Sunbelt

hattiesburg, Mississippi
Last verified: July 10, 2026

As of July 10, 2026, Sunbelt offers a 30-year-fixed mortgage at 5.9% APR (5.9% rate, 0 points). Auto loans available from 3.9% APR. HELOC rates from 4.9% APR. Personal loan rates from 8.795% APR.

Source: RateAPI.dev, verified from Sunbelt's official website

Who Can Join Sunbelt

Membership eligibility from Sunbelt's own published criteria. How we verify this.

Membership criteria are published on Sunbelt's website. Check the membership page below to confirm whether you qualify.

Verified from Sunbelt's membership page. Final membership determination is always made by the credit union.

Mortgage Rates

Rates as of July 10, 2026

30-year-fixed
5.900% APR
Rate5.900%
Points0
Mortgage Loan
30-year-fixed
7.000% APR
Rate7.000%
Points0
Mortgage
savings
1.000% APR
Rate1.000%
Points0
Holiday Club
savings
1.000% APR
Rate1.000%
Points0
Holiday Club Savings
share_certificate_48mo
2.580% APR
Rate2.550%
Points0
Share Certificate 48 Months
share_certificate_48mo
2.580% APR
Rate2.550%
Points0
Share Certificates - 48 Months
share_certificate_60mo
2.680% APR
Rate2.650%
Points0
Share Certificate 60 Months
share_certificate_60mo
2.680% APR
Rate2.650%
Points0
Share Certificates - 60 Months
share_certificate_36mo
2.780% APR
Rate2.750%
Points0
Share Certificate 36 Months
share_certificate_36mo
2.780% APR
Rate2.750%
Points0
Share Certificates - 36 Months
share_certificate_24mo
3.040% APR
Rate3.000%
Points0
Share Certificate 24 Months
share_certificate_24mo
3.040% APR
Rate3.000%
Points0
Share Certificates - 24 Months
share_certificate_12mo
3.200% APR
Rate3.150%
Points0
Share Certificates - 12 Months
share_certificate_18mo
3.560% APR
Rate3.500%
Points0
Share Certificate 18 Months
share_certificate_10mo
3.820% APR
Rate3.750%
Points0
Share Certificate 10 Months
share_certificate_6mo
3.820% APR
Rate3.750%
Points0
Share Certificate 6 Months
share_certificate_6mo
3.820% APR
Rate3.750%
Points0
Share Certificates - 6 Months
savings
4.000% APR
Rate3.930%
Points0
Advantage Checking
savings
5.000% APR
Rate5.000%
Points0
My Life Checking
savings
5.000% APR
Rate5.000%
Points0
MyLife Checking
savings
5.000% APR
Rate5.000%
Points0
Prime Checking
savings
5.000% APR
Rate5.000%
Points0
Sun Checking
savings
5.000% APR
Rate5.000%
Points0
Sun rise Kids Savings
savings
5.000% APR
Rate5.000%
Points0
Sunrise Kids Savings

Auto Loan Rates

Rates as of July 10, 2026

auto
3.900% APR
Rate3.900%
Interest rate
auto
3.900% APR
Rate3.900%
Standard Auto Loan
auto
3.900% APR
Rate3.900%
Vehicle Loan
auto_any_24mo
3.990% APR
Rate3.990%
Auto & Motorcycle Loan - 24 Months
auto_any_24mo
3.990% APR
Rate3.990%
[PROMOTIONAL] Auto & Motorcycle Loan - 24 Months
auto
3.990% APR
Rate3.990%
[PROMOTIONAL] Auto & Motorcycle Loans
auto_any_36mo
4.240% APR
Rate4.240%
Auto & Motorcycle Loan - 36 Months
auto_any_36mo
4.240% APR
Rate4.240%
[PROMOTIONAL] Auto & Motorcycle Loan - 36 Months
auto_any_48mo
5.240% APR
Rate5.240%
Auto & Motorcycle Loan - 48 Months
auto_any_48mo
5.240% APR
Rate5.240%
[PROMOTIONAL] Auto & Motorcycle Loan - 48 Months
auto
5.900% APR
Rate5.900%
Auto Loan
auto_any_24mo
5.990% APR
Rate5.990%
Recreational Vehicle Loan - 24 Months
auto_any_24mo
5.990% APR
Rate5.990%
[PROMOTIONAL] Recreational Vehicle Loan - 24 Months
auto
5.990% APR
Rate5.990%
[PROMOTIONAL] Recreational Vehicle Loans
auto_any_36mo
6.240% APR
Rate6.240%
Recreational Vehicle Loan - 36 Months
auto_any_36mo
6.240% APR
Rate6.240%
[PROMOTIONAL] Recreational Vehicle Loan - 36 Months
auto_any_60mo
6.490% APR
Rate6.490%
Auto & Motorcycle Loan - 60 Months
auto_any_60mo
6.490% APR
Rate6.490%
[PROMOTIONAL] Auto & Motorcycle Loan - 60 Months
auto_any_48mo
7.240% APR
Rate7.240%
Recreational Vehicle Loan - 48 Months
auto_any_48mo
7.240% APR
Rate7.240%
[PROMOTIONAL] Recreational Vehicle Loan - 48 Months
auto_any_72mo
7.490% APR
Rate7.490%
Auto & Motorcycle Loan - 72 Months
auto_any_60mo
7.490% APR
Rate7.490%
Recreational Vehicle Loan - 60 Months
auto_any_72mo
7.490% APR
Rate7.490%
[PROMOTIONAL] Auto & Motorcycle Loan - 72 Months
auto_any_60mo
7.490% APR
Rate7.490%
[PROMOTIONAL] Recreational Vehicle Loan - 60 Months
auto_any_72mo
8.490% APR
Rate8.490%
Recreational Vehicle Loan - 72 Months
auto_any_72mo
8.490% APR
Rate8.490%
[PROMOTIONAL] Recreational Vehicle Loan - 72 Months
auto_any_84mo
8.990% APR
Rate8.990%
Auto & Motorcycle Loan - 84 Months
auto_any_84mo
8.990% APR
Rate8.990%
[PROMOTIONAL] Auto & Motorcycle Loan - 84 Months
auto_any_84mo
9.490% APR
Rate9.490%
Recreational Vehicle Loan - 84 Months
auto_any_84mo
9.490% APR
Rate9.490%
[PROMOTIONAL] Recreational Vehicle Loan - 84 Months
auto_any_96mo
9.990% APR
Rate9.990%
Recreational Vehicle Loan - 96 Months
auto_any_96mo
9.990% APR
Rate9.990%
[PROMOTIONAL] Recreational Vehicle Loan - 96 Months
auto_any_108mo
10.990% APR
Rate10.990%
Recreational Vehicle Loan - 108 Months
auto_any_108mo
10.990% APR
Rate10.990%
[PROMOTIONAL] Recreational Vehicle Loan - 108 Months

HELOC Rates

Rates as of July 10, 2026

heloc_variable
4.900% APR
Rate4.900%
Home Equity Line of Credit
heloc_fixed
5.900% APR
Rate5.900%
Home Equity Loan

Personal Loan Rates

Rates as of July 10, 2026

personal_unsecured
8.795% APR
Rate8.795%
Individual Personal Loan
personal_unsecured
8.795% APR
Rate8.795%
Joint Personal Loan
personal
8.795% APR
Rate8.795%
[PROMOTIONAL] Bill Consolidation Loan
personal
8.795% APR
Rate8.795%
[PROMOTIONAL] Credit Builder Loan
personal_unsecured
8.795% APR
Rate8.795%
[PROMOTIONAL] Individual Personal Loan
personal_unsecured
8.795% APR
Rate8.795%
[PROMOTIONAL] Joint Personal Loan
personal_unsecured
8.795% APR
Rate8.795%
[PROMOTIONAL] Personal Loan

Frequently Asked Questions

What rates does Sunbelt offer?

Sunbelt currently offers mortgage, auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified July 10, 2026 directly from the credit union's official website.

How often are Sunbelt rates updated?

RateAPI verifies Sunbelt's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 10, 2026.

Where does RateAPI get Sunbelt's rate data?

Rate data is collected directly from Sunbelt's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Sunbelt's mortgage rate?

As of July 10, 2026, Sunbelt offers a 30-year-fixed mortgage at 5.9% APR.

What is Sunbelt's auto loan rate?

As of July 10, 2026, Sunbelt offers auto loans from 3.9% APR.

Related Rate Data

Compare Sunbelt's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Sunbelt
curl "https://api.rateapi.dev/credit-unions/mississippi/sunbelt" \
  -H "Authorization: Bearer YOUR_API_KEY"