United Employees Auto Loan, HELOC & Personal Loan Rates

Auto loans available from 4.65% APR. HELOC rates from 5.29% APR. Personal loan rates from 8.25% APR.
Source: RateAPI.dev, verified from United Employees's official website

Auto Loan Rates

Rates as of July 10, 2026

auto_new_24mo

4.650% APR

Rate4.650%

[PROMOTIONAL] Secured-New Advances $7500 or more (2 year)

auto_new_36mo

4.650% APR

Rate4.650%

[PROMOTIONAL] Secured-New Advances $7500 or more (3 year)

auto_new_48mo

4.700% APR

Rate4.700%

[PROMOTIONAL] Secured-New Advances $7500 or more (4 year)

auto_new_60mo

4.900% APR

Rate4.900%

[PROMOTIONAL] Secured-New Advances $7500 or more (5 year)

auto_new_72mo

5.200% APR

Rate5.200%

[PROMOTIONAL] Secured-New Advances $7500 or more (6 year)

auto_new_84mo

5.590% APR

Rate5.590%

[PROMOTIONAL] Secured-New Advances $7500 or more (7 year)

auto_new

8.990% APR

Rate8.990%

[PROMOTIONAL] Secured New Advances $3500 - $7499

auto_new

9.990% APR

Rate9.990%

[PROMOTIONAL] Secured-New Advances less than $3500

credit_card

13.900% APR

Rate13.900%

Visa Credit Card

HELOC Rates

Rates as of July 10, 2026

heloc_fixed

5.290% APR

Rate5.290%

[PROMOTIONAL] Home Equity - (fixed-7 year)

heloc_fixed

5.390% APR

Rate5.390%

[PROMOTIONAL] Home Equity - (fixed-10 year)

heloc_variable

7.750% APR

Rate7.750%

[PROMOTIONAL] Home Equity - (variable)

Personal Loan Rates

Rates as of July 10, 2026

personal

8.250% APR

Rate8.250%

[PROMOTIONAL] Home Improvement - (variable)

personal_unsecured

9.990% APR

Rate9.990%

[PROMOTIONAL] Signature Loans

Frequently Asked Questions

What rates does United Employees offer?

United Employees currently offers auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified July 10, 2026 directly from the credit union's official website.

How often are United Employees rates updated?

RateAPI verifies United Employees's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 10, 2026.

Where does RateAPI get United Employees's rate data?

Rate data is collected directly from United Employees's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is United Employees's auto loan rate?

As of July 10, 2026, United Employees offers auto loans from 4.65% APR.

Related Rate Data

Compare United Employees's rates against national credit-union benchmarks.

More Minnesota credit unions Auto loan rate benchmark HELOC rates Personal loan rates How we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal

# Get rates for United Employees
curl "https://api.rateapi.dev/credit-unions/minnesota/united-employees" \
  -H "Authorization: Bearer YOUR_API_KEY"

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