Navigator Auto Loan & Personal Loan Rates & Who Can Join

Who Can Join Navigator

Membership eligibility from Navigator's own published criteria. How we verify this.

Membership via employers (Ingalls Shipbuilding)

EmployerIngalls Shipbuilding

Verified from Navigator's membership page. Final membership determination is always made by the credit union.

Auto Loan Rates

Rates as of July 10, 2026

auto_new

4.240% APR

Rate4.240%

[PROMOTIONAL] New Auto (Current and prior year)

auto_used

4.990% APR

Rate4.990%

[PROMOTIONAL] Used Auto (2-6 Model Year)

auto_used

6.240% APR

Rate6.240%

[PROMOTIONAL] Older Used Auto (7-14 Model Year)

auto

6.990% APR

Rate6.990%

[PROMOTIONAL] Boat Loan

auto

6.990% APR

Rate6.990%

[PROMOTIONAL] RV Loan

auto

7.490% APR

Rate7.490%

[PROMOTIONAL] ATV Loan

auto

7.490% APR

Rate7.490%

[PROMOTIONAL] Motorcycle Loan

credit_card

10.900% APR

Rate10.900%

[PROMOTIONAL] Credit Cards

credit_card_secured

12.900% APR

Rate12.900%

[PROMOTIONAL] Secured Credit Cards

Personal Loan Rates

Rates as of July 10, 2026

personal_unsecured

10.990% APR

Rate10.990%

[PROMOTIONAL] Personal Loan

personal

12.490% APR

Rate12.490%

[PROMOTIONAL] Lines of Credit

Frequently Asked Questions

What rates does Navigator offer?

Navigator currently offers auto loan, and personal loan rates. The rates shown on this page were last verified July 10, 2026 directly from the credit union's official website.

How often are Navigator rates updated?

RateAPI verifies Navigator's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 10, 2026.

Where does RateAPI get Navigator's rate data?

Rate data is collected directly from Navigator's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Navigator's auto loan rate?

As of July 10, 2026, Navigator offers auto loans from 4.24% APR.

Related Rate Data

Compare Navigator's rates against national credit-union benchmarks.

More Mississippi credit unions Auto loan rate benchmark Personal loan rates How we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal

# Get rates for Navigator
curl "https://api.rateapi.dev/credit-unions/mississippi/navigator" \
  -H "Authorization: Bearer YOUR_API_KEY"

Explore API Documentation Use with Claude