---
title: "Memorial Credit Union Rates - Mississippi"
description: "Current auto loan rates from Memorial Credit Union in Mississippi. Updated daily with source verification. See who can join Memorial Credit Union — verified membership eligibility with the requirements and cost to join."
canonical: "https://rateapi.dev/credit-unions/mississippi/memorial"
last-updated: "2026-11-13"
source: "https://rateapi.dev/llms.txt"
---

# Memorial Credit Union Rates - Mississippi

### Auto & vehicle rates

1 offer

| Product |  Published |  Rate |  Term / condition |  Status |
| **Auto Loan** auto |  — APR |  4.290% |  — |  Standard |
Memorial Credit Union auto & vehicle rates as of November 12, 2026

Memorial Credit Union is a credit union in Mississippi. Rate data is being verified.

> Source: [RateAPI.dev](https://rateapi.dev/credit-unions/mississippi/memorial) , verified from [Memorial Credit Union's official website](https://memorialfcu.org/)

Loading branch locator…

## About Memorial Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members

1.1K

Assets

$5.9M

Founded

1962

Locations reported

1

NCUA charter

14824

Charter type

Federal credit union

### Services and member support

- Electronic statements
- Payday Alternative Loans I

Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union.

### Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

[**Navy Federal Credit Union** NCBC Gulfport MS · Gulfport · MS · 39501 Branch in the same ZIP](https://rateapi.dev/credit-unions/virginia/navy-federal-credit-union) [**Keesler** Gulfport Drive-Thur Branch · Gulfport · MS · 39501-4833 About 0.5 miles away](https://rateapi.dev/credit-unions/mississippi/keesler) [**Gulf Coast Community** Downtown Office · Gulfport · MS · 39501-4518 About 0.8 miles away](https://rateapi.dev/credit-unions/mississippi/gulf-coast-community) [**Southern Energy** Gulfport branch · Gulfport · MS · 39501-2910 About 1.3 miles away](https://rateapi.dev/credit-unions/alabama/southern-energy) [**Sunbelt** Gulfport · Gulfport · MS · 39503 About 2.3 miles away](https://rateapi.dev/credit-unions/mississippi/sunbelt) [**Navigator** Gulfport Branch · Gulfport · MS · 39503-3396 About 6.5 miles away](https://rateapi.dev/credit-unions/mississippi/navigator)

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

## Who Can Join Memorial Credit Union

Membership eligibility from Memorial Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) .

Membership criteria are published on Memorial Credit Union's website. Check the membership page below to confirm whether you qualify.

- Employer Memorial Hospital at Gulfport, Gulf Coast Mental Health

Verified from [Memorial Credit Union's membership page](https://memorialfcu.org/membership/) . Final membership determination is always made by the credit union.

## Membership rules for Memorial Credit Union

Employers 2 · Family

3 published paths to membership, last verified September 13, 2026, quoted from Memorial Credit Union’s own published criteria.

### Employers 2

Auto-verified against the source page quoted from the credit union’s own published criteria · last verified September 13, 2026

  - Employee of Memorial Hospital at Gulfport

“We are happy to serve the employees and medical staff of Memorial Hospital at Gulfport”

> [source ↗](https://memorialfcu.org/membership/)

- Employee of Memorial Hospital at Gulfport
  - Employee of Gulf Coast Mental Health

“We are happy to serve the employees and medical staff of Memorial Hospital at Gulfport, its surrounding clinics, and Gulf Coast Mental Health”

> [source ↗](https://memorialfcu.org/membership/)

- Employee of Gulf Coast Mental Health

### Family 1

Auto-verified against the source page quoted from the credit union’s own published criteria · last verified September 13, 2026

  - Family of someone eligible immediate family

“We are happy to serve the employees and medical staff of Memorial Hospital at Gulfport, its surrounding clinics, and Gulf Coast Mental Health, as well as their immediate family members.”

> [source ↗](https://memorialfcu.org/membership/)

- Family member (immediate family) of an eligible person

Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union.

Is this right for Memorial Credit Union? Yes No

## Work at Memorial Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Memorial Credit Union ranks against Mississippi peers.

- See which AI assistants fetched Memorial Credit Union’s rates, and how often
- See which of your products the RateAPI API returned, and where you rank in Mississippi
- Correct anything we publish about you that is wrong

[Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=memorial&amp;state=mississippi&amp;code=MS&amp;name=Memorial%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions)

## Frequently Asked Questions

### What rates does Memorial Credit Union offer?

Memorial Credit Union currently offers Auto loan rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website.

### How often are Memorial Credit Union rates updated?

RateAPI verifies Memorial Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026.

### Where does RateAPI get Memorial Credit Union's rate data?

Rate data is collected directly from Memorial Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

### Who can join Memorial Credit Union?

Memorial Credit Union publishes its membership criteria on its own website. RateAPI tracks 3 published membership paths covering 2 employers for Memorial Credit Union, each quoted from Memorial Credit Union's own published membership criteria. Immediate family of an existing member also qualify.

## Related Rate Data

Compare Memorial Credit Union's rates against national credit-union benchmarks.

[More Mississippi credit unions](https://rateapi.dev/credit-unions/mississippi) [Mississippi auto loan rate leaders](https://rateapi.dev/auto-loan-rates/mississippi) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology)

### Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

[View Original Source](https://memorialfcu.org/)

### Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

[View Methodology](https://rateapi.dev/methodology)

## Track Memorial Credit Union rates

Get a free API key to query these rates programmatically, or get the daily email when Mississippi credit union rates move.

Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails)

## Use it via API

Access this data programmatically with our REST API

terminal

```
# Get rates for Memorial Credit Union
curl "https://api.rateapi.dev/credit-unions/mississippi /memorial " \
  -H "Authorization : Bearer YOUR_API_KEY"
```

[Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp)

Branch locator

## Memorial Credit Union locations

Search, filter, and browse all 1 NCUA-reported locations.

Use my location

Search branches

Apply

Sort near a ZIP

**Loading branches…**

Branch services ATM Drive-through Member services Shared branch

Skip to main content

---

Source: https://rateapi.dev/credit-unions/mississippi/memorial
Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp
