--- title: "Rivertrust Credit Union Rates: CDs to 3.25%, Vehicle 4.50%" description: "Rivertrust Credit Union rates today: vehicle loans from 4.50% APR, savings & CDs up to 3.25% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join Rivertrust Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/mississippi/rivertrust" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Rivertrust Credit Union Rates: CDs to 3.25%, Vehicle 4.50% ### Mortgage rates 3 offers | Product | Published | Rate | Term / condition | Status | | **30-Year Fixed** 30 year fixed | — APR | 6.500% | — | Standard | | **15-Year Fixed** 15 year fixed | — APR | 6.000% | — | Standard | | **20-Year Fixed** 20 year fixed | — APR | 6.250% | — | Standard | Rivertrust Credit Union mortgage rates as of November 12, 2026 ### Auto & vehicle rates 4 offers | Product | Published | Rate | Term / condition | Status | | **New Auto Loan** auto_new | — APR | 4.500% | new | Standard | | **New and Used Auto Loan** auto_any | 4.500% APR | 4.500% | any | Standard | | **New Camper or R.V.** rv_new | 4.500% APR | 4.500% | new | Standard | | **New and Used Motorcycle, ATV, and Watercraft** motorcycle_any | 4.500% APR | 4.500% | any | Standard | Rivertrust Credit Union auto & vehicle rates as of November 12, 2026 ### HELOC rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Home Equity Loan** heloc | — APR | 6.750% | — | Standard | | **Home Equity Loan (Fixed)** heloc_fixed | — APR | 6.750% | — | Standard | Rivertrust Credit Union heloc rates as of November 12, 2026 ### Personal loan rates 3 offers | Product | Published | Rate | Term / condition | Status | | **Share-Secured Loan** personal_secured | — APR | 3.000% | — | Standard | | **Signature Loan** personal_unsecured | — APR | 6.750% | — | Standard | | **Signature Loan** personal_unsecured | — APR | 10.500% | — | Standard | Rivertrust Credit Union personal loan rates as of November 12, 2026 ### Savings & CD rates 16 offers | Product | Published | Rate | Term / condition | Status | | **Deposit, Loan, and Certificate Rates (quarterly)** cd | — APY | 0.05% | — | Standard | | **Deposit, Loan, and Certificate Rates (quarterly)** cd | — APY | 0.10% | — | Standard | | **Deposit, Loan, and Certificate Rates (quarterly)** cd | — APY | 0.25% | — | Standard | | **91 Day Certificate** cd | 0.25% APY | 0.25% | — | Standard | | **Deposit, Loan, and Certificate Rates (quarterly)** cd | — APY | 0.45% | — | Standard | | **Deposit, Loan, and Certificate Rates (quarterly)** cd | — APY | 0.75% | — | Standard | | **6-Month Certificate** cd_6mo | 3.00% APY | 3.00% | 6 mo | Standard | | **18-Month IRA Certificate** ira_cd_18mo | — APY | 3.25% | 18 mo | Standard | | **12-Month Certificate** cd_12mo | 3.25% APY | 3.25% | 12 mo | Standard | | **18-Month Certificate** cd_18mo | — APY | 3.25% | 18 mo | Standard | | **24-Month Certificate** cd_24mo | — APY | 3.50% | 24 mo | Standard | | **24-Month IRA Certificate** ira_cd_24mo | — APY | 3.50% | 24 mo | Standard | | **30-Month Certificate** cd_30mo | — APY | 3.75% | 30 mo | Standard | | **30-Month IRA Certificate** ira_cd_30mo | — APY | 3.75% | 30 mo | Standard | | **60-Month Certificate** cd_60mo | — APY | 4.00% | 60 mo | Standard | | **60-Month IRA Certificate** ira_cd_60mo | — APY | 4.00% | 60 mo | Standard | Rivertrust Credit Union savings & cd rates as of November 12, 2026 ### Equipment loan rates 1 offer | Product | Published | Rate | Term / condition | Status | | **New and Used Tractor Loan** equipment | — APR | 4.500% | — | Standard | Rivertrust Credit Union equipment loan rates as of November 12, 2026 Vehicle loans available from 4.5% APR. Savings and certificate yields up to 3.25% APY. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/mississippi/rivertrust) , verified from [Rivertrust Credit Union's official website](https://www.rivertrustfcu.com/) Loading branch locator… ## About Rivertrust Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 7.6K Assets $168.2M Founded 1935 Locations reported 3 NCUA charter 473 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - Student scholarships - Credit-builder products - Payday Alternative Loans I Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Mississippi Highway Safty Pat** MS Highway Safety Patrol FCU · Pearl · MS · 392089 Branch in the same ZIP](https://rateapi.dev/credit-unions/mississippi/mississippi-highway-safty-pat) [**Pearl Municipal** Pearl Municipal Fed Credit Union · Pearl · MS · 39208-5840 About 2.1 miles away](https://rateapi.dev/credit-unions/mississippi/pearl-municipal) [**Members Exchange** Branch - Pearl · Pearl · MS · 39208 About 2.5 miles away](https://rateapi.dev/credit-unions/mississippi/members-exchange) [**Statewide** Statewide FCU · Flowood · MS · 39232-9527 About 4.8 miles away](https://rateapi.dev/credit-unions/mississippi/statewide) [**Hope** Hope Main Office · Jackson · MS · 39202-3431 About 5.2 miles away](https://rateapi.dev/credit-unions/mississippi/hope) [**Magnolia** Flowood Service Center · Flowood · MS · 39232-8858 About 5.4 miles away](https://rateapi.dev/credit-unions/mississippi/magnolia) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Rivertrust Credit Union Membership eligibility from Rivertrust Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Rivertrust Credit Union's website. Check the membership page below to confirm whether you qualify. Verified from [Rivertrust Credit Union's membership page](https://www.rivertrustfcu.com/) . Final membership determination is always made by the credit union. ## Work at Rivertrust Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Rivertrust Credit Union ranks against Mississippi peers. - See which AI assistants fetched Rivertrust Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Mississippi - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=rivertrust&state=mississippi&code=MS&name=Rivertrust%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Rivertrust Credit Union offer? Rivertrust Credit Union currently offers mortgage, vehicle loan, HELOC, and personal loan rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Rivertrust Credit Union rates updated? RateAPI verifies Rivertrust Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Rivertrust Credit Union's rate data? Rate data is collected directly from Rivertrust Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What are Rivertrust Credit Union's auto, rv & motorcycle loan rates? As of November 12, 2026, Rivertrust Credit Union offers vehicle loans from 4.5% APR. ### What is Rivertrust Credit Union's best CD rate? As of November 12, 2026, Rivertrust Credit Union offers savings and certificate (CD) yields up to 3.25% APY. ### Who can join Rivertrust Credit Union? Rivertrust Credit Union publishes its membership criteria on its own website. ## Related Rate Data Compare Rivertrust Credit Union's rates against national credit-union benchmarks. [More Mississippi credit unions](https://rateapi.dev/credit-unions/mississippi) [Mississippi mortgage rate leaders](https://rateapi.dev/mortgage-rates/mississippi) [Mississippi auto loan rate leaders](https://rateapi.dev/auto-loan-rates/mississippi) [Mississippi HELOC rate leaders](https://rateapi.dev/heloc-rates/mississippi) [Mississippi personal loan leaders](https://rateapi.dev/personal-loan-rates/mississippi) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.rivertrustfcu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Rivertrust Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Mississippi credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Rivertrust Credit Union curl "https://api.rateapi.dev/credit-unions/mississippi /rivertrust " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Rivertrust Credit Union locations Search, filter, and browse all 3 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/mississippi/rivertrust Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp