% | 3 mo | Standard | | **7-Month Certificate** share_certificate_7mo | 4.50% APY | 4.41% | 7 mo | Standard | | **36-Month Certificate** share_certificate_36mo | 4.70% APY | 4.60% | 36 mo | Standard | | **9-Month Certificate** share_certificate_9mo | 4.75% APY | 4.65% | 9 mo | Standard | | **24-Month Certificate** share_certificate_24mo | 4.75% APY | 4.65% | 24 mo | Standard | | **11-Month Certificate** share_certificate_11mo | 4.80% APY | 4.70% | 11 mo | Standard | Postal & Community Credit Union savings & cd rates as of November 12, 2026 ### Equipment loan rates 2 offers | Product | Published | Rate | Term / condition | Status | | **New Agriculture Equipment & Machinery (2025 - 2021)** equipment_new | — APR | 7.250% | — | Standard | | **Used Agriculture Equipment & Machinery (2019 and older)** equipment_used | — APR | 9.250% | — | Standard | Postal & Community Credit Union equipment loan rates as of November 12, 2026 Savings and certificate yields up to 4.80% APY. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/missouri/postal-community) , verified from [Postal & Community Credit Union's official website](https://www.yourpccu.org/) Loading branch locator… ## About Postal & Community Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 11.1K Assets $93.1M Founded 1922 Locations reported 2 NCUA charter 64145 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Electronic statements - Mobile check deposit - Financial counseling - Financial education Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**St. Joseph Teachers'** SAINT JOSEPH TEACHERS' CREDIT UNION · SAINT JOSEPH · MO · 64506-4955 About 0.3 miles away](https://rateapi.dev/credit-unions/missouri/st-joseph-teachers) [**District One Highway** District One Highway Credit Union · Saint Joseph · MO · 64506-1548 About 0.6 miles away](https://rateapi.dev/credit-unions/missouri/district-one-highway) [**United Consumers** South Belt · Saint Joseph · MO · 64506-3011 About 1.2 miles away](https://rateapi.dev/credit-unions/missouri/united-consumers) [**Goetz** Goetz credit union · Saint Joseph · MO · 64501-1540 About 2.1 miles away](https://rateapi.dev/credit-unions/missouri/goetz) [**Holy Rosary** St. Joseph Branch · Saint Joseph · MO · 64501-1142 About 3.0 miles away](https://rateapi.dev/credit-unions/missouri/holy-rosary) [**Frontier Community** Atchison · Atchison · KS · 66002-2418 About 24.1 miles away](https://rateapi.dev/credit-unions/kansas/frontier-community) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Postal & Community Credit Union Membership eligibility from Postal & Community Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Postal & Community Credit Union's website. Check the membership page below to confirm whether you qualify. - Location buchanan, andrew, doniphan, atchison, leavenworth — MO, KS Verified from [Postal & Community Credit Union's membership page](https://www.yourpccu.org/join/) . Final membership determination is always made by the credit union. ## Membership rules for Postal & Community Credit Union Geography 5 counties · Family 2 12 published paths to membership, last verified August 27, 2026, quoted from Postal & Community Credit Union’s own published criteria. ### Geography 5 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Andrew County, MO - Atchison County, KS - Buchanan County, MO - Doniphan County, KS - Leavenworth County, KS “Any individual who lives or works in the Missouri counties of Buchanan or Andrew or the Kansas counties of Doniphan, Atchison or Leavenworth.” > [source ↗](https://www.yourpccu.org/join/) ### Family 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Family of a member “Family members of current members can join” > [source ↗](https://www.yourpccu.org/join/) - Family member of a member - Family of a member family “Family members of current members can join” > [source ↗](https://www.yourpccu.org/join/) - Family member (family) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Postal & Community Credit Union? Yes No ## Work at Postal & Community Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Postal & Community Credit Union ranks against Missouri peers. - See which AI assistants fetched Postal & Community Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Missouri - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=postal-community&state=missouri&code=MO&name=Postal%20%26%20Community%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Postal & Community Credit Union offer? Postal & Community Credit Union currently offers mortgage, vehicle loan, personal loan, and credit card rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Postal & Community Credit Union rates updated? RateAPI verifies Postal & Community Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Postal & Community Credit Union's rate data? Rate data is collected directly from Postal & Community Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is Postal & Community Credit Union's best CD rate? As of November 12, 2026, Postal & Community Credit Union offers savings and certificate (CD) yields up to 4.80% APY. ### Who can join Postal & Community Credit Union? Postal & Community Credit Union publishes its membership criteria on its own website. RateAPI tracks 12 published membership paths covering 5 counties for Postal & Community Credit Union, each quoted from Postal & Community Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Postal & Community Credit Union's rates against national credit-union benchmarks. [More Missouri credit unions](https://rateapi.dev/credit-unions/missouri) [Missouri mortgage rate leaders](https://rateapi.dev/mortgage-rates/missouri) [Missouri auto loan rate leaders](https://rateapi.dev/auto-loan-rates/missouri) [Missouri personal loan leaders](https://rateapi.dev/personal-loan-rates/missouri) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.yourpccu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Postal & Community Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Missouri credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Postal & Community Credit Union curl "https://api.rateapi.dev/credit-unions/missouri /postal-community " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Postal & Community Credit Union locations Search, filter, and browse all 2 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/missouri/postal-community Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp