--- title: "Joplin Metro Credit Union Rates - Missouri" description: "Current auto loan, personal loan, credit card, and savings & cd rates from Joplin Metro Credit Union in Missouri. Updated daily with source verification. See who can join Joplin Metro Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/missouri/joplin-metro" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Joplin Metro Credit Union Rates - Missouri ### Auto & vehicle rates 2 offers | Product | Published | Rate | Term / condition | Status | | **New and Used Auto Loan** auto_any_120mo | — APR | 5.390% | 120 mo · any | Standard | | **New Auto Loan** auto_new | — APR | 5.390% | new | Standard | Joplin Metro Credit Union auto & vehicle rates as of November 13, 2026 ### Personal loan rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Signature Loan** personal_unsecured | — APR | 10.990% | — | Standard | Joplin Metro Credit Union personal loan rates as of November 13, 2026 ### Credit card rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Credit Card** credit_card | — APR | 10.900% | — | Standard | Joplin Metro Credit Union credit card rates as of November 13, 2026 ### Savings & CD rates 10 offers | Product | Published | Rate | Term / condition | Status | | **DIVIDEND BEARING** savings | — APY | 0.10% | — | Standard | | **Money Market** money_market | — APY | 0.50% | — | Standard | | **48-Month Certificate** cd_48mo | — APY | 0.75% | 48 mo | Standard | | **24-Month Certificate** cd_24mo | — APY | 0.75% | 24 mo | Standard | | **36-Month Certificate** cd_36mo | — APY | 0.75% | 36 mo | Standard | | **60-Month Certificate** cd_60mo | — APY | 0.75% | 60 mo | Standard | | **IRA** ira | — APY | 0.75% | — | Standard | | **3-Month Certificate** cd_3mo | — APY | 1.75% | 3 mo | Standard | | **12-Month Certificate** cd_12mo | — APY | 3.75% | 12 mo | Standard | | **6-Month Certificate** cd_6mo | — APY | 4.00% | 6 mo | Standard | Joplin Metro Credit Union savings & cd rates as of November 13, 2026 ### Other rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Storm Shelter Loan** other | — % | 4.000% | — | Standard | Joplin Metro Credit Union other rates as of November 13, 2026 Joplin Metro Credit Union is a credit union in Missouri. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/missouri/joplin-metro) , verified from [Joplin Metro Credit Union's official website](https://joplinmcu.com/) Loading branch locator… ## About Joplin Metro Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 5.9K Assets $56.3M Founded 1950 Locations reported 2 NCUA charter 64691 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile payments - Student scholarships Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Multi-States** Joplin MO Branch · Joplin · MO · 64804 Branch in the same ZIP](https://rateapi.dev/credit-unions/missouri/multi-states) [**Legacy** Legacy Credit Union · Joplin · MO · 64804-4037 About 2.4 miles away](https://rateapi.dev/credit-unions/missouri/legacy) [**Great Plains** HEADQUARTERS · JOPLIN · MO · 64804 About 3.6 miles away](https://rateapi.dev/credit-unions/missouri/great-plains) [**Service 1** Service 1 FCU/Neosho · Neosho · MO · 64850-3110 About 14.1 miles away](https://rateapi.dev/credit-unions/michigan/service-1) [**TTCU** Miami · Miami · OK · 74354-3200 About 22.3 miles away](https://rateapi.dev/credit-unions/oklahoma/ttcu) [**Kansas Teachers Community** Kansas Teachers Community Credit Union · Pittsburg · KS · 66762-3919 About 29.1 miles away](https://rateapi.dev/credit-unions/kansas/kansas-teachers-community) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Joplin Metro Credit Union Membership eligibility from Joplin Metro Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Joplin Metro Credit Union's website. Check the membership page below to confirm whether you qualify. - Location jasper, newton — MO - Employer Allgeier Martin & Assoc., Americold, AT&T, Avilla Schools, BWJ Graphic, Inc., Cable One/Sparklight, Cardinal Scale, Carl Junction Schools, Carthage Schools, City of Carl Junction, City of Joplin, City of Webb City, Cliffstar, Dixie Printing, Downstream Casino, Ducommun/LaBarge, Dyno Nobel, Empire District/Liberty Utilities, EBV/EEC Explosives, F.A.G. Bearing, Freeman Hospital, Hampshire Pet Products, Insurancenter, Jasper County School Employees, Jasper County Bar Association, Jasper County Support Services, Joplin Globe, Joplin R-8 Schools, METS, Mo. & Northern Ark. Railroad, Missouri Gas Energy/Spire, MSSU Employees, NAGNA, OGAR, Ozark Center, Robertson Machinery, SNC Squared, Southwestern Bell, Spring River Christian Village, St. John’s-Mercy Hospital, TAMKO, Thermal Engineering, Tri-State Engineering/Olsson Associates, UPS, Webb City Schools, Williams Machine & Tool, Windsor Foods/Ajinomoto Foods Verified from [Joplin Metro Credit Union's membership page](https://joplinmcu.com/about/membership/) . Final membership determination is always made by the credit union. ## Membership rules for Joplin Metro Credit Union Geography 2 counties · Employers 47 · Family 50 published paths to membership, last verified August 21, 2026, quoted from Joplin Metro Credit Union’s own published criteria. ### Geography 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Jasper County, MO - Newton County, MO “If you live or work in Jasper or Newton counties” > [source ↗](https://joplinmcu.com/about/membership/) ### Employers 47 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Employee of Allgeier Martin & Assoc. “work for one of our Select Employer Groups (listed below)” > [source ↗](https://joplinmcu.com/about/membership/) - Employee of Allgeier Martin & Assoc. - Employee of Americold “work for one of our Select Employer Groups (listed below)” > [source ↗](https://joplinmcu.com/about/membership/) - Employee of Americold - Employee of AT&T “work for one of our Select Employer Groups (listed below)” > [source ↗](https://joplinmcu.com/about/membership/) - Employee of AT&T - Employee of Avilla Schools “work for one of our Select Employer Groups (listed below)” > [source ↗](https://joplinmcu.com/about/membership/) - Employee of Avilla Schools - Employee of BWJ Graphic, Inc. “work for one of our Select Employer Groups (listed below)” > [source ↗](https://joplinmcu.com/about/membership/) - Employee of BWJ Graphic, Inc. - Employee of Cable One/Sparklight “work for one of our Select Employer Groups (listed below)” > [source ↗](https://joplinmcu.com/about/membership/) - Employee of Cable One/Sparklight - Employee of Cardinal Scale “work for one of our Select Employer Groups (listed below)” > [source ↗](https://joplinmcu.com/about/membership/) - Employee of Cardinal Scale - Employee of Carl Junction Schools “work for one of our Select Employer Groups (listed below)” > [source ↗](https://joplinmcu.com/about/membership/) - Employee of Carl Junction Schools - Employee of Carthage Schools “work for one of our Select Employer Groups (listed below)” > [source ↗](https://joplinmcu.com/about/membership/) - Employee of Carthage Schools - Employee of City of Carl Junction “work for one of our Select Employer Groups (listed below)” > [source ↗](https://joplinmcu.com/about/membership/) - Employee of City of Carl Junction - Employee of City of Joplin “work for one of our Select Employer Groups (listed below)” > [source ↗](https://joplinmcu.com/about/membership/) - Employee of City of Joplin - Employee of City of Webb City “work for one of our Select Employer Groups (listed below)” > [source ↗](https://joplinmcu.com/about/membership/) - Employee of City of Webb City - Employee of Cliffstar “work for one of our Select Employer Groups (listed below)” > [source ↗](https://joplinmcu.com/about/membership/) - Employee of Cliffstar - Employee of Dixie Printing “work for one of our Select Employer Groups (listed below)” > [source ↗](https://joplinmcu.com/about/membership/) - Employee of Dixie Printing - Employee of Downstream Casino “work for one of our Select Employer Groups (listed below)” > [source ↗](https://joplinmcu.com/about/membership/) - Employee of Downstream Casino - Employee of Ducommun/LaBarge “work for one of our Select Employer Groups (listed below)” > [source ↗](https://joplinmcu.com/about/membership/) - Employee of Ducommun/LaBarge - Employee of Dyno Nobel “work for one of our Select Employer Groups (listed below)” > [source ↗](https://joplinmcu.com/about/membership/) - Employee of Dyno Nobel - Employee of Empire District/Liberty Utilities “work for one of our Select Employer Groups (listed below)” > [source ↗](https://joplinmcu.com/about/membership/) - Employee of Empire District/Liberty Utilities - Employee of EBV/EEC Explosives “work for one of our Select Employer Groups (listed below)” > [source ↗](https://joplinmcu.com/about/membership/) - Employee of EBV/EEC Explosives - Employee of F.A.G. Bearing “work for one of our Select Employer Groups (listed below)” > [source ↗](https://joplinmcu.com/about/membership/) - Employee of F.A.G. Bearing - Employee of Freeman Hospital “work for one of our Select Employer Groups (listed below)” > [source ↗](https://joplinmcu.com/about/membership/) - Employee of Freeman Hospital - Employee of Hampshire Pet Products “work for one of our Select Employer Groups (listed below)” > [source ↗](https://joplinmcu.com/about/membership/) - Employee of Hampshire Pet Products - Employee of Insurancenter “work for one of our Select Employer Groups (listed below)” > [source ↗](https://joplinmcu.com/about/membership/) - Employee of Insurancenter - Employee of Jasper County School Employees “work for one of our Select Employer Groups (listed below)” > [source ↗](https://joplinmcu.com/about/membership/) - Employee of Jasper County School Employees - Employee of Jasper County Bar Association (as written on the source page) “work for one of our Select Employer Groups (listed below)” > [source ↗](https://joplinmcu.com/about/membership/) - Employee of Jasper County Bar Association - Employee of Jasper County Support Services “work for one of our Select Employer Groups (listed below)” > [source ↗](https://joplinmcu.com/about/membership/) - Employee of Jasper County Support Services - Employee of Joplin Globe “work for one of our Select Employer Groups (listed below)” > [source ↗](https://joplinmcu.com/about/membership/) - Employee of Joplin Globe - Employee of Joplin R-8 Schools “work for one of our Select Employer Groups (listed below)” > [source ↗](https://joplinmcu.com/about/membership/) - Employee of Joplin R-8 Schools - Employee of METS “work for one of our Select Employer Groups (listed below)” > [source ↗](https://joplinmcu.com/about/membership/) - Employee of METS - Employee of Mo. & Northern Ark. Railroad “work for one of our Select Employer Groups (listed below)” > [source ↗](https://joplinmcu.com/about/membership/) - Employee of Mo. & Northern Ark. Railroad - Employee of Missouri Gas Energy/Spire “work for one of our Select Employer Groups (listed below)” > [source ↗](https://joplinmcu.com/about/membership/) - Employee of Missouri Gas Energy/Spire - Employee of MSSU Employees “work for one of our Select Employer Groups (listed below)” > [source ↗](https://joplinmcu.com/about/membership/) - Employee of MSSU Employees - Employee of NAGNA “work for one of our Select Employer Groups (listed below)” > [source ↗](https://joplinmcu.com/about/membership/) - Employee of NAGNA - Employee of OGAR “work for one of our Select Employer Groups (listed below)” > [source ↗](https://joplinmcu.com/about/membership/) - Employee of OGAR - Employee of Ozark Center “work for one of our Select Employer Groups (listed below)” > [source ↗](https://joplinmcu.com/about/membership/) - Employee of Ozark Center - Employee of Robertson Machinery “work for one of our Select Employer Groups (listed below)” > [source ↗](https://joplinmcu.com/about/membership/) - Employee of Robertson Machinery - Employee of SNC Squared “work for one of our Select Employer Groups (listed below)” > [source ↗](https://joplinmcu.com/about/membership/) - Employee of SNC Squared - Employee of Southwestern Bell “work for one of our Select Employer Groups (listed below)” > [source ↗](https://joplinmcu.com/about/membership/) - Employee of Southwestern Bell - Employee of Spring River Christian Village “work for one of our Select Employer Groups (listed below)” > [source ↗](https://joplinmcu.com/about/membership/) - Employee of Spring River Christian Village - Employee of St. John’s-Mercy Hospital “work for one of our Select Employer Groups (listed below)” > [source ↗](https://joplinmcu.com/about/membership/) - Employee of St. John’s-Mercy Hospital - Employee of TAMKO “work for one of our Select Employer Groups (listed below)” > [source ↗](https://joplinmcu.com/about/membership/) - Employee of TAMKO - Employee of Thermal Engineering “work for one of our Select Employer Groups (listed below)” > [source ↗](https://joplinmcu.com/about/membership/) - Employee of Thermal Engineering - Employee of Tri-State Engineering/Olsson Associates “work for one of our Select Employer Groups (listed below)” > [source ↗](https://joplinmcu.com/about/membership/) - Employee of Tri-State Engineering/Olsson Associates - Employee of UPS “work for one of our Select Employer Groups (listed below)” > [source ↗](https://joplinmcu.com/about/membership/) - Employee of UPS - Employee of Webb City Schools “work for one of our Select Employer Groups (listed below)” > [source ↗](https://joplinmcu.com/about/membership/) - Employee of Webb City Schools - Employee of Williams Machine & Tool “work for one of our Select Employer Groups (listed below)” > [source ↗](https://joplinmcu.com/about/membership/) - Employee of Williams Machine & Tool - Employee of Windsor Foods/Ajinomoto Foods “work for one of our Select Employer Groups (listed below)” > [source ↗](https://joplinmcu.com/about/membership/) - Employee of Windsor Foods/Ajinomoto Foods ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Family of a member spouse, child, sibling, parent, grandparent, grandchild, aunt, uncle, niece, nephew, extended family, step, legal guardian, adoptive “Immediate family members of all our current members are also eligible to join. Immediate family is defined as spouse, child, sibling, parent, grandparent, grandchild, aunt, uncle, niece, nephew, and extended family. This includes step, legal guardian, and adoptive relationships.” > [source ↗](https://joplinmcu.com/about/membership/) - Family member (spouse, child, sibling, parent, grandparent, grandchild, aunt, uncle, niece, nephew, extended family, step, legal guardian, adoptive) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Joplin Metro Credit Union? Yes No ## Work at Joplin Metro Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Joplin Metro Credit Union ranks against Missouri peers. - See which AI assistants fetched Joplin Metro Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Missouri - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=joplin-metro&state=missouri&code=MO&name=Joplin%20Metro%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Joplin Metro Credit Union offer? Joplin Metro Credit Union currently offers Auto loan, personal loan, and credit card rates. The rates shown on this page were last verified November 13, 2026 directly from the credit union's official website. ### How often are Joplin Metro Credit Union rates updated? RateAPI verifies Joplin Metro Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get Joplin Metro Credit Union's rate data? Rate data is collected directly from Joplin Metro Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Joplin Metro Credit Union? Joplin Metro Credit Union publishes its membership criteria on its own website. RateAPI tracks 50 published membership paths covering 2 counties and 47 employers for Joplin Metro Credit Union, each quoted from Joplin Metro Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Joplin Metro Credit Union's rates against national credit-union benchmarks. [More Missouri credit unions](https://rateapi.dev/credit-unions/missouri) [Missouri auto loan rate leaders](https://rateapi.dev/auto-loan-rates/missouri) [Missouri personal loan leaders](https://rateapi.dev/personal-loan-rates/missouri) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://joplinmcu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Joplin Metro Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Missouri credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Joplin Metro Credit Union curl "https://api.rateapi.dev/credit-unions/missouri /joplin-metro " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Joplin Metro Credit Union locations Search, filter, and browse all 2 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/missouri/joplin-metro Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp