---
title: "Health Care Family Credit Union Rates - Missouri"
description: "Current auto loan, personal loan, credit card, and savings &amp; cd rates from Health Care Family Credit Union in Missouri. Updated daily with source verification. See who can join Health Care Family Credit Union — verified membership eligibility with the requirements and cost to join."
canonical: "https://rateapi.dev/credit-unions/missouri/health-care-family"
last-updated: "2026-11-13"
source: "https://rateapi.dev/llms.txt"
---

# Health Care Family Credit Union Rates - Missouri

### Auto & vehicle rates

5 offers

| Product |  Published |  Rate |  Term / condition |  Status |
| **36-Month New Auto Loan** auto_new_36mo |  — APR |  4.490% |  36 mo · new |  Standard |
| **36-Month Used Auto Loan** auto_used_36mo |  — APR |  4.490% |  36 mo · used |  Standard |
| **84-Month Used Auto Loan** auto_used_84mo |  — APR |  5.490% |  84 mo · used |  Standard |
| **Misc vehicles (titles)** auto_any_36mo |  — APR |  8.990% |  36 mo |  Standard |
| **Misc vehicles (titles)** auto_any_60mo |  — APR |  9.490% |  60 mo |  Standard |
Health Care Family Credit Union auto & vehicle rates as of November 12, 2026

### Personal loan rates

2 offers

| Product |  Published |  Rate |  Term / condition |  Status |
| **Signature Loan** personal_unsecured |  — APR |  10.490% |  — |  Standard |
| **10.49% Signature** other |  — APR |  3.550% |  — |  Standard |
Health Care Family Credit Union personal loan rates as of November 12, 2026

### Credit card rates

3 offers

| Product |  Published |  Rate |  Term / condition |  Status |
| **Platinum Credit Card** credit_card_platinum |  — APR |  10.900% |  — |  Standard |
| **Share-Secured MasterCard®** credit_card_secured |  — APR |  12.900% |  — |  Standard |
| **VISA® Gold Credit Card** credit_card |  — APR |  12.900% |  — |  Standard |
Health Care Family Credit Union credit card rates as of November 12, 2026

### Savings & CD rates

17 offers

| Product |  Published |  Rate |  Term / condition |  Status |
| **Christmas Club/ Wish Club** savings |  0.10% APY |  0.10% |  — |  Specialty offer |
| **Gold Checking** checking |  — APY |  0.10% |  — |  Standard |
| **63-Month Certificate** cd_63mo |  — APY |  0.20% |  63 mo |  Standard |
| **75-Month Certificate** cd_75mo |  — APY |  0.20% |  75 mo |  Standard |
| **IRA** ira |  — APY |  0.30% |  — |  Standard |
| **Money Market** money_market |  — APY |  1.21% |  — |  Standard |
| **24 Month Bump Up Certificate of Deposit** cd_24mo |  — APY |  3.35% |  24 mo |  Standard |
| **36 Month Bump Up Certificate of Deposit** cd_36mo |  — APY |  3.40% |  36 mo |  Standard |
| **6-Month Certificate** cd_6mo |  — APY |  3.45% |  6 mo |  Standard |
| **60 Month Bump Up Certificate of Deposit** cd_60mo |  — APY |  3.45% |  60 mo |  Standard |
| **24 Month Build a Certificate of Deposit** cd_24mo |  — APY |  3.45% |  24 mo |  Standard |
| **36 Month Build A Certificate of Deposit** cd_36mo |  — APY |  3.50% |  36 mo |  Standard |
| **60 Month Build a Certificate of Deposit** cd_60mo |  — APY |  3.55% |  60 mo |  Standard |
| **24-Month Certificate ($50,000+)** cd_24mo |  — APY |  3.55% |  24 mo |  Standard |
| **36 Month Certicicate of Deposit - $50,000 +** cd_36mo |  — APY |  3.60% |  36 mo |  Standard |
| **60-Month Certificate ($50,000+)** cd_60mo |  — APY |  3.66% |  60 mo |  Standard |
| **12 Month Build A Certificate of Deposit** cd_12mo |  — APY |  3.81% |  12 mo |  Standard |
Health Care Family Credit Union savings & cd rates as of November 12, 2026

### Other rates

2 offers

| Product |  Published |  Rate |  Term / condition |  Status |
| **7.25% Fixed HE Loan** other |  — % |  3.450% |  — |  Standard |
| **New/Used** other |  — % |  6.750% |  — |  Standard |
Health Care Family Credit Union other rates as of November 12, 2026

Health Care Family Credit Union is a credit union in Missouri. Rate data is being verified.

> Source: [RateAPI.dev](https://rateapi.dev/credit-unions/missouri/health-care-family) , verified from [Health Care Family Credit Union's official website](https://healthcarefamilycreditunion.org/)

Loading branch locator…

## About Health Care Family Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members

5.1K

Assets

$75M

Founded

1969

Locations reported

2

NCUA charter

63249

Charter type

Federally insured state-chartered credit union

### Services and member support

- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial education
- First-time homebuyer program
- Student scholarships
- Credit-builder products

Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union.

### Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

[**First Community** Maplewood · Maplewood · MO · 63143-1005 About 0.6 miles away](https://rateapi.dev/credit-unions/missouri/first-community) [**Navy Federal Credit Union** Maplewood MO · Maplewood · MO · 63143 About 0.6 miles away](https://rateapi.dev/credit-unions/virginia/navy-federal-credit-union) [**St. Louis Community** Richmond Heights · Saint Louis · MO · 63117-2204 About 0.6 miles away](https://rateapi.dev/credit-unions/missouri/st-louis-community) [**Communityamerica** Richmond Heights · Richmond Heights · MO · 63117-1706 About 1.0 miles away](https://rateapi.dev/credit-unions/kansas/communityamerica) [**County** Main office · SAINT LOUIS · MO · 63105-1913 About 1.2 miles away](https://rateapi.dev/credit-unions/missouri/county) [**West Community** Brentwood · Saint Louis · MO · 63144-2033 About 1.3 miles away](https://rateapi.dev/credit-unions/missouri/west-community)

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

## Who Can Join Health Care Family Credit Union

Membership eligibility from Health Care Family Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) .

Membership via occupations (Health Care Workers)

- Occupation Health Care Workers

Verified from [Health Care Family Credit Union's membership page](https://healthcarefamilycreditunion.org/) . Final membership determination is always made by the credit union.

## Work at Health Care Family Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Health Care Family Credit Union ranks against Missouri peers.

- See which AI assistants fetched Health Care Family Credit Union’s rates, and how often
- See which of your products the RateAPI API returned, and where you rank in Missouri
- Correct anything we publish about you that is wrong

[Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=health-care-family&amp;state=missouri&amp;code=MO&amp;name=Health%20Care%20Family%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions)

## Frequently Asked Questions

### What rates does Health Care Family Credit Union offer?

Health Care Family Credit Union currently offers Auto loan, personal loan, and credit card rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website.

### How often are Health Care Family Credit Union rates updated?

RateAPI verifies Health Care Family Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026.

### Where does RateAPI get Health Care Family Credit Union's rate data?

Rate data is collected directly from Health Care Family Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

### Who can join Health Care Family Credit Union?

Membership via occupations (Health Care Workers)

## Related Rate Data

Compare Health Care Family Credit Union's rates against national credit-union benchmarks.

[More Missouri credit unions](https://rateapi.dev/credit-unions/missouri) [Missouri auto loan rate leaders](https://rateapi.dev/auto-loan-rates/missouri) [Missouri personal loan leaders](https://rateapi.dev/personal-loan-rates/missouri) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology)

### Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

[View Original Source](https://healthcarefamilycreditunion.org/)

### Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

[View Methodology](https://rateapi.dev/methodology)

## Track Health Care Family Credit Union rates

Get a free API key to query these rates programmatically, or get the daily email when Missouri credit union rates move.

Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails)

## Use it via API

Access this data programmatically with our REST API

terminal

```
# Get rates for Health Care Family Credit Union
curl "https://api.rateapi.dev/credit-unions/missouri /health-care-family " \
  -H "Authorization : Bearer YOUR_API_KEY"
```

[Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp)

Branch locator

## Health Care Family Credit Union locations

Search, filter, and browse all 2 NCUA-reported locations.

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---

Source: https://rateapi.dev/credit-unions/missouri/health-care-family
Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp
