--- title: "K.c. Area Credit Union Rates - Missouri" description: "Current auto loan rates from K.c. Area Credit Union in Missouri. Updated daily with source verification. See who can join K.c. Area Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/missouri/kc-area" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # K.c. Area Credit Union Rates - Missouri ### Auto & vehicle rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Auto Loan** auto | — APR | 4.990% | — | Standard | K.c. Area Credit Union auto & vehicle rates as of November 12, 2026 K.c. Area Credit Union is a credit union in Missouri. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/missouri/kc-area) , verified from [K.c. Area Credit Union's official website](https://kcareacu.com/) Loading branch locator… ## About K.c. Area Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 1.9K Assets $11.5M Founded 1946 Locations reported 4 NCUA charter 64939 Charter type Federally insured state-chartered credit union ### Services and member support - Online loan application - Electronic statements - Mobile check deposit - Financial counseling Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Holy Rosary** Holy Rosary · Kansas City · MO · 64106-1274 About 0.3 miles away](https://rateapi.dev/credit-unions/missouri/holy-rosary) [**Kansas City** City Hall · Kansas City · MO · 64106-2702 About 0.6 miles away](https://rateapi.dev/credit-unions/missouri/kansas-city) [**Communityamerica** Crossroads · Kansas City · MO · 64108 About 1.2 miles away](https://rateapi.dev/credit-unions/kansas/communityamerica) [**Mazuma** Crossroads · Kansas City · MO · 64108 About 1.3 miles away](https://rateapi.dev/credit-unions/kansas/mazuma) [**Public Safety** Main Office · Kansas City · MO · 64127 About 1.3 miles away](https://rateapi.dev/credit-unions/missouri/public-safety) [**Burlington Northtown Community** Burlington Northtown Community Credit Union · North Kansas City · MO · 64116-4128 About 1.6 miles away](https://rateapi.dev/credit-unions/missouri/burlington-northtown-community) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join K.c. Area Credit Union Membership eligibility from K.c. Area Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on K.c. Area Credit Union's website. Check the membership page below to confirm whether you qualify. - Employer Certain-Teed Corp, Afroquip-Guston Bacon Division, Russell Stover Candies, Simmons Mattress Co, Civacon - Association Credit Unions chartered in the State of Missouri Verified from [K.c. Area Credit Union's membership page](https://kcareacu.com/) . Final membership determination is always made by the credit union. ## Membership rules for K.c. Area Credit Union Employers 5 · Associations · Family 7 published paths to membership, last verified August 21, 2026, quoted from K.c. Area Credit Union’s own published criteria. ### Employers 5 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Employee of Certain-Teed Corp “Any person who is employed by one of the following companies: • Employees of Certain-Teed Corp” > [source ↗](https://kcareacu.com/about/) - Employee of Certain-Teed Corp - Employee of Afroquip-Guston Bacon Division “Any person who is employed by one of the following companies: • Employees of Certain-Teed Corp • Afroquip-Guston Bacon Division” > [source ↗](https://kcareacu.com/about/) - Employee of Afroquip-Guston Bacon Division - Employee of Russell Stover Candies “Any person who is employed by one of the following companies: • Employees of Certain-Teed Corp • Afroquip-Guston Bacon Division • Russell Stover Candies” > [source ↗](https://kcareacu.com/about/) - Employee of Russell Stover Candies - Employee of Simmons Mattress Co “Any person who is employed by one of the following companies: • Employees of Certain-Teed Corp • Afroquip-Guston Bacon Division • Russell Stover Candies • Inc and subsidiaries • Simmons Mattress Co” > [source ↗](https://kcareacu.com/about/) - Employee of Simmons Mattress Co - Employee of Civacon “Any person who is employed by one of the following companies: • Employees of Certain-Teed Corp • Afroquip-Guston Bacon Division • Russell Stover Candies • Inc and subsidiaries • Simmons Mattress Co • Civacon (formally known as Knappco)” > [source ↗](https://kcareacu.com/about/) - Employee of Civacon ### Associations 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Member of Credit Unions chartered in the State of Missouri “All other Credit Unions chartered in the State of Missouri are eligible.” > [source ↗](https://kcareacu.com/) - Member of Credit Unions chartered in the State of Missouri ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Family of a member spouse, child, sibling, parent, grandchild “Spouses, children, brothers, sisters, parents and grandchildren of such members, current or retired are also eligible.” > [source ↗](https://kcareacu.com/) - Family member (spouse, child, sibling, parent, grandchild) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for K.c. Area Credit Union? Yes No ## Work at K.c. Area Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where K.c. Area Credit Union ranks against Missouri peers. - See which AI assistants fetched K.c. Area Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Missouri - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=kc-area&state=missouri&code=MO&name=K.c.%20Area%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does K.c. Area Credit Union offer? K.c. Area Credit Union currently offers Auto loan rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are K.c. Area Credit Union rates updated? RateAPI verifies K.c. Area Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get K.c. Area Credit Union's rate data? Rate data is collected directly from K.c. Area Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join K.c. Area Credit Union? K.c. Area Credit Union publishes its membership criteria on its own website. RateAPI tracks 7 published membership paths covering 5 employers and 1 association for K.c. Area Credit Union, each quoted from K.c. Area Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare K.c. Area Credit Union's rates against national credit-union benchmarks. [More Missouri credit unions](https://rateapi.dev/credit-unions/missouri) [Missouri auto loan rate leaders](https://rateapi.dev/auto-loan-rates/missouri) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://kcareacu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track K.c. Area Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Missouri credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for K.c. Area Credit Union curl "https://api.rateapi.dev/credit-unions/missouri /kc-area " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## K.c. Area Credit Union locations Search, filter, and browse all 4 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/missouri/kc-area Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp