--- title: "Healthplus Credit Union Rates (Nov 2026): CDs to 3.56%" description: "Healthplus Credit Union rates today: savings & CDs up to 3.56% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join Healthplus Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/mississippi/healthplus" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Healthplus Credit Union Rates (Nov 2026): CDs to 3.56% ### Personal loan rates 1 offer | Product | Published | Rate | Term / condition | Status | | ***Share secured loans 5.50% on available savings up to 5 years.** personal_secured_60mo | — APR | 5.500% | 60 mo | Standard | Healthplus Credit Union personal loan rates as of November 12, 2026 ### Savings & CD rates 18 offers | Product | Published | Rate | Term / condition | Status | | **Secure Checking (71)** checking | 0.19% APY | 0.19% | — | Standard | | **$750-$9,999.99** savings | 0.25% APY | 0.25% | — | Standard | | **Christmas and Vacation Clubs (51/52) Effective 10/1/2026** savings | 0.30% APY | 0.30% | — | Standard | | **$10,000-$24,999.99** savings | 0.35% APY | 0.35% | — | Standard | | **$25,000-$49,999.99** savings | 0.50% APY | 0.50% | — | Standard | | **$50,000-$99,999.99** savings | 0.65% APY | 0.65% | — | Standard | | **Youth Savings (2)** savings | 0.70% APY | 0.70% | — | Eligibility restricted | | **$100,000+** savings | 0.75% APY | 0.75% | — | Standard | | **Regular Share Savings (1)** share_savings | 1.00% APY | 0.10% | — | Standard | | **60 Months (3)** cd_60mo | 1.76% APY | 1.75% | 60 mo | Standard | | **36 Months (2)** cd_36mo | 2.69% APY | 2.67% | 36 mo | Standard | | **12-Month Certificate** cd_12mo | 3.56% APY | 3.50% | 12 mo | Standard | | **36-Month Certificate** cd_36mo | — APY | 4.49% | 36 mo | Standard | | **60-Month Certificate** cd_60mo | — APY | 4.49% | 60 mo | Standard | | **84-Month Certificate** cd_84mo | — APY | 4.79% | 84 mo | Standard | | **72-Month Certificate** cd_72mo | — APY | 4.99% | 72 mo | Standard | | **48-Month Certificate** cd_48mo | — APY | 4.99% | 48 mo | Standard | | **96-Month Certificate** cd_96mo | — APY | 5.29% | 96 mo | Standard | Healthplus Credit Union savings & cd rates as of November 12, 2026 ### Other rates 1 offer | Product | Published | Rate | Term / condition | Status | | **PAL Loan** other | — % | 28.000% | — | Standard | Healthplus Credit Union other rates as of November 12, 2026 Savings and certificate yields up to 3.56% APY. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/mississippi/healthplus) , verified from [Healthplus Credit Union's official website](https://www.healthplusfcu.org/) Loading branch locator… ## About Healthplus Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 1.5K Assets $10.8M Founded 1948 Locations reported 2 NCUA charter 5930 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Credit-builder products - Payday Alternative Loans I Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Mutual** UMMC · Jackson · MS · 39216 Branch in the same ZIP](https://rateapi.dev/credit-unions/mississippi/mutual) [**Brightview** Baptist Hospital · Jackson · MS · 39202 About 1.8 miles away](https://rateapi.dev/credit-unions/mississippi/brightview) [**Hope** Hope Main Office · Jackson · MS · 39202-3431 About 1.9 miles away](https://rateapi.dev/credit-unions/mississippi/hope) [**Mississippi DHS** MS DHS FCU · JACKSON · MS · 39202 About 2.2 miles away](https://rateapi.dev/credit-unions/mississippi/mississippi-dhs) [**Mississippi Public Employees** Public Service Comm · Jackson · MS · 39201-1001 About 2.4 miles away](https://rateapi.dev/credit-unions/mississippi/mississippi-public-employees) [**Keesler** Jackson - MDOT · Jackson · MS · 39201-1010 About 2.5 miles away](https://rateapi.dev/credit-unions/mississippi/keesler) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Healthplus Credit Union Membership eligibility from Healthplus Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Healthplus Credit Union's website. Check the membership page below to confirm whether you qualify. - Employer Mississippi State Department of Health Verified from [Healthplus Credit Union's membership page](https://www.healthplusfcu.org/) . Final membership determination is always made by the credit union. ## Membership rules for Healthplus Credit Union Employers 3 · Family 2 5 published paths to membership, last verified September 13, 2026, quoted from Healthplus Credit Union’s own published criteria. ### Employers 3 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified September 13, 2026 - Employee of Mississippi State Department of Health “The field of membership for the Credit Union is employees or persons who work regularly under contract for the Mississippi State Department of Health” > [source ↗](https://www.healthplusfcu.org/) - Employee of Mississippi State Department of Health - Contractor of Mississippi State Department of Health “The field of membership for the Credit Union is employees or persons who work regularly under contract for the Mississippi State Department of Health” > [source ↗](https://www.healthplusfcu.org/) - Contractor for Mississippi State Department of Health - Employee of HealthPlus Federal Credit Union “employees of this credit union” > [source ↗](https://www.healthplusfcu.org/) - Employee of HealthPlus Federal Credit Union ### Family 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified September 13, 2026 - Family of a member grandparent, parent, spouse, sibling, child, grandchild, stepparent, stepchild, stepsibling, household member “including family members in the household (defined as related persons by blood, marriage, or other recognized family relationships in the same household, or, if not in the same household, a grandparent, parent, spouse, sibling, child, or grandchild.) This also includes stepparents, stepchildren,…” > [source ↗](https://www.healthplusfcu.org/) - Family member (grandparent, parent, spouse, sibling, child, grandchild, stepparent, stepchild, stepsibling, household member) of a member - Family Of Deceased surviving spouse “Spouses of persons who died while within the field of membership of this credit union” > [source ↗](https://www.healthplusfcu.org/) - Family member (surviving spouse) of a deceased eligible person Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Healthplus Credit Union? Yes No ## Work at Healthplus Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Healthplus Credit Union ranks against Mississippi peers. - See which AI assistants fetched Healthplus Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Mississippi - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=healthplus&state=mississippi&code=MS&name=Healthplus%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Healthplus Credit Union offer? Healthplus Credit Union currently offers personal loan rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Healthplus Credit Union rates updated? RateAPI verifies Healthplus Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Healthplus Credit Union's rate data? Rate data is collected directly from Healthplus Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is Healthplus Credit Union's best CD rate? As of November 12, 2026, Healthplus Credit Union offers savings and certificate (CD) yields up to 3.56% APY. ### Who can join Healthplus Credit Union? Healthplus Credit Union publishes its membership criteria on its own website. RateAPI tracks 5 published membership paths covering 3 employers for Healthplus Credit Union, each quoted from Healthplus Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Healthplus Credit Union's rates against national credit-union benchmarks. [More Mississippi credit unions](https://rateapi.dev/credit-unions/mississippi) [Mississippi personal loan leaders](https://rateapi.dev/personal-loan-rates/mississippi) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.healthplusfcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Healthplus Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Mississippi credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Healthplus Credit Union curl "https://api.rateapi.dev/credit-unions/mississippi /healthplus " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Healthplus Credit Union locations Search, filter, and browse all 2 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/mississippi/healthplus Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp