--- title: "Academic Employees Credit Union Rates - Missouri" description: "Current auto loan, and personal loan rates from Academic Employees Credit Union in Missouri. Updated daily with source verification. See who can join Academic Employees Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/missouri/academic-employees" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Academic Employees Credit Union Rates - Missouri ### Auto & vehicle rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Less than 15,000 miles or never titled** auto_any_72mo | — APR | 4.750% | 72 mo | Standard | | **Used Auto Loan (2016 and Newer)** auto_used | — APR | 7.990% | used | Standard | Academic Employees Credit Union auto & vehicle rates as of November 12, 2026 ### Personal loan rates 3 offers | Product | Published | Rate | Term / condition | Status | | **Personal Line of Credit** ploc_variable | — APR | 9.500% | — | Standard | | **Personal Loan** personal | — APR | 10.500% | — | Standard | | **Preferred Personal** other | — APR | 10.000% | — | Standard | Academic Employees Credit Union personal loan rates as of November 12, 2026 Academic Employees Credit Union is a credit union in Missouri. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/missouri/academic-employees) , verified from [Academic Employees Credit Union's official website](https://academicecu.com/) Loading branch locator… ## About Academic Employees Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 1.4K Assets $17.2M Founded 1936 Locations reported 1 NCUA charter 67695 Charter type Federally insured state-chartered credit union ### Services and member support - Electronic statements Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**West Community** Tigers Community Credit Union · Columbia · MO · 65203-0384 Branch in the same ZIP](https://rateapi.dev/credit-unions/missouri/west-community) [**Multipli** Columbia Branch · Columbia · MO · 65201 About 3.7 miles away](https://rateapi.dev/credit-unions/missouri/multipli) [**Shelter Insurance** Shelter Credit Union · Columbia · MO · 65218 About 4.3 miles away](https://rateapi.dev/credit-unions/missouri/shelter-insurance) [**Columbia** Columbia Credit Union · Columbia · MO · 65201-4455 About 5.1 miles away](https://rateapi.dev/credit-unions/missouri/columbia) [**United** Columbia Branch · Columbia · MO · 65201-5691 About 5.5 miles away](https://rateapi.dev/credit-unions/missouri/united) [**Conservation Employees** Conservation Employees' Credit Union · Jefferson City · MO · 65109-0580 About 22.7 miles away](https://rateapi.dev/credit-unions/missouri/conservation-employees) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Academic Employees Credit Union Membership eligibility from Academic Employees Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Academic Employees Credit Union's website. Check the membership page below to confirm whether you qualify. Verified from [Academic Employees Credit Union's membership page](https://academicecu.com/) . Final membership determination is always made by the credit union. ## Work at Academic Employees Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Academic Employees Credit Union ranks against Missouri peers. - See which AI assistants fetched Academic Employees Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Missouri - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=academic-employees&state=missouri&code=MO&name=Academic%20Employees%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Academic Employees Credit Union offer? Academic Employees Credit Union currently offers Auto loan, and personal loan rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Academic Employees Credit Union rates updated? RateAPI verifies Academic Employees Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Academic Employees Credit Union's rate data? Rate data is collected directly from Academic Employees Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Academic Employees Credit Union? Academic Employees Credit Union publishes its membership criteria on its own website. ## Related Rate Data Compare Academic Employees Credit Union's rates against national credit-union benchmarks. [More Missouri credit unions](https://rateapi.dev/credit-unions/missouri) [Missouri auto loan rate leaders](https://rateapi.dev/auto-loan-rates/missouri) [Missouri personal loan leaders](https://rateapi.dev/personal-loan-rates/missouri) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://academicecu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Academic Employees Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Missouri credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Academic Employees Credit Union curl "https://api.rateapi.dev/credit-unions/missouri /academic-employees " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Academic Employees Credit Union locations Search, filter, and browse all 1 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/missouri/academic-employees Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp