Southern Coastal Mortgage, Auto Loan & Personal Loan Rates

As of July 9, 2026, Southern Coastal offers a savings mortgage at 1% APR (1% rate, 0 points). Auto loans available from 5.49% APR. Personal loan rates from 3% APR.
Source: RateAPI.dev, verified from Southern Coastal's official website

Mortgage Rates

Rates as of July 9, 2026

savings

1.000% APR

Rate1.000%

Points0

Christmas Club Savings

share_certificate

1.250% APR

Rate1.250%

Points0

Share Certificate

ira

2.000% APR

Rate2.000%

Points0

IRA Savings

share_savings

5.000% APR

Rate5.000%

Points0

Share Savings Accounts

Auto Loan Rates

Rates as of July 9, 2026

auto_new_48mo

5.490% APR

Rate5.490%

New Auto(Current & 2 year Models) 48 month term or less

auto_new_72mo

5.990% APR

Rate5.990%

New Auto(72 month term +)

auto_used_108mo

6.490% APR

Rate6.490%

Used Auto(Models 3 to 9 year Models)

auto_any

7.990% APR

Rate7.990%

New & Used RV

auto_new_72mo

7.990% APR

Rate7.990%

New Boat(Current & Previous Year) 72 month term

auto_new

7.990% APR

Rate7.990%

New Motorcycle/ATV (Current & Previous Year)

auto_used_72mo

8.490% APR

Rate8.490%

Used Boat(2 Years & Older) 72 month term

auto_used_24mo

8.490% APR

Rate8.490%

Used Motorcycle/ATV (2 Years & Older)

auto_any_120mo

9.990% APR

Rate9.990%

Older Auto(Models 10 years+)

Personal Loan Rates

Rates as of July 9, 2026

personal_secured

3.000% APR

Rate3.000%

CD Secured Loan

personal_secured

3.500% APR

Rate3.500%

Share Secured Loan

personal_unsecured

10.950% APR

Rate10.950%

Personal Signature Loan

Frequently Asked Questions

What rates does Southern Coastal offer?

Southern Coastal currently offers mortgage, auto loan, and personal loan rates. The rates shown on this page were last verified July 9, 2026 directly from the credit union's official website.

How often are Southern Coastal rates updated?

RateAPI verifies Southern Coastal's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 9, 2026.

Where does RateAPI get Southern Coastal's rate data?

Rate data is collected directly from Southern Coastal's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Southern Coastal's mortgage rate?

As of July 9, 2026, Southern Coastal offers a savings mortgage at 1% APR.

What is Southern Coastal's auto loan rate?

As of July 9, 2026, Southern Coastal offers auto loans from 5.49% APR.

Related Rate Data

Compare Southern Coastal's rates against national credit-union benchmarks.

More Mississippi credit unions Mortgage rate benchmark Auto loan rate benchmark Personal loan rates How we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal

# Get rates for Southern Coastal
curl "https://api.rateapi.dev/credit-unions/mississippi/southern-coastal" \
  -H "Authorization: Bearer YOUR_API_KEY"

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