CM Members Mortgage, Auto Loan & Personal Loan Rates & Who Can Join

As of July 10, 2026, CM Members offers a savings mortgage at 1.75% APR (1.75% rate, 0 points). Auto loans available from 3% APR. Personal loan rates from 3.5% APR.
Source: RateAPI.dev, verified from CM Members's official website

Who Can Join CM Members

Membership eligibility from CM Members's own published criteria. How we verify this.

Membership via employers (Columbus Light & Water +18 more)

EmployerColumbus Light & Water, Nouyron, City of Columbus, 4 County, Gennesee & Wyoming, Barnhart Crane, APAC of Mississippi, Postal Services, Golden Triangle Waste, Mississippi Materials, Falcon Contracting, Phillips Contracting, Burford Electric, Columbus Lowndes Recreation, Columbus Roll Shop, PERS of Mississippi, Industrial Fabricators, Columbus Lowndes Public Library, Datco

Cost to join: About $5.

Verified from CM Members's membership page. Final membership determination is always made by the credit union.

Mortgage Rates

Rates as of July 10, 2026

savings

1.750% APR

Rate1.750%

Points0

Shares >$60,000.01

cd_12mo

3.250% APR

Rate3.250%

Points0

Certificate of Deposit 12 Months

cd_9mo

3.500% APR

Rate3.500%

Points0

Certificate of Deposit 9 Months

cd_6mo

3.750% APR

Rate3.750%

Points0

Certificate of Deposit 6 Months

cd_3mo

4.000% APR

Rate4.000%

Points0

Certificate of Deposit 3 Months

savings

5.000% APR

Rate5.000%

Points0

Christmas Club

Auto Loan Rates

Rates as of July 10, 2026

auto_new

3.000% APR

Rate3.000%

New Collateral (Auto, Motorcycles, RV’s, Watercraft, and Farm Equipment)

auto_used

4.000% APR

Rate4.000%

Used Collateral (Auto, Motorcycles, RV’s, Watercraft, and Farm Equipment)

Personal Loan Rates

Rates as of July 10, 2026

personal_secured

3.500% APR

Rate3.500%

Share/Certificate Secured Loans

personal_unsecured

7.000% APR

Rate7.000%

Unsecured Loan

Frequently Asked Questions

What rates does CM Members offer?

CM Members currently offers mortgage, auto loan, and personal loan rates. The rates shown on this page were last verified July 10, 2026 directly from the credit union's official website.

How often are CM Members rates updated?

RateAPI verifies CM Members's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 10, 2026.

Where does RateAPI get CM Members's rate data?

Rate data is collected directly from CM Members's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is CM Members's mortgage rate?

As of July 10, 2026, CM Members offers a savings mortgage at 1.75% APR.

What is CM Members's auto loan rate?

As of July 10, 2026, CM Members offers auto loans from 3% APR.

Related Rate Data

Compare CM Members's rates against national credit-union benchmarks.

More Mississippi credit unions Mortgage rate benchmark Auto loan rate benchmark Personal loan rates How we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal

# Get rates for CM Members
curl "https://api.rateapi.dev/credit-unions/mississippi/cm-members" \
  -H "Authorization: Bearer YOUR_API_KEY"

Explore API Documentation Use with Claude