Mississippi DHS

jackson, Mississippi
Last verified: July 15, 2026

As of July 15, 2026, Mississippi DHS offers a share_certificate_6mo mortgage at 0.05% APR (0.05% rate, 0 points). Auto loans available from 5.25% APR. Personal loan rates from 11% APR.

Source: RateAPI.dev, verified from Mississippi DHS's official website

Who Can Join Mississippi DHS

Membership eligibility from Mississippi DHS's own published criteria. How we verify this.

Membership criteria are published on Mississippi DHS's website. Check the membership page below to confirm whether you qualify.

Verified from Mississippi DHS's membership page. Final membership determination is always made by the credit union.

Mortgage Rates

Rates as of July 15, 2026

share_certificate_6mo
0.050% APR
Rate0.050%
Points0
Share Certificate (CD): 6 Months
share_certificate_12mo
0.100% APR
Rate0.100%
Points0
Share Certificate (CD): 12 Months
savings
0.100% APR
Rate0.100%
Points0
Shares (Savings) - $1000.01
share_certificate_24mo
0.200% APR
Rate0.200%
Points0
Share Certificate (CD): 24 Months
savings
0.200% APR
Rate0.200%
Points0
Shares (Savings) - $5,000.01
savings
0.300% APR
Rate0.300%
Points0
Shares (Savings) - $20,000.01 & up
share_certificate_36mo
0.350% APR
Rate0.350%
Points0
Share Certificate (CD): 36 Months
share_certificate_48mo
0.350% APR
Rate0.350%
Points0
Share Certificate (CD): 48 Months
share_certificate_60mo
0.350% APR
Rate0.350%
Points0
Share Certificate (CD): 60 Months

Auto Loan Rates

Rates as of July 15, 2026

auto_any_36mo
5.250% APR
Rate5.250%
New/Used Autos - 01-36 Months - Tier A
auto_any_48mo
5.250% APR
Rate5.250%
New/Used Autos - 37-48 Months - Tier A
auto_any_60mo
5.250% APR
Rate5.250%
New/Used Autos - 49-60 Months - Tier A
auto_any_72mo
5.750% APR
Rate5.750%
New/Used Autos - 61-72 Months - Tier A
auto_any_84mo
6.250% APR
Rate6.250%
New/Used Autos - 73-84 Months - Tier A
auto_any_36mo
7.000% APR
Rate7.000%
New/Used Autos - 01-36 Months - Tier B
auto_any_48mo
7.000% APR
Rate7.000%
New/Used Autos - 37-48 Months - Tier B
auto_any_60mo
7.000% APR
Rate7.000%
New/Used Autos - 49-60 Months - Tier B
auto_any_60mo
7.000% APR
Rate7.000%
Recreational Collateral - 01-60 Months - Tier A
auto_any_72mo
7.500% APR
Rate7.500%
New/Used Autos - 61-72 Months - Tier B
auto_any_84mo
8.000% APR
Rate8.000%
New/Used Autos - 73-84 Months - Tier B
auto_any_36mo
9.000% APR
Rate9.000%
New/Used Autos - 01-36 Months - Tier C
auto_any_48mo
9.500% APR
Rate9.500%
New/Used Autos - 37-48 Months - Tier C
credit_card
9.990% APR
Rate9.990%
VISA - Tier A+
auto_any_60mo
10.000% APR
Rate10.000%
New/Used Autos - 49-60 Months - Tier C
auto_any_60mo
10.000% APR
Rate10.000%
Recreational Collateral - 01-60 Months - Tier B
auto_any_72mo
12.250% APR
Rate12.250%
New/Used Autos - 61-72 Months - Tier C
auto_any_84mo
13.250% APR
Rate13.250%
New/Used Autos - 73-84 Months - Tier C
auto_any_36mo
13.500% APR
Rate13.500%
New/Used Autos - 01-36 Months - Tier D
credit_card
13.990% APR
Rate13.990%
VISA - Tier A
auto_any_48mo
14.000% APR
Rate14.000%
New/Used Autos - 37-48 Months - Tier D
auto_any_60mo
14.500% APR
Rate14.500%
New/Used Autos - 49-60 Months - Tier D
credit_card
15.990% APR
Rate15.990%
VISA - Tier B
auto_any_72mo
16.000% APR
Rate16.000%
New/Used Autos - 61-72 Months - Tier D
credit_card
16.990% APR
Rate16.990%
VISA - Tier C
auto_any_84mo
18.000% APR
Rate18.000%
New/Used Autos - 73-84 Months - Tier D
credit_card
18.000% APR
Rate18.000%
VISA - Tier D

Personal Loan Rates

Rates as of July 15, 2026

personal_unsecured_60mo
11.000% APR
Rate11.000%
Signature Loan - 0-60 Months - Tier A+
personal_unsecured_60mo
11.500% APR
Rate11.500%
Signature Loan - 0-60 Months - Tier A
personal
12.000% APR
Rate12.000%
Christmas Loan
personal_unsecured_60mo
13.500% APR
Rate13.500%
Signature Loan - 0-60 Months - Tier B
personal_unsecured_60mo
17.000% APR
Rate17.000%
Signature Loan - 0-60 Months - Tier C
personal_unsecured_60mo
18.000% APR
Rate18.000%
Signature Loan - 0-60 Months - Tier D
personal
28.000% APR
Rate28.000%
No Credit Check Loan

Frequently Asked Questions

What rates does Mississippi DHS offer?

Mississippi DHS currently offers mortgage, auto loan, and personal loan rates. The rates shown on this page were last verified July 15, 2026 directly from the credit union's official website.

How often are Mississippi DHS rates updated?

RateAPI verifies Mississippi DHS's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 15, 2026.

Where does RateAPI get Mississippi DHS's rate data?

Rate data is collected directly from Mississippi DHS's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Mississippi DHS's mortgage rate?

As of July 15, 2026, Mississippi DHS offers a share_certificate_6mo mortgage at 0.05% APR.

What is Mississippi DHS's auto loan rate?

As of July 15, 2026, Mississippi DHS offers auto loans from 5.25% APR.

Related Rate Data

Compare Mississippi DHS's rates against national credit-union benchmarks.

More Mississippi credit unionsMortgage rate benchmarkAuto loan rate benchmarkPersonal loan ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Mississippi DHS
curl "https://api.rateapi.dev/credit-unions/mississippi/mississippi-dhs" \
  -H "Authorization: Bearer YOUR_API_KEY"
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