--- title: "First Missouri Credit Union Rates - Missouri" description: "Current vehicle loan rates from First Missouri Credit Union in Missouri. Updated daily with source verification. See who can join First Missouri Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/missouri/first-missouri" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # First Missouri Credit Union Rates - Missouri ### Auto & vehicle rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Motorcycle Loan** motorcycle | — APR | 6.490% | — | Standard | | **Boat/RV** boat | — APR | 7.990% | — | Standard | First Missouri Credit Union auto & vehicle rates as of November 11, 2026 ### Other rates 6 offers | Product | Published | Rate | Term / condition | Status | | **Non-Personal/Commercial Loan** business | — % | 7.200% | — | Standard | | **Fixed-Rate** other | — % | 3.990% | — | Standard | | **Quarterly Adjusted Rate**** other | — % | 5.490% | — | Standard | | **Variable-Rate** other | — % | 6.080% | — | Standard | | **12-Month Intro Rate**** other | — % | 6.490% | — | Introductory offer | | **Annually Adjusted Rate** other | — % | 6.750% | — | Standard | First Missouri Credit Union other rates as of November 11, 2026 First Missouri Credit Union is a credit union in Missouri. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/missouri/first-missouri) , verified from [First Missouri Credit Union's official website](https://1stmocu.org/) Loading branch locator… ## About First Missouri Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 7.9K Assets $121.2M Founded 1927 Locations reported 2 NCUA charter 62716 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - Bilingual services Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Century** MAIN OFFICE · SAINT LOUIS · MO · 63125-2405 About 0.7 miles away](https://rateapi.dev/credit-unions/missouri/century) [**Together** South County · Saint Louis · MO · 63125-4320 About 2.0 miles away](https://rateapi.dev/credit-unions/missouri/together) [**Patriot** Patriot Credit Union · Saint Louis · MO · 63129-2648 About 2.4 miles away](https://rateapi.dev/credit-unions/missouri/patriot) [**Neighbors** Neighbors Credit Union · Saint Louis · MO · 63123-7804 About 2.7 miles away](https://rateapi.dev/credit-unions/missouri/neighbors) [**Scott** Affton Branch · Affton · MO · 63123 About 2.7 miles away](https://rateapi.dev/credit-unions/illinois/scott) [**First Community** Oakville · Saint Louis · MO · 63129-3317 About 2.8 miles away](https://rateapi.dev/credit-unions/missouri/first-community) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join First Missouri Credit Union Membership eligibility from First Missouri Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on First Missouri Credit Union's website. Check the membership page below to confirm whether you qualify. - Location st. louis, jefferson, st. charles, franklin — MO Verified from [First Missouri Credit Union's membership page](https://1stmocu.org/aboutus.aspx) . Final membership determination is always made by the credit union. ## Membership rules for First Missouri Credit Union Geography 4 counties · Family 6 published paths to membership, last verified August 21, 2026, quoted from First Missouri Credit Union’s own published criteria. ### Geography 5 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Franklin County, MO - Jefferson County, MO - St. Charles County, MO - St. Louis City, MO - St. Louis County, MO “We serve those who live or work in: St. Louis County St. Louis City Jefferson County St. Charles County Franklin County” > [source ↗](https://1stmocu.org/aboutus.aspx) ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Family of a member “Your family members can also join!” > [source ↗](https://1stmocu.org/aboutus.aspx) - Family member of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for First Missouri Credit Union? Yes No ## Work at First Missouri Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where First Missouri Credit Union ranks against Missouri peers. - See which AI assistants fetched First Missouri Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Missouri - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=first-missouri&state=missouri&code=MO&name=First%20Missouri%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does First Missouri Credit Union offer? First Missouri Credit Union currently offers vehicle loan rates. The rates shown on this page were last verified November 11, 2026 directly from the credit union's official website. ### How often are First Missouri Credit Union rates updated? RateAPI verifies First Missouri Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 11, 2026. ### Where does RateAPI get First Missouri Credit Union's rate data? Rate data is collected directly from First Missouri Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join First Missouri Credit Union? First Missouri Credit Union publishes its membership criteria on its own website. RateAPI tracks 6 published membership paths covering 4 counties for First Missouri Credit Union, each quoted from First Missouri Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare First Missouri Credit Union's rates against national credit-union benchmarks. [More Missouri credit unions](https://rateapi.dev/credit-unions/missouri) [Missouri auto loan rate leaders](https://rateapi.dev/auto-loan-rates/missouri) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://1stmocu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track First Missouri Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Missouri credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for First Missouri Credit Union curl "https://api.rateapi.dev/credit-unions/missouri /first-missouri " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## First Missouri Credit Union locations Search, filter, and browse all 2 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/missouri/first-missouri Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp