Centuryfirst

hattiesburg, Mississippi
Last verified: July 10, 2026

As of July 10, 2026, Centuryfirst offers a cd_3mo mortgage at 1.1% APR (1.1% rate, 0 points). Auto loans available from 6.25% APR. HELOC rates from 8.75% APR. Personal loan rates from 8% APR.

Source: RateAPI.dev, verified from Centuryfirst's official website

Who Can Join Centuryfirst

Membership eligibility from Centuryfirst's own published criteria. How we verify this.

Membership via employers (Finlo Construction CO, Inc. +1 more) or occupations (senior citizens or retirees)

Verified from Centuryfirst's membership page. Final membership determination is always made by the credit union.

Mortgage Rates

Rates as of July 10, 2026

cd_3mo
1.100% APR
Rate1.100%
Points0
3 month Certificate
cd_6mo
1.350% APR
Rate1.350%
Points0
6 month Certificate
cd_12mo
1.850% APR
Rate1.850%
Points0
12 month Certificate
cd_24mo
2.050% APR
Rate2.050%
Points0
24 month Certificate
cd_36mo
2.400% APR
Rate2.400%
Points0
36 month Certificate
cd_48mo
2.550% APR
Rate2.550%
Points0
48 month Certificate
cd_60mo
2.550% APR
Rate2.550%
Points0
60 month Certificate
savings
2.800% APR
Rate2.800%
Points0
Bonus Dividend
ploc_variable
15.000% APR
Rate15.000%
Points0
Line of Credit

Auto Loan Rates

Rates as of July 10, 2026

auto_new_36mo
6.250% APR
Rate6.250%
New Automobiles & Motor Homes (up to 36 months)
auto_used_36mo
6.250% APR
Rate6.250%
Used Automobiles & Motor Homes (up to 36 months)
auto_new_48mo
6.750% APR
Rate6.750%
New Automobiles & Motor Homes (up to 48 months)
auto_used_48mo
6.750% APR
Rate6.750%
Used Automobiles & Motor Homes (up to 48 months)
auto_new_60mo
7.750% APR
Rate7.750%
New Automobiles & Motor Homes (up to 60 months)
auto_used_60mo
7.750% APR
Rate7.750%
Used Automobiles & Motor Homes (up to 60 months)
auto_new_72mo
8.250% APR
Rate8.250%
New Automobiles & Motor Homes (72 months)
auto_new_36mo
8.250% APR
Rate8.250%
New RV’s, Watercraft, Lawnmowers Motorcycles (up to 36 months)
auto_used_72mo
8.250% APR
Rate8.250%
Used Automobiles & Motor Homes (72 months)
auto_new_48mo
8.750% APR
Rate8.750%
New RV’s, Watercraft, Lawnmowers Motorcycles (up to 48 months)
auto_new_60mo
9.750% APR
Rate9.750%
New RV’s, Watercraft, Lawnmowers Motorcycles (up to 60 months)
auto_used_36mo
11.500% APR
Rate11.500%
Used RV’s, Watercraft, Lawnmower Motorcycles (up to 36 months)
auto_used_48mo
12.990% APR
Rate12.990%
Used RV’s, Watercraft, Lawnmower Motorcycles (up to 48 months)
auto_used_60mo
14.500% APR
Rate14.500%
Used RV’s, Watercraft, Lawnmower Motorcycles (up to 60 months)
credit_card
16.500% APR
Rate16.500%
Visa Credit Card

HELOC Rates

Rates as of July 10, 2026

heloc
8.750% APR
Rate8.750%
Home Equity Lines of Credit

Personal Loan Rates

Rates as of July 10, 2026

personal_unsecured_12mo
8.000% APR
Rate8.000%
Seasonal Specials (12 months)
personal_unsecured_18mo
8.500% APR
Rate8.500%
Seasonal Specials (18 months)
personal_unsecured_24mo
10.250% APR
Rate10.250%
Signature Loans (Up to 24 Months)
personal_unsecured_36mo
12.250% APR
Rate12.250%
Signature Loans (Up to 36 Months)
personal_unsecured_48mo
12.990% APR
Rate12.990%
Signature Loans (Up to 48 Months)
personal_unsecured_60mo
13.750% APR
Rate13.750%
Signature Loans (Up to 60 Months)

Frequently Asked Questions

What rates does Centuryfirst offer?

Centuryfirst currently offers mortgage, auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified July 10, 2026 directly from the credit union's official website.

How often are Centuryfirst rates updated?

RateAPI verifies Centuryfirst's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 10, 2026.

Where does RateAPI get Centuryfirst's rate data?

Rate data is collected directly from Centuryfirst's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Centuryfirst's mortgage rate?

As of July 10, 2026, Centuryfirst offers a cd_3mo mortgage at 1.1% APR.

What is Centuryfirst's auto loan rate?

As of July 10, 2026, Centuryfirst offers auto loans from 6.25% APR.

Related Rate Data

Compare Centuryfirst's rates against national credit-union benchmarks.

More Mississippi credit unionsMortgage rate benchmarkAuto loan rate benchmarkHELOC ratesPersonal loan ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Centuryfirst
curl "https://api.rateapi.dev/credit-unions/mississippi/centuryfirst" \
  -H "Authorization: Bearer YOUR_API_KEY"
Explore API DocumentationUse with Claude