--- title: "Kansas City Credit Union Rates: CDs to 5.50%, Vehicle 4.75%" description: "Kansas City Credit Union rates today: vehicle loans from 4.75% APR, savings & CDs up to 5.50% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join Kansas City Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/missouri/kansas-city" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Kansas City Credit Union Rates: CDs to 5.50%, Vehicle 4.75% ### Auto & vehicle rates 18 offers | Product | Published | Rate | Term / condition | Status | | **36-Month Auto Loan (2025 and Newer)** auto_any_36mo | — APR | 4.500% | 36 mo | Standard | | **36-Month Auto Loan (2017–2024)** auto_any_36mo | 4.750% APR | 4.750% | 36 mo | Standard | | **48-Month Auto Loan (2025 and Newer)** auto_any_48mo | — APR | 4.750% | 48 mo | Standard | | **48-Month Auto Loan (2017–2024)** auto_any_48mo | 5.000% APR | 5.000% | 48 mo | Standard | | **60-Month Auto Loan (2025 and Newer)** auto_any_60mo | — APR | 5.000% | 60 mo | Standard | | **60-Month Auto Loan (2017–2024)** auto_any_60mo | 5.250% APR | 5.250% | 60 mo | Standard | | **72-Month Auto Loan (2025 and Newer)** auto_any_72mo | — APR | 5.250% | 72 mo | Standard | | **84-Month Auto Loan (2025 and Newer)** auto_any_84mo | — APR | 5.500% | 84 mo | Standard | | **72-Month Auto Loan (2017–2024)** auto_any_72mo | 5.500% APR | 5.500% | 72 mo | Standard | | **84-Month Auto Loan (2017–2024)** auto_any_84mo | 5.750% APR | 5.750% | 84 mo | Standard | | **RECREATIONAL VEHICLE LOANS Motorcycles, RVs, Boats, Campers 2025 & Newer Model Year (36 Months)** rv_any_36mo | — APR | 6.490% | 36 mo | Standard | | **RECREATIONAL VEHICLE LOANS Motorcycles, RVs, Boats, Campers 2025 & Newer Model Year (48 Months)** rv_any_48mo | — APR | 6.990% | 48 mo | Standard | | **RECREATIONAL VEHICLE LOANS Motorcycles, RVs, Boats, Campers 2025 & Newer Model Year (60 Months)** rv_any_60mo | — APR | 7.490% | 60 mo | Standard | | **RECREATIONAL VEHICLE LOANS Motorcycles, RVs, Boats, Campers 2025 & Newer Model Year (72 Months)** rv_any_72mo | — APR | 7.990% | 72 mo | Standard | | **RECREATIONAL VEHICLE LOANS Motorcycles, RVs, Boats, Campers 2017 - 2024 Model Year (36 Months)** rv_any_36mo | — APR | 8.490% | 36 mo | Standard | | **RECREATIONAL VEHICLE LOANS Motorcycles, RVs, Boats, Campers 2017 - 2024 Model Year (48 Months)** rv_any_48mo | — APR | 8.990% | 48 mo | Standard | | **RECREATIONAL VEHICLE LOANS Motorcycles, RVs, Boats, Campers 2017 - 2024 Model Year (60 Months)** rv_any_60mo | — APR | 9.490% | 60 mo | Standard | | **RECREATIONAL VEHICLE LOANS Motorcycles, RVs, Boats, Campers 2017 - 2024 Model Year (72 Months)** rv_any_72mo | — APR | 9.990% | 72 mo | Standard | Kansas City Credit Union auto & vehicle rates as of November 13, 2026 ### Personal loan rates 2 offers | Product | Published | Rate | Term / condition | Status | | **SHARE SECURED LOAN (Maximum 60 Months)** personal_secured_60mo | — APR | 7.000% | 60 mo | Standard | | **UNSECURED/PERSONAL LOANS (Maximum 60 Months)** personal_unsecured_60mo | — APR | 11.900% | 60 mo | Standard | Kansas City Credit Union personal loan rates as of November 13, 2026 ### Savings & CD rates 19 offers | Product | Published | Rate | Term / condition | Status | | **SAVINGS/HOLIDAY CLUB/SECONDARY SAVINGS ($10,000 – 49,999)** savings | — APY | 0.03% | — | Specialty offer | | **SAVINGS/HOLIDAY CLUB/SECONDARY SAVINGS ($75,000 and over)** savings | — APY | 0.05% | — | Specialty offer | | **SAVINGS/HOLIDAY CLUB/SECONDARY SAVINGS ($50,000 – 74,999)** savings | — APY | 0.05% | — | Specialty offer | | **$1,000 – 49,999** savings | 1.00% APY | 1.00% | — | Standard | | **MONEY MARKET ACCOUNT ($1,000 – 49,999)** money_market | — APY | 1.00% | — | Standard | | **$50,000 – 149,999** savings | 1.25% APY | 1.25% | — | Standard | | **MONEY MARKET ACCOUNT ($50,000 – 149,999)** money_market | — APY | 1.25% | — | Standard | | **$150,000 And Over** savings | 1.50% APY | 1.50% | — | Standard | | **Money Market ($150,000+)** money_market | — APY | 1.50% | — | Standard | | **60-Month Certificate** share_certificate_60mo | 3.30% APY | 3.30% | 60 mo | Standard | | **48-Month Certificate** share_certificate_48mo | 3.35% APY | 3.35% | 48 mo | Standard | | **36-Month Certificate** share_certificate_36mo | 3.40% APY | 3.40% | 36 mo | Standard | | **24-Month Certificate** share_certificate_24mo | 3.45% APY | 3.45% | 24 mo | Standard | | **12-Month Certificate** share_certificate_12mo | 4.00% APY | 4.00% | 12 mo | Standard | | **36-Month Certificate** cd_36mo | 4.50% APY | 4.50% | 36 mo | Standard | | **48-Month Certificate** cd_48mo | 4.75% APY | 4.75% | 48 mo | Standard | | **60-Month Certificate** cd_60mo | 5.00% APY | 5.00% | 60 mo | Standard | | **72-Month Certificate** cd_72mo | 5.25% APY | 5.25% | 72 mo | Standard | | **84-Month Certificate** cd_84mo | 5.50% APY | 5.50% | 84 mo | Standard | Kansas City Credit Union savings & cd rates as of November 13, 2026 Vehicle loans available from 4.75% APR for 36 months. Savings and certificate yields up to 5.50% APY. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/missouri/kansas-city) , verified from [Kansas City Credit Union's official website](https://kansascitycreditunion.com/) Loading branch locator… ## About Kansas City Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 5.1K Assets $47.7M Founded 1940 Locations reported 3 NCUA charter 63388 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial education - Bilingual services - Student scholarships Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Mazuma** Midtown Office · Kansas City · MO · 64130-2320 About 2.4 miles away](https://rateapi.dev/credit-unions/kansas/mazuma) [**United Consumers** Raytown · Raytown · MO · 64133 About 2.8 miles away](https://rateapi.dev/credit-unions/missouri/united-consumers) [**Wedevelopment** 3123 Prospect Ave · Kansas City · MO · 64128 About 3.3 miles away](https://rateapi.dev/credit-unions/missouri/wedevelopment) [**Raytown-Lee's Summit Community** Raytown Branch · Raytown · MO · 64133 About 3.7 miles away](https://rateapi.dev/credit-unions/missouri/raytown-lees-summit-community) [**Communityamerica** Raytown Hy-Vee · Raytown · MO · 64133 About 4.1 miles away](https://rateapi.dev/credit-unions/kansas/communityamerica) [**Public Safety** Main Office · Kansas City · MO · 64127 About 4.3 miles away](https://rateapi.dev/credit-unions/missouri/public-safety) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Kansas City Credit Union Membership eligibility from Kansas City Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership via employers (The City of Kansas City Missouri +4 more) - Location Jackson, Cass, Clay — MO - Employer The City of Kansas City Missouri, University Health, KCATA (The Metro), A.B. May Heating & AC, Prier Products Inc. **Cost to join:** About $25. Verified from [Kansas City Credit Union's membership page](https://kansascitycreditunion.com/membership/) . Final membership determination is always made by the credit union. ## Membership rules for Kansas City Credit Union Employers 2 · Family 3 published paths to membership, last verified August 21, 2026, quoted from Kansas City Credit Union’s own published criteria. ### Employers 2 Human-reviewed quoted from the credit union’s own published criteria · last verified August 21, 2026 - Employee of The City of Kansas City Missouri “You are also eligible if you are an employee of The City of Kansas City Missouri” > [source ↗](https://kansascitycreditunion.com/membership/) - Employee of The City of Kansas City Missouri - Employee of Eligibility checkbox (as written on the source page) “Eligibility checkbox” > [source ↗](https://forms.joinmycu.com/mop/279/mop30/eligibility) - Employee of Eligibility checkbox ### Family 1 Human-reviewed quoted from the credit union’s own published criteria · last verified August 21, 2026 - Family of a member “Once you qualify, your family members are also eligible to become members.” > [source ↗](https://kansascitycreditunion.com/membership/) - Family member of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Kansas City Credit Union? Yes No ## Work at Kansas City Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Kansas City Credit Union ranks against Missouri peers. - See which AI assistants fetched Kansas City Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Missouri - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=kansas-city&state=missouri&code=MO&name=Kansas%20City%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Kansas City Credit Union offer? Kansas City Credit Union currently offers vehicle loan, and personal loan rates. The rates shown on this page were last verified November 13, 2026 directly from the credit union's official website. ### How often are Kansas City Credit Union rates updated? RateAPI verifies Kansas City Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get Kansas City Credit Union's rate data? Rate data is collected directly from Kansas City Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What are Kansas City Credit Union's auto & rv loan rates? As of November 13, 2026, Kansas City Credit Union offers vehicle loans from 4.75% APR. ### What is Kansas City Credit Union's best CD rate? As of November 13, 2026, Kansas City Credit Union offers savings and certificate (CD) yields up to 5.50% APY. ### Who can join Kansas City Credit Union? Membership via employers (The City of Kansas City Missouri +4 more) RateAPI tracks 3 published membership paths covering 2 employers for Kansas City Credit Union, each quoted from Kansas City Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Kansas City Credit Union's rates against national credit-union benchmarks. [More Missouri credit unions](https://rateapi.dev/credit-unions/missouri) [Missouri auto loan rate leaders](https://rateapi.dev/auto-loan-rates/missouri) [Missouri personal loan leaders](https://rateapi.dev/personal-loan-rates/missouri) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://kansascitycreditunion.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Kansas City Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Missouri credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Kansas City Credit Union curl "https://api.rateapi.dev/credit-unions/missouri /kansas-city " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Kansas City Credit Union locations Search, filter, and browse all 3 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/missouri/kansas-city Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp