---
title: "1st Mississippi Credit Union Rates - Mississippi"
description: "1st Mississippi Credit Union is a credit union in Mississippi. Rate data is being verified. See who can join 1st Mississippi Credit Union — verified membership eligibility with the requirements and cost to join."
canonical: "https://rateapi.dev/credit-unions/mississippi/1st-mississippi"
last-updated: "2026-11-13"
source: "https://rateapi.dev/llms.txt"
---

# 1st Mississippi Credit Union Rates - Mississippi

No currently verified rates are available for this institution.

We hide rates that fall outside the serving freshness window instead of presenting old figures as current.

1st Mississippi Credit Union is a credit union in Mississippi. Rate data is being verified.

> Source: [RateAPI.dev](https://rateapi.dev/credit-unions/mississippi/1st-mississippi) , verified from [1st Mississippi Credit Union's official website](https://www.1stms.com/Rates)

Loading branch locator…

## About 1st Mississippi Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members

10.6K

Assets

$81.9M

Founded

1972

Locations reported

2

NCUA charter

21073

Charter type

Federal credit union

### Services and member support

- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Student scholarships
- Credit-builder products

Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union.

### Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

[**Singing River** Meridian · Meridian · MS · 39301-1009 Branch in the same ZIP](https://rateapi.dev/credit-unions/mississippi/singing-river) [**Meridian Mutual** Main Office · Meridian · MS · 39301 About 9.0 miles away](https://rateapi.dev/credit-unions/mississippi/meridian-mutual) [**Meridian Mississippi Ang** Main · Meridian · MS · 39307 About 9.9 miles away](https://rateapi.dev/credit-unions/mississippi/meridian-mississippi-ang) [**Navy Federal Credit Union** NAS Meridian MS · Meridian · MS · 39309 About 19.2 miles away](https://rateapi.dev/credit-unions/virginia/navy-federal-credit-union) [**Naheola** Butler · Butler · AL · 36904-2228 About 25.2 miles away](https://rateapi.dev/credit-unions/alabama/naheola) [**Sunbelt** Waynesboro · Waynesboro · MS · 39367 About 39.9 miles away](https://rateapi.dev/credit-unions/mississippi/sunbelt)

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

## Who Can Join 1st Mississippi Credit Union

Membership eligibility from 1st Mississippi Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) .

Membership criteria are published on 1st Mississippi Credit Union's website. Check the membership page below to confirm whether you qualify.

- Location clarke, lauderdale — MS

Verified from [1st Mississippi Credit Union's membership page](https://www.1stms.com/About-Us/How-To-Join) . Final membership determination is always made by the credit union.

## Membership rules for 1st Mississippi Credit Union

Geography 2 counties · Family 2

10 published paths to membership, last verified August 27, 2026, quoted from 1st Mississippi Credit Union’s own published criteria.

### Geography 2

Auto-verified against the source page from the credit union’s published criteria and NCUA charter records · last verified August 27, 2026

- Clarke County, MS
- Lauderdale County, MS

“NCUA call report 2026-03-31: TOM_CODE=00 (community charter); branch footprint: Clarke County, MS; Lauderdale County, MS”

> [source ↗](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data)

### Family 2

Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026

  - Family of a member spouse, children, parents, siblings, grandparents, in-laws

“Once you are a member in good standing, your spouse, children, parents, siblings, grandparents and in-laws are also eligible for membership.”

> [source ↗](https://www.1stms.com/About-Us/How-To-Join)

- Family member (spouse, children, parents, siblings, grandparents, in-laws) of a member
  - Family of a member spouse, child, parent, sibling, grandparent, in-laws

“Once you are a member in good standing, your spouse, children, parents, siblings, grandparents and in-laws are also eligible for membership.”

> [source ↗](https://www.1stms.com/About-Us/How-To-Join)

- Family member (spouse, child, parent, sibling, grandparent, in-laws) of a member

Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union.

Is this right for 1st Mississippi Credit Union? Yes No

## Work at 1st Mississippi Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where 1st Mississippi Credit Union ranks against Mississippi peers.

- See which AI assistants fetched 1st Mississippi Credit Union’s rates, and how often
- See which of your products the RateAPI API returned, and where you rank in Mississippi
- Correct anything we publish about you that is wrong

[Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=1st-mississippi&amp;state=mississippi&amp;code=MS&amp;name=1st%20Mississippi%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions)

## Frequently Asked Questions

### What rates does 1st Mississippi Credit Union offer?

1st Mississippi Credit Union is a credit union in Mississippi. Rate data is currently being verified.

### How often are 1st Mississippi Credit Union rates updated?

RateAPI verifies 1st Mississippi Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026.

### Where does RateAPI get 1st Mississippi Credit Union's rate data?

Rate data is collected directly from 1st Mississippi Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

### Who can join 1st Mississippi Credit Union?

1st Mississippi Credit Union publishes its membership criteria on its own website. RateAPI tracks 10 published membership paths covering 2 counties for 1st Mississippi Credit Union, each quoted from 1st Mississippi Credit Union's own published membership criteria. Immediate family of an existing member also qualify.

## Related Rate Data

Compare 1st Mississippi Credit Union's rates against national credit-union benchmarks.

[More Mississippi credit unions](https://rateapi.dev/credit-unions/mississippi) [How we verify rates](https://rateapi.dev/methodology)

### Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

[View Original Source](https://www.1stms.com/Rates)

### Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

[View Methodology](https://rateapi.dev/methodology)

## Track 1st Mississippi Credit Union rates

Get a free API key to query these rates programmatically, or get the daily email when Mississippi credit union rates move.

Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails)

## Use it via API

Access this data programmatically with our REST API

terminal

```
# Get rates for 1st Mississippi Credit Union
curl "https://api.rateapi.dev/credit-unions/mississippi /1st-mississippi " \
  -H "Authorization : Bearer YOUR_API_KEY"
```

[Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp)

Branch locator

## 1st Mississippi Credit Union locations

Search, filter, and browse all 2 NCUA-reported locations.

Use my location

Search branches

Apply

Sort near a ZIP

**Loading branches…**

Branch services ATM Drive-through Member services Shared branch

Skip to main content

---

Source: https://rateapi.dev/credit-unions/mississippi/1st-mississippi
Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp
