--- title: "Ecm Credit Union Rates - Mississippi" description: "Current vehicle loan, and personal loan rates from Ecm Credit Union in Mississippi. Updated daily with source verification. See who can join Ecm Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/mississippi/ecm" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Ecm Credit Union Rates - Mississippi ### Auto & vehicle rates 11 offers | Product | Published | Rate | Term / condition | Status | | **New Auto 01 - 36 months** auto_new_36mo | — APR | 4.990% | 36 mo · new | Standard | | **Used Auto/ Motorcycle01 - 36 months** motorcycle_used_36mo | — APR | 4.990% | 36 mo · used | Standard | | **Used Auto/ Motorcycle 37 - 60 months** motorcycle_used_60mo | — APR | 5.490% | 60 mo · used | Standard | | **New Auto 37 - 60 months** auto_new_60mo | — APR | 5.490% | 60 mo · new | Standard | | **Used Auto/ Motorcycle 61 - 72 months** motorcycle_used_72mo | — APR | 5.990% | 72 mo · used | Standard | | **New Auto 61 - 72 months** auto_new_72mo | — APR | 5.990% | 72 mo · new | Standard | | **Used Auto/ Motorcycle 73 - 84 months** motorcycle_used_84mo | — APR | 6.490% | 84 mo · used | Standard | | **New Auto 73 - 84 months** auto_new_84mo | — APR | 6.490% | 84 mo · new | Standard | | **RV, Boat, ATV, Camper, Tractor/ Farm Equipment 0 - 60 months** rv_any_60mo | — APR | 6.750% | 60 mo | Standard | | **RV, Boat, ATV, Camper, Tractor/ Farm Equipment 61 - 72 months** rv_any_72mo | — APR | 7.250% | 72 mo | Standard | | **RV, Boat, ATV, Camper, Tractor/ Farm Equipment 73 - 120 months** rv_any_120mo | — APR | 8.250% | 120 mo | Standard | Ecm Credit Union auto & vehicle rates as of November 12, 2026 ### Personal loan rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Unsecured 0 - 60 months** personal_unsecured_60mo | — APR | 12.000% | 60 mo | Standard | Ecm Credit Union personal loan rates as of November 12, 2026 ### Other rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Revolving** other | — % | 11.900% | — | Standard | Ecm Credit Union other rates as of November 12, 2026 Ecm Credit Union is a credit union in Mississippi. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/mississippi/ecm) , verified from [Ecm Credit Union's official website](https://www.ecmfcu.com/) Loading branch locator… ## About Ecm Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 2.3K Assets $29.2M Founded 1967 Locations reported 1 NCUA charter 24883 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Mutual** Ridgeland · Ridgeland · MS · 39157 Branch in the same ZIP](https://rateapi.dev/credit-unions/mississippi/mutual) [**Members Exchange** Branch - Marketridge · Ridgeland · MS · 39157-6027 About 1.7 miles away](https://rateapi.dev/credit-unions/mississippi/members-exchange) [**Riverland** Jackson Office · Jackson · MS · 39213-8202 About 2.5 miles away](https://rateapi.dev/credit-unions/louisiana/riverland) [**Brightview** Ridgeland · Ridgeland · MS · 39157-4823 About 2.9 miles away](https://rateapi.dev/credit-unions/mississippi/brightview) [**Keesler** Farm Bureau · Jackson · MS · 39213 About 2.9 miles away](https://rateapi.dev/credit-unions/mississippi/keesler) [**Magnolia** Main · Jackson · MS · 39206 About 3.2 miles away](https://rateapi.dev/credit-unions/mississippi/magnolia) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Ecm Credit Union Membership eligibility from Ecm Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Ecm Credit Union's website. Check the membership page below to confirm whether you qualify. Verified from [Ecm Credit Union's membership page](https://www.ecmfcu.com/about-us) . Final membership determination is always made by the credit union. ## Membership rules for Ecm Credit Union Family 1 published path to membership, last verified September 13, 2026, quoted from Ecm Credit Union’s own published criteria. ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified September 13, 2026 - Family of a member immediate family “Membership is also open to immediate family of current members” > [source ↗](https://www.ecmfcu.com/about-us) - Family member (immediate family) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Ecm Credit Union? Yes No ## Work at Ecm Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Ecm Credit Union ranks against Mississippi peers. - See which AI assistants fetched Ecm Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Mississippi - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=ecm&state=mississippi&code=MS&name=Ecm%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Ecm Credit Union offer? Ecm Credit Union currently offers vehicle loan, and personal loan rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Ecm Credit Union rates updated? RateAPI verifies Ecm Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Ecm Credit Union's rate data? Rate data is collected directly from Ecm Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Ecm Credit Union? Ecm Credit Union publishes its membership criteria on its own website. RateAPI tracks 1 published membership path for Ecm Credit Union, each quoted from Ecm Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Ecm Credit Union's rates against national credit-union benchmarks. [More Mississippi credit unions](https://rateapi.dev/credit-unions/mississippi) [Mississippi auto loan rate leaders](https://rateapi.dev/auto-loan-rates/mississippi) [Mississippi personal loan leaders](https://rateapi.dev/personal-loan-rates/mississippi) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.ecmfcu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Ecm Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Mississippi credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Ecm Credit Union curl "https://api.rateapi.dev/credit-unions/mississippi /ecm " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Ecm Credit Union locations Search, filter, and browse all 1 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/mississippi/ecm Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp