---
title: "CM Members Credit Union Rates (Nov 2026): CDs to 0.25%"
description: "CM Members Credit Union rates today: savings &amp; CDs up to 0.25% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join CM Members Credit Union — verified membership eligibility with the requirements and cost to join."
canonical: "https://rateapi.dev/credit-unions/mississippi/cm-members"
last-updated: "2026-11-13"
source: "https://rateapi.dev/llms.txt"
---

# CM Members Credit Union Rates (Nov 2026): CDs to 0.25%

### Savings & CD rates

1 offer

| Product |  Published |  Rate |  Term / condition |  Status |
| **Dividend Rates** savings |  0.25% APY |  0.25% |  — |  Standard |
CM Members Credit Union savings & cd rates as of November 13, 2026

### Other rates

3 offers

| Product |  Published |  Rate |  Term / condition |  Status |
| **Loans Rates (24 - 48 Months)** other |  — % |  3.000% |  — |  Standard |
| **Loans Rates (49 - 72 Months)** other |  — % |  4.000% |  — |  Standard |
| **Loans Rates (84 Months)** other |  — % |  5.000% |  — |  Standard |
CM Members Credit Union other rates as of November 13, 2026

Savings and certificate yields up to 0.25% APY.

> Source: [RateAPI.dev](https://rateapi.dev/credit-unions/mississippi/cm-members) , verified from [CM Members Credit Union's official website](https://www.cmcreditunion.net/)

Loading branch locator…

## About CM Members Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members

1.8K

Assets

$16.4M

Founded

1961

Locations reported

2

NCUA charter

24881

Charter type

Federal credit union

### Services and member support

- Electronic statements
- Financial counseling

Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union.

### Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

[**Muw** REGIONS BANK · COLUMBUS · MS · 39701 Branch in the same ZIP](https://rateapi.dev/credit-unions/mississippi/muw) [**Statewide** Columbus Branch · Columbus · MS · 39705-2119 About 10.2 miles away](https://rateapi.dev/credit-unions/mississippi/statewide) [**Triangle** Columbus Centre · Columbus · MS · 39705-1745 About 10.4 miles away](https://rateapi.dev/credit-unions/mississippi/triangle) [**Mutual** Columbus · Columbus · MS · 39702-5221 About 16.6 miles away](https://rateapi.dev/credit-unions/mississippi/mutual) [**Hope** West Point · West Point · MS · 39773-7993 About 16.7 miles away](https://rateapi.dev/credit-unions/mississippi/hope) [**Ampot** AMPOT FCU · Hamilton · MS · 39746-8301 About 24.0 miles away](https://rateapi.dev/credit-unions/mississippi/ampot)

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

## Who Can Join CM Members Credit Union

Membership eligibility from CM Members Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) .

Membership via employers (Columbus Light & Water +18 more)

- Employer Columbus Light & Water, Nouyron, City of Columbus, 4 County, Gennesee & Wyoming, Barnhart Crane, APAC of Mississippi, Postal Services, Golden Triangle Waste, Mississippi Materials, Falcon Contracting, Phillips Contracting, Burford Electric, Columbus Lowndes Recreation, Columbus Roll Shop, PERS of Mississippi, Industrial Fabricators, Columbus Lowndes Public Library, Datco

**Cost to join:** About $5.

Verified from [CM Members Credit Union's membership page](https://cmcreditunion.com/about) . Final membership determination is always made by the credit union.

## Membership rules for CM Members Credit Union

Employers · Family

2 published paths to membership, last verified August 21, 2026, quoted from CM Members Credit Union’s own published criteria.

### Employers 1

Human-reviewed quoted from the credit union’s own published criteria · last verified August 21, 2026

  - Employee of Columbus Light & Water

“Membership is open to: Columbus Light & Water”

> [source ↗](https://cmcreditunion.com/about)

- Employee of Columbus Light & Water

### Family 1

Human-reviewed quoted from the credit union’s own published criteria · last verified August 21, 2026

  - Family of a member

“Membership in CM Members Federal Credit Union is limited to employees who work within our sponsor groups and their immediate families.”

> [source ↗](https://cmcreditunion.com/about)

- Family member of a member

Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union.

Is this right for CM Members Credit Union? Yes No

## Work at CM Members Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where CM Members Credit Union ranks against Mississippi peers.

- See which AI assistants fetched CM Members Credit Union’s rates, and how often
- See which of your products the RateAPI API returned, and where you rank in Mississippi
- Correct anything we publish about you that is wrong

[Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=cm-members&amp;state=mississippi&amp;code=MS&amp;name=CM%20Members%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions)

## Frequently Asked Questions

### What rates does CM Members Credit Union offer?

CM Members Credit Union is a credit union in Mississippi. Rate data is currently being verified.

### How often are CM Members Credit Union rates updated?

RateAPI verifies CM Members Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026.

### Where does RateAPI get CM Members Credit Union's rate data?

Rate data is collected directly from CM Members Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

### What is CM Members Credit Union's best CD rate?

As of November 13, 2026, CM Members Credit Union offers savings and certificate (CD) yields up to 0.25% APY.

### Who can join CM Members Credit Union?

Membership via employers (Columbus Light & Water +18 more) RateAPI tracks 2 published membership paths covering 1 employer for CM Members Credit Union, each quoted from CM Members Credit Union's own published membership criteria. Immediate family of an existing member also qualify.

## Related Rate Data

Compare CM Members Credit Union's rates against national credit-union benchmarks.

[More Mississippi credit unions](https://rateapi.dev/credit-unions/mississippi) [How we verify rates](https://rateapi.dev/methodology)

### Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

[View Original Source](https://www.cmcreditunion.net/)

### Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

[View Methodology](https://rateapi.dev/methodology)

## Track CM Members Credit Union rates

Get a free API key to query these rates programmatically, or get the daily email when Mississippi credit union rates move.

Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails)

## Use it via API

Access this data programmatically with our REST API

terminal

```
# Get rates for CM Members Credit Union
curl "https://api.rateapi.dev/credit-unions/mississippi /cm-members " \
  -H "Authorization : Bearer YOUR_API_KEY"
```

[Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp)

Branch locator

## CM Members Credit Union locations

Search, filter, and browse all 2 NCUA-reported locations.

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---

Source: https://rateapi.dev/credit-unions/mississippi/cm-members
Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp
