--- title: "Columbia Credit Union Rates - Missouri" description: "Current auto loan, personal loan, credit card, and savings & cd rates from Columbia Credit Union in Missouri. Updated daily with source verification. See who can join Columbia Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/missouri/columbia" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Columbia Credit Union Rates - Missouri ### Auto & vehicle rates 3 offers | Product | Published | Rate | Term / condition | Status | | **New Auto Loan** auto_new | — APR | 4.750% | new | Standard | | **RECREATION VEHICLE** auto | — APR | 7.240% | — | Standard | | **FAST TRACK LOAN** auto | — APR | 13.000% | — | Standard | Columbia Credit Union auto & vehicle rates as of November 13, 2026 ### Personal loan rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Unsecured Personal Loan** personal_unsecured | — APR | 6.480% | — | Standard | | **Personal Line of Credit** ploc_variable | — APR | 12.000% | — | Standard | Columbia Credit Union personal loan rates as of November 13, 2026 ### Credit card rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Credit Card** credit_card | 12.000% APR | 11.990% | — | Standard | Columbia Credit Union credit card rates as of November 13, 2026 ### Savings & CD rates 15 offers | Product | Published | Rate | Term / condition | Status | | **3-Month Certificate** cd_3mo | — APY | 1.29% | 3 mo | Standard | | **3-Month IRA Certificate** ira_cd_3mo | — APY | 1.29% | 3 mo | Standard | | **6-Month Certificate** cd_6mo | — APY | 2.30% | 6 mo | Standard | | **6-Month IRA Certificate** ira_cd_6mo | — APY | 2.30% | 6 mo | Standard | | **12-Month IRA Certificate** ira_cd_12mo | — APY | 2.37% | 12 mo | Standard | | **12-Month Certificate** cd_12mo | — APY | 2.37% | 12 mo | Standard | | **18-Month IRA Certificate** ira_cd_18mo | — APY | 2.42% | 18 mo | Standard | | **18-Month Certificate** cd_18mo | — APY | 2.42% | 18 mo | Standard | | **36-Month Certificate** cd_36mo | — APY | 3.09% | 36 mo | Standard | | **36-Month IRA Certificate** ira_cd_36mo | — APY | 3.09% | 36 mo | Standard | | **48-Month Certificate** cd_48mo | — APY | 3.19% | 48 mo | Standard | | **48-Month IRA Certificate** ira_cd_48mo | — APY | 3.19% | 48 mo | Standard | | **24-Month Certificate** cd_24mo | — APY | 3.23% | 24 mo | Standard | | **24-Month IRA Certificate** ira_cd_24mo | — APY | 3.23% | 24 mo | Standard | | **60-Month Certificate** cd_60mo | — APY | 3.29% | 60 mo | Standard | Columbia Credit Union savings & cd rates as of November 13, 2026 ### Other rates 1 offer | Product | Published | Rate | Term / condition | Status | | **HOMEPERK** other | — % | 12.000% | — | Standard | Columbia Credit Union other rates as of November 13, 2026 Credit card rates from 12% APR. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/missouri/columbia) , verified from [Columbia Credit Union's official website](https://www.como-cu.com/) Loading branch locator… ## About Columbia Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 2.1K Assets $33.8M Founded 1935 Locations reported 4 NCUA charter 62930 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Electronic statements - Mobile check deposit - Mobile payments - Financial education - Student scholarships - Credit-builder products Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**United** Columbia Branch · Columbia · MO · 65201-5691 About 3.2 miles away](https://rateapi.dev/credit-unions/missouri/united) [**West Community** Tigers Community Credit Union · Columbia · MO · 65201 About 3.3 miles away](https://rateapi.dev/credit-unions/missouri/west-community) [**Multipli** Columbia Branch · Columbia · MO · 65201 About 5.2 miles away](https://rateapi.dev/credit-unions/missouri/multipli) [**Shelter Insurance** Shelter Credit Union · Columbia · MO · 65218 About 7.8 miles away](https://rateapi.dev/credit-unions/missouri/shelter-insurance) [**Academic Employees** Academic Employees Credit Union · Columbia · MO · 65203-4601 About 8.5 miles away](https://rateapi.dev/credit-unions/missouri/academic-employees) [**Conservation Employees** Conservation Employees' Credit Union · Jefferson City · MO · 65109-0580 About 21.2 miles away](https://rateapi.dev/credit-unions/missouri/conservation-employees) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Columbia Credit Union Membership eligibility from Columbia Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Columbia Credit Union's website. Check the membership page below to confirm whether you qualify. - Location boone — MO Verified from [Columbia Credit Union's membership page](https://www.como-cu.com/how-to-join/) . Final membership determination is always made by the credit union. ## Membership rules for Columbia Credit Union Geography 1 county · Family 2 4 published paths to membership, last verified August 27, 2026, quoted from Columbia Credit Union’s own published criteria. Source-page proposal coverage: 2 of 4 extracted claims verified; 0 withheld. Only verified rules are shown here. This measures claims found on the reviewed source page, not every possible real-world membership path. ### Geography 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Boone County, MO “The Field of Membership of Columbia Credit Union shall consist of persons that live or work in Boone County, Missouri.” > [source ↗](https://www.como-cu.com/how-to-join/) ### Family 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Family of a member spouse, children, step-children, parents, step-parents, siblings, grandparents, grandchildren, minor living in same household of legal guardian “Family members of existing members will also be eligible for membership.” > [source ↗](https://www.como-cu.com/how-to-join/) - Family member (spouse, children, step-children, parents, step-parents, siblings, grandparents, grandchildren, minor living in same household of legal guardian) of a member - Family of a member family “Family members of existing members will also be eligible for membership.” > [source ↗](https://www.como-cu.com/how-to-join/) - Family member (family) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Columbia Credit Union? Yes No ## Work at Columbia Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Columbia Credit Union ranks against Missouri peers. - See which AI assistants fetched Columbia Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Missouri - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=columbia&state=missouri&code=MO&name=Columbia%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Columbia Credit Union offer? Columbia Credit Union currently offers Auto loan, personal loan, and credit card rates. The rates shown on this page were last verified November 13, 2026 directly from the credit union's official website. ### How often are Columbia Credit Union rates updated? RateAPI verifies Columbia Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get Columbia Credit Union's rate data? Rate data is collected directly from Columbia Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Columbia Credit Union? Columbia Credit Union publishes its membership criteria on its own website. RateAPI tracks 4 published membership paths covering 1 county for Columbia Credit Union, each quoted from Columbia Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Columbia Credit Union's rates against national credit-union benchmarks. [More Missouri credit unions](https://rateapi.dev/credit-unions/missouri) [Missouri auto loan rate leaders](https://rateapi.dev/auto-loan-rates/missouri) [Missouri personal loan leaders](https://rateapi.dev/personal-loan-rates/missouri) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.como-cu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Columbia Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Missouri credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Columbia Credit Union curl "https://api.rateapi.dev/credit-unions/missouri /columbia " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Columbia Credit Union locations Search, filter, and browse all 4 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/missouri/columbia Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp