--- title: "Vickswood Credit Union Rates (Nov 2026): Vehicle 5.99%" description: "Vickswood Credit Union rates today: vehicle loans from 5.99% APR. Every rate verified daily from the official website — no pay-to-rank. See who can join Vickswood Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/mississippi/vickswood" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Vickswood Credit Union Rates (Nov 2026): Vehicle 5.99% ### Auto & vehicle rates 5 offers | Product | Published | Rate | Term / condition | Status | | **New Auto Loan** auto_new | — APR | 4.990% | new | Standard | | **New RV Loan** rv_new | — APR | 5.990% | new | Standard | | **New Motor Homes** rv_new | 5.990% APR | 6.000% | new | Standard | | **Used Auto Loan** auto_used | 6.000% APR | 5.990% | used | Standard | | **Used RV Loan** rv_used | 6.250% APR | 6.250% | used | Standard | Vickswood Credit Union auto & vehicle rates as of November 13, 2026 ### Personal loan rates 4 offers | Product | Published | Rate | Term / condition | Status | | **Share-Secured Loan** personal_secured | — APR | 2.990% | — | Standard | | **Signature Loan** personal_unsecured | — APR | 7.000% | — | Standard | | **New Appliances** personal | — APR | 7.500% | — | Standard | | **Insurance Loan** personal | — APR | 12.000% | — | Standard | Vickswood Credit Union personal loan rates as of November 13, 2026 ### Equipment loan rates 3 offers | Product | Published | Rate | Term / condition | Status | | **New Farm Tractors** equipment_new | — APR | 6.250% | — | Standard | | **New Yard & Garden Equipment** equipment_new | 7.000% APR | 7.000% | — | Standard | | **Used Farm Tractors** equipment_used | — APR | 7.250% | — | Standard | Vickswood Credit Union equipment loan rates as of November 13, 2026 Vehicle loans available from 5.99% APR. Equipment loans from 7% APR. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/mississippi/vickswood) , verified from [Vickswood Credit Union's official website](https://vickswoodcu.com/) Best product position **Better than the Mississippi median** used-car loan Gap to state best **51 bp** 51 bp from state best Vs. state median **12 bp better than median** used-car loan Products ranked **1** across tracked Mississippi markets | Product | Published APR | Position | Vs. state best | Vs. state median | | used-car loan | 6.00% | Better than the Mississippi median | 51 bp from state best | 12 bp better than median | Published rate position by product as of November 13, 2026 This is the public snapshot. Claim Vickswood Credit Union's profile to see the full product-by-product breakdown, how the gap to the state best has moved over time, and the near-misses where a small change would move you up. [See the full breakdown →](https://rateapi.dev/for-credit-unions/claim?cu=vickswood&state=mississippi&code=MS&name=Vickswood%20Credit%20Union) Loading branch locator… ## About Vickswood Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 1.5K Assets $11.5M Founded 1967 Locations reported 2 NCUA charter 24876 Charter type Federal credit union ### Services and member support - Electronic statements - Mobile payments Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Mutual** Clay Street · Vicksburg · MS · 39183-3438 About 8.2 miles away](https://rateapi.dev/credit-unions/mississippi/mutual) [**Vicksburg Railroad** Vicksburg Railroad Credit Union · Vicksburg · MS · 39180-3805 About 16.0 miles away](https://rateapi.dev/credit-unions/mississippi/vicksburg-railroad) [**Issaquena County** MAIN OFFICE · MAYERSVILLE · MS · 39113 About 26.8 miles away](https://rateapi.dev/credit-unions/mississippi/issaquena-county) [**Hope** Utica · Utica · MS · 39175 About 30.9 miles away](https://rateapi.dev/credit-unions/mississippi/hope) [**Jackson Area** JAFCU-Clinton · Clinton · MS · 39056 About 31.0 miles away](https://rateapi.dev/credit-unions/mississippi/jackson-area) [**Centuryfirst** Clinton Office · Clinton · MS · 39056-5337 About 32.1 miles away](https://rateapi.dev/credit-unions/mississippi/centuryfirst) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Vickswood Credit Union Membership eligibility from Vickswood Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Vickswood Credit Union's website. Check the membership page below to confirm whether you qualify. - Employer International Paper Company, school systems Verified from [Vickswood Credit Union's membership page](https://vickswoodcu.com/about-us) . Final membership determination is always made by the credit union. ## Membership rules for Vickswood Credit Union Employers 3 · Family 4 published paths to membership, last verified August 21, 2026, quoted from Vickswood Credit Union’s own published criteria. ### Employers 3 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Employee of International Paper “Employees and members of their immediate family for the following companies: International Paper Company in Redwood, Mississippi” > [source ↗](https://vickswoodcu.com/about-us) - Employee of International Paper - Employee of Vickswood Federal Credit Union “Employees of this Credit Union” > [source ↗](https://vickswoodcu.com/about-us) - Employee of Vickswood Federal Credit Union - Employee of school systems - Works in county:MS:warren “Employees of the school systems who work in Warren County, Mississippi” > [source ↗](https://vickswoodcu.com/about-us) - Employee of school systems and Works in Warren County, MS ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Family of a member immediate family “Employees and members of their immediate family for the following companies: International Paper Company in Redwood, Mississippi” > [source ↗](https://vickswoodcu.com/about-us) - Family member (immediate family) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Vickswood Credit Union? Yes No ## Work at Vickswood Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Vickswood Credit Union ranks against Mississippi peers. - See which AI assistants fetched Vickswood Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Mississippi - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=vickswood&state=mississippi&code=MS&name=Vickswood%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Vickswood Credit Union offer? Vickswood Credit Union currently offers vehicle loan, and personal loan rates. The rates shown on this page were last verified November 13, 2026 directly from the credit union's official website. ### How often are Vickswood Credit Union rates updated? RateAPI verifies Vickswood Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get Vickswood Credit Union's rate data? Rate data is collected directly from Vickswood Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What are Vickswood Credit Union's auto & rv loan rates? As of November 13, 2026, Vickswood Credit Union offers vehicle loans from 5.99% APR. ### Who can join Vickswood Credit Union? Vickswood Credit Union publishes its membership criteria on its own website. RateAPI tracks 4 published membership paths covering 3 employers for Vickswood Credit Union, each quoted from Vickswood Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Vickswood Credit Union's rates against national credit-union benchmarks. [More Mississippi credit unions](https://rateapi.dev/credit-unions/mississippi) [Mississippi auto loan rate leaders](https://rateapi.dev/auto-loan-rates/mississippi) [Mississippi personal loan leaders](https://rateapi.dev/personal-loan-rates/mississippi) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://vickswoodcu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Vickswood Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Mississippi credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Vickswood Credit Union curl "https://api.rateapi.dev/credit-unions/mississippi /vickswood " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Vickswood Credit Union locations Search, filter, and browse all 2 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/mississippi/vickswood Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp