--- title: "First Community Credit Union Rates & Who Can Join - Missouri" description: "First Community Credit Union is a credit union in Missouri. Rate data is being verified. See who can join First Community Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/missouri/first-community" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # First Community Credit Union Rates & Who Can Join - Missouri No currently verified rates are available for this institution. We hide rates that fall outside the serving freshness window instead of presenting old figures as current. First Community Credit Union is a credit union in Missouri. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/missouri/first-community) , verified from [First Community Credit Union's official website](https://www.firstcommunity.com/) Loading branch locator… ## About First Community Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 347.8K Assets $5B Founded 1934 Locations reported 42 NCUA charter 67619 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial education - First-time homebuyer program - Bilingual services - Student scholarships Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Vantage** Administration · Saint Charles · MO · 63304-5616 About 4.5 miles away](https://rateapi.dev/credit-unions/missouri/vantage) [**Communityamerica** Manchester · Manchester · MO · 63011 About 5.7 miles away](https://rateapi.dev/credit-unions/kansas/communityamerica) [**Division #6 Highway** Division 6 Highway Credit Union · Town and Country · MO · 63017 About 7.6 miles away](https://rateapi.dev/credit-unions/missouri/division-6-highway) [**Neighbors** Manchester · Manchester · MO · 63011-4045 About 8.0 miles away](https://rateapi.dev/credit-unions/missouri/neighbors) [**Together** St. Peters · Saint Peters · MO · 63376 About 8.1 miles away](https://rateapi.dev/credit-unions/missouri/together) [**Gateway Metro** St. Peters · Saint Peters · MO · 63376-7376 About 8.3 miles away](https://rateapi.dev/credit-unions/missouri/gateway-metro) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join First Community Credit Union Membership eligibility from First Community Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on First Community Credit Union's website. Check the membership page below to confirm whether you qualify. - Location st. louis, st. charles, jefferson, warren, franklin, madison, monroe, st. clair — MO, IL Verified from [First Community Credit Union's membership page](https://www.firstcommunity.com/about-us/become-a-member.html) . Final membership determination is always made by the credit union. ## Membership rules for First Community Credit Union Geography 8 counties · Family 3 30 published paths to membership, last verified August 27, 2026, quoted from First Community Credit Union’s own published criteria. ### Geography 9 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Franklin County, MO - Jefferson County, MO - Madison County, IL - Monroe County, IL - St. Charles County, MO - St. Clair County, IL - St. Louis County, MO - St. Louis, MO - Warren County, MO “All eligible businesses, government entities, individuals (including persons in their household) and the immediate family of all eligible individuals, who reside or work in the Missouri counties of St. Louis, St. Louis City, St. Charles, Jefferson, Warren and Franklin and the Illinois counties of…” > [source ↗](https://www.firstcommunity.com/about-us/become-a-member.html) ### Family 3 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Family of a member spouse, child, sibling, parent, grandparent, grandchild, aunt, uncle, niece, nephew, first cousin, legal guardian “Immediate family is defined as spouse, child, sibling, parent, grandparent, grandchild, aunt, uncle, niece, nephew, first cousin or legal guardian and includes step, in-law and legally adoptive relationships.” > [source ↗](https://www.firstcommunity.com/about-us/become-a-member.html) - Family member (spouse, child, sibling, parent, grandparent, grandchild, aunt, uncle, niece, nephew, first cousin, legal guardian) of a member - Family of a member household member “Household is defined as persons living in the same residence who maintain a single economic unit. Included in this definition is any person who is a member of and participates in the maintenance of the household.” > [source ↗](https://www.firstcommunity.com/about-us/become-a-member.html) - Family member (household member) of a member - Family of someone eligible household member, immediate family “All eligible businesses, government entities, individuals (including persons in their household) and the immediate family of all eligible individuals, who reside or work in the Missouri counties of St. Louis, St. Louis City, St. Charles, Jefferson, Warren and Franklin and the Illinois counties of…” > [source ↗](https://www.firstcommunity.com/about-us/become-a-member.html) - Family member (household member, immediate family) of an eligible person Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for First Community Credit Union? Yes No ## Work at First Community Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where First Community Credit Union ranks against Missouri peers. - See which AI assistants fetched First Community Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Missouri - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=first-community&state=missouri&code=MO&name=First%20Community%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does First Community Credit Union offer? First Community Credit Union is a credit union in Missouri. Rate data is currently being verified. ### How often are First Community Credit Union rates updated? RateAPI verifies First Community Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get First Community Credit Union's rate data? Rate data is collected directly from First Community Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join First Community Credit Union? First Community Credit Union publishes its membership criteria on its own website. RateAPI tracks 30 published membership paths covering 8 counties for First Community Credit Union, each quoted from First Community Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare First Community Credit Union's rates against national credit-union benchmarks. [More Missouri credit unions](https://rateapi.dev/credit-unions/missouri) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.firstcommunity.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track First Community Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Missouri credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for First Community Credit Union curl "https://api.rateapi.dev/credit-unions/missouri /first-community " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## First Community Credit Union locations Search, filter, and browse all 42 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/missouri/first-community Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp