--- title: "Navigator Credit Union Rates - Mississippi" description: "Current vehicle loan, personal loan, and credit card rates from Navigator Credit Union in Mississippi. Updated daily with source verification. See who can join Navigator Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/mississippi/navigator" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Navigator Credit Union Rates - Mississippi ### Auto & vehicle rates 7 offers | Product | Published | Rate | Term / condition | Status | | **New Auto (Current and prior year)** auto_new_36mo | — APR | 4.240% | 36 mo · new | Standard | | **Used Auto (2-6 Model Year)** auto_used_36mo | — APR | 4.990% | 36 mo · used | Standard | | **Older Used Auto (7-14 Model Year)** auto_used_36mo | — APR | 6.240% | 36 mo · used | Standard | | **RV Loan** rv | — APR | 6.990% | — | Standard | | **Boat Loan** boat | — APR | 6.990% | — | Standard | | **Motorcycle Loan** motorcycle | — APR | 7.490% | — | Standard | | **ATV Loan** powersports | — APR | 7.490% | — | Standard | Navigator Credit Union auto & vehicle rates as of November 13, 2026 ### Personal loan rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Asset Secured Loan** personal_secured | — APR | 3.000% | — | Standard | | **Unsecured Personal Loan** personal_unsecured | — APR | 10.990% | — | Standard | Navigator Credit Union personal loan rates as of November 13, 2026 ### Credit card rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Credit Card** credit_card | — APR | 10.900% | — | Standard | | **Secured Credit Card** credit_card_secured | — APR | 12.900% | — | Standard | Navigator Credit Union credit card rates as of November 13, 2026 Navigator Credit Union is a credit union in Mississippi. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/mississippi/navigator) , verified from [Navigator Credit Union's official website](https://navigatorcu.org/support/branch-locations/jackson-avenue-branch/) Loading branch locator… ## About Navigator Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 47.5K Assets $398.8M Founded 1939 Locations reported 13 NCUA charter 24954 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Financial counseling - Financial education - Bilingual services - Payday Alternative Loans II Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Singing River** MAIN OFFICE · MOSS POINT · MS · 39563 About 0.6 miles away](https://rateapi.dev/credit-unions/mississippi/singing-river) [**All in** Pascagoula · Pascagoula · MS · 39581 About 3.3 miles away](https://rateapi.dev/credit-unions/alabama/all-in) [**Chevron** BR#23 Pascagoula · Pascagoula · MS · 39581 About 3.7 miles away](https://rateapi.dev/credit-unions/california/chevron) [**Gulf Trust** Gulf Trust Federal Credit Union · Pascagoula · MS · 39567 About 3.7 miles away](https://rateapi.dev/credit-unions/mississippi/gulf-trust) [**Keesler** Pascagoula · Pascagoula · MS · 39567 About 3.8 miles away](https://rateapi.dev/credit-unions/mississippi/keesler) [**Gulf Coast Community** D'Iberville Branch · DIberville · MS · 39540 About 21.2 miles away](https://rateapi.dev/credit-unions/mississippi/gulf-coast-community) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Navigator Credit Union Membership eligibility from Navigator Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Navigator Credit Union's website. Check the membership page below to confirm whether you qualify. - Employer Ingalls Shipbuilding - Association American Consumer Council Verified from [Navigator Credit Union's membership page](https://navigatorcu.org/about-navigator/why-navigator/) . Final membership determination is always made by the credit union. ## Membership rules for Navigator Credit Union Employers · Associations 2 published paths to membership, last verified August 21, 2026, quoted from Navigator Credit Union’s own published criteria. ### Employers 1 Human-reviewed quoted from the credit union’s own published criteria · last verified August 21, 2026 - Employee of Ingalls Shipbuilding “You work for (or are retired from) one of our Partners, such as Ingalls Shipbuilding industries.” > [source ↗](https://navigatorcu.org/about-navigator/why-navigator/) - Employee of Ingalls Shipbuilding ### Associations 1 Human-reviewed quoted from the credit union’s own published criteria · last verified August 21, 2026 - Member of American Consumer Council “You become a member of the American Consumer Council. There’s no cost to you to join the ACC.” > [source ↗](https://navigatorcu.org/about-navigator/why-navigator/) - Member of American Consumer Council Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Navigator Credit Union? Yes No ## Work at Navigator Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Navigator Credit Union ranks against Mississippi peers. - See which AI assistants fetched Navigator Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Mississippi - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=navigator&state=mississippi&code=MS&name=Navigator%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Navigator Credit Union offer? Navigator Credit Union currently offers vehicle loan, personal loan, and credit card rates. The rates shown on this page were last verified November 13, 2026 directly from the credit union's official website. ### How often are Navigator Credit Union rates updated? RateAPI verifies Navigator Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get Navigator Credit Union's rate data? Rate data is collected directly from Navigator Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Navigator Credit Union? Navigator Credit Union publishes its membership criteria on its own website. RateAPI tracks 2 published membership paths covering 1 employer and 1 association for Navigator Credit Union, each quoted from Navigator Credit Union's own published membership criteria. ## Related Rate Data Compare Navigator Credit Union's rates against national credit-union benchmarks. [More Mississippi credit unions](https://rateapi.dev/credit-unions/mississippi) [Mississippi auto loan rate leaders](https://rateapi.dev/auto-loan-rates/mississippi) [Mississippi personal loan leaders](https://rateapi.dev/personal-loan-rates/mississippi) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://navigatorcu.org/support/branch-locations/jackson-avenue-branch/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Navigator Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Mississippi credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Navigator Credit Union curl "https://api.rateapi.dev/credit-unions/mississippi /navigator " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Navigator Credit Union locations Search, filter, and browse all 13 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/mississippi/navigator Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp