--- title: "KC Unidos Credit Union Rates - Missouri" description: "Current auto loan, personal loan, and savings & cd rates from KC Unidos Credit Union in Missouri. Updated daily with source verification. See who can join KC Unidos Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/missouri/kc-unidos" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # KC Unidos Credit Union Rates - Missouri ### Auto & vehicle rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Auto and other collateralized Loan** auto_any_72mo | — APR | 8.000% | 72 mo | Standard | KC Unidos Credit Union auto & vehicle rates as of November 12, 2026 ### Personal loan rates 3 offers | Product | Published | Rate | Term / condition | Status | | **Share-Secured Loan** personal_secured | — APR | 4.750% | — | Standard | | **Fixture Loan** personal | — APR | 6.990% | — | Standard | | **Signature Loan** personal_unsecured | — APR | 11.750% | — | Standard | KC Unidos Credit Union personal loan rates as of November 12, 2026 ### Savings & CD rates 7 offers | Product | Published | Rate | Term / condition | Status | | **6-Month Certificate** cd_6mo | — APY | 1.75% | 6 mo | Standard | | **12-Month Certificate** cd_12mo | — APY | 2.50% | 12 mo | Standard | | **24-Month Certificate** cd_24mo | — APY | 3.00% | 24 mo | Standard | | **25-Month Certificate** cd_25mo | — APY | 3.25% | 25 mo | Standard | | **60-Month Certificate** cd_60mo | — APY | 3.50% | 60 mo | Standard | | **36-Month Certificate** cd_36mo | — APY | 3.50% | 36 mo | Standard | | **48-Month Certificate** cd_48mo | — APY | 3.75% | 48 mo | Standard | KC Unidos Credit Union savings & cd rates as of November 12, 2026 ### Other rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Christmas or School Loan** other | — % | 9.750% | — | Standard | KC Unidos Credit Union other rates as of November 12, 2026 KC Unidos Credit Union is a credit union in Missouri. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/missouri/kc-unidos) , verified from [KC Unidos Credit Union's official website](https://www.kcunidosfcu.com/) Loading branch locator… ## About KC Unidos Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 1.6K Assets $8.5M Founded 1941 Locations reported 1 NCUA charter 4531 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - Bilingual services - Credit-builder products Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Mazuma** Crossroads · Kansas City · MO · 64108 About 0.4 miles away](https://rateapi.dev/credit-unions/kansas/mazuma) [**Communityamerica** Crossroads · Kansas City · MO · 64108 About 0.5 miles away](https://rateapi.dev/credit-unions/kansas/communityamerica) [**Kansas City** City Hall · Kansas City · MO · 64106-2702 About 1.1 miles away](https://rateapi.dev/credit-unions/missouri/kansas-city) [**K.c. Area** K C Area Credit Union · Kansas City · MO · 64106 About 1.1 miles away](https://rateapi.dev/credit-unions/missouri/kc-area) [**Holy Rosary** Holy Rosary · Kansas City · MO · 64106-1274 About 1.8 miles away](https://rateapi.dev/credit-unions/missouri/holy-rosary) [**Wedevelopment** 3123 Prospect Ave · Kansas City · MO · 64128 About 2.1 miles away](https://rateapi.dev/credit-unions/missouri/wedevelopment) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join KC Unidos Credit Union Membership eligibility from KC Unidos Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Community charter: live/work in Kansas City Verified from [KC Unidos Credit Union's membership page](https://www.kcunidosfcu.com/contact-us) . Final membership determination is always made by the credit union. ## Work at KC Unidos Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where KC Unidos Credit Union ranks against Missouri peers. - See which AI assistants fetched KC Unidos Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Missouri - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=kc-unidos&state=missouri&code=MO&name=KC%20Unidos%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does KC Unidos Credit Union offer? KC Unidos Credit Union currently offers Auto loan, and personal loan rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are KC Unidos Credit Union rates updated? RateAPI verifies KC Unidos Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get KC Unidos Credit Union's rate data? Rate data is collected directly from KC Unidos Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join KC Unidos Credit Union? Community charter: live/work in Kansas City ## Related Rate Data Compare KC Unidos Credit Union's rates against national credit-union benchmarks. [More Missouri credit unions](https://rateapi.dev/credit-unions/missouri) [Missouri auto loan rate leaders](https://rateapi.dev/auto-loan-rates/missouri) [Missouri personal loan leaders](https://rateapi.dev/personal-loan-rates/missouri) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.kcunidosfcu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track KC Unidos Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Missouri credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for KC Unidos Credit Union curl "https://api.rateapi.dev/credit-unions/missouri /kc-unidos " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## KC Unidos Credit Union locations Search, filter, and browse all 1 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/missouri/kc-unidos Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp