--- title: "Citizens Choice Credit Union Rates - Mississippi" description: "Current personal loan rates from Citizens Choice Credit Union in Mississippi. Updated daily with source verification. See who can join Citizens Choice Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/mississippi/citizens-choice" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Citizens Choice Credit Union Rates - Mississippi ### Personal loan rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Shared Secured Loan** personal_secured | — APR | 6.000% | — | Standard | Citizens Choice Credit Union personal loan rates as of November 12, 2026 Citizens Choice Credit Union is a credit union in Mississippi. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/mississippi/citizens-choice) , verified from [Citizens Choice Credit Union's official website](https://www.citizenscfcu.org/) Loading branch locator… ## About Citizens Choice Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 394 Assets $697.3K Founded 1966 Locations reported 1 NCUA charter 17715 Charter type Federal credit union ### Services and member support - Online membership application - Financial counseling - Payday Alternative Loans I - Payday Alternative Loans II Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**One South** Corporate office · NATCHEZ · MS · 39120-4195 About 2.8 miles away](https://rateapi.dev/credit-unions/mississippi/one-south) [**Riverland** Grand Gulf Branch · Port Gibson · MS · 39150 About 39.6 miles away](https://rateapi.dev/credit-unions/louisiana/riverland) [**Department of Corrections** Angola Branch · Angola · LA · 70712 About 39.8 miles away](https://rateapi.dev/credit-unions/louisiana/department-of-corrections) [**Pelican** Jackson · Jackson · LA · 70748 About 47.3 miles away](https://rateapi.dev/credit-unions/louisiana/pelican) [**Heart of Louisiana** Avoyelles · Marksville · LA · 71351 About 49.9 miles away](https://rateapi.dev/credit-unions/louisiana/heart-of-louisiana) [**Breco** River Bend Satellite Office · Saint Francisville · LA · 70775 About 50.8 miles away](https://rateapi.dev/credit-unions/louisiana/breco) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Citizens Choice Credit Union Membership eligibility from Citizens Choice Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Citizens Choice Credit Union's website. Check the membership page below to confirm whether you qualify. - Employer City of Natchez, Police Department, Fire Department, City Hall, Public Works, Recreation Department, Senior Citizen Center, Natchez Transit, Natchez Housing Authority, Merit Health – Natchez, Natchez Water Works, MAPS – Mississippi Action for Progress, Inc, AJFC Community Action Agency, Inc, PERS, Alcorn State University, Mississippi Action for Progress, Inc Verified from [Citizens Choice Credit Union's membership page](https://www.citizenscfcu.org/membership.php) . Final membership determination is always made by the credit union. ## Membership rules for Citizens Choice Credit Union Employers 16 16 published paths to membership, last verified August 27, 2026, quoted from Citizens Choice Credit Union’s own published criteria. ### Employers 16 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Employee of City of Natchez “City of Natchez Employees” > [source ↗](https://www.citizenscfcu.org/membership.php) - Employee of City of Natchez - Employee of Police Department “Police Department” > [source ↗](https://www.citizenscfcu.org/membership.php) - Employee of Police Department - Employee of Fire Department “Fire Department” > [source ↗](https://www.citizenscfcu.org/membership.php) - Employee of Fire Department - Employee of City Hall “City Hall” > [source ↗](https://www.citizenscfcu.org/membership.php) - Employee of City Hall - Employee of Public Works “Public Works” > [source ↗](https://www.citizenscfcu.org/membership.php) - Employee of Public Works - Employee of Recreation Department “Recreation Department” > [source ↗](https://www.citizenscfcu.org/membership.php) - Employee of Recreation Department - Employee of Senior Citizen Center “Senior Citizen Center” > [source ↗](https://www.citizenscfcu.org/membership.php) - Employee of Senior Citizen Center - Employee of Natchez Transit “Natchez Transit” > [source ↗](https://www.citizenscfcu.org/membership.php) - Employee of Natchez Transit - Employee of Natchez Housing Authority “Natchez Housing Authority” > [source ↗](https://www.citizenscfcu.org/membership.php) - Employee of Natchez Housing Authority - Employee of Merit Health – Natchez “Merit Health – Natchez Employees” > [source ↗](https://www.citizenscfcu.org/membership.php) - Employee of Merit Health – Natchez - Employee of Natchez Water Works “Natchez Water Works” > [source ↗](https://www.citizenscfcu.org/membership.php) - Employee of Natchez Water Works - Employee of MAPS – Mississippi Action for Progress, Inc “MAPS – Mississippi Action for Progress, Inc” > [source ↗](https://www.citizenscfcu.org/membership.php) - Employee of MAPS – Mississippi Action for Progress, Inc - Employee of AJFC Community Action Agency, Inc “AJFC Community Action Agency, Inc” > [source ↗](https://www.citizenscfcu.org/membership.php) - Employee of AJFC Community Action Agency, Inc - Employee of PERS “PERS” > [source ↗](https://www.citizenscfcu.org/membership.php) - Employee of PERS - Employee of Alcorn State University “Alcorn State University Employees” > [source ↗](https://www.citizenscfcu.org/membership.php) - Employee of Alcorn State University - Employee of Mississippi Action for Progress, Inc “MAPS – Mississippi Action for Progress, Inc” > [source ↗](https://www.citizenscfcu.org/membership.php) - Employee of Mississippi Action for Progress, Inc Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Citizens Choice Credit Union? Yes No ## Work at Citizens Choice Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Citizens Choice Credit Union ranks against Mississippi peers. - See which AI assistants fetched Citizens Choice Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Mississippi - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=citizens-choice&state=mississippi&code=MS&name=Citizens%20Choice%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Citizens Choice Credit Union offer? Citizens Choice Credit Union currently offers personal loan rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Citizens Choice Credit Union rates updated? RateAPI verifies Citizens Choice Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Citizens Choice Credit Union's rate data? Rate data is collected directly from Citizens Choice Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Citizens Choice Credit Union? Citizens Choice Credit Union publishes its membership criteria on its own website. RateAPI tracks 16 published membership paths covering 16 employers for Citizens Choice Credit Union, each quoted from Citizens Choice Credit Union's own published membership criteria. ## Related Rate Data Compare Citizens Choice Credit Union's rates against national credit-union benchmarks. [More Mississippi credit unions](https://rateapi.dev/credit-unions/mississippi) [Mississippi personal loan leaders](https://rateapi.dev/personal-loan-rates/mississippi) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.citizenscfcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Citizens Choice Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Mississippi credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Citizens Choice Credit Union curl "https://api.rateapi.dev/credit-unions/mississippi /citizens-choice " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Citizens Choice Credit Union locations Search, filter, and browse all 1 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/mississippi/citizens-choice Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp