--- title: "Topline Financial Credit Union Rates - Minnesota" description: "Current auto loan, heloc, and savings & cd rates from Topline Financial Credit Union in Minnesota. Updated daily with source verification. See who can join Topline Financial Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/minnesota/topline-financial" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Topline Financial Credit Union Rates - Minnesota ### Auto & vehicle rates 11 offers | Product | Published | Rate | Term / condition | Status | | **24-Month Auto Loan (2022 and Newer)** auto_any_24mo | — APR | 4.240% | 24 mo | Standard | | **Drive 4 Less Loans (2022 & Newer)** auto_any_24mo | — APR | 4.490% | 24 mo | Standard | | **36-Month Auto Loan (2022 and Newer)** auto_any_36mo | — APR | 4.740% | 36 mo | Standard | | **Drive 4 Less Loans (2022 & Newer)** auto_any_36mo | — APR | 4.990% | 36 mo | Standard | | **48-Month Auto Loan (2022 and Newer)** auto_any_48mo | — APR | 5.140% | 48 mo | Standard | | **60-Month Auto Loan (2022 and Newer)** auto_any_60mo | — APR | 5.240% | 60 mo | Standard | | **Drive 4 Less Loans (2022 & Newer)** auto_any_48mo | — APR | 5.390% | 48 mo | Standard | | **Drive 4 Less Loans (2022 & Newer)** auto_any_60mo | — APR | 5.490% | 60 mo | Standard | | **72-Month Auto Loan (2022 and Newer)** auto_any_72mo | — APR | 5.540% | 72 mo | Standard | | **Drive 4 Less Loans (2022 & Newer)** auto_any_72mo | — APR | 5.790% | 72 mo | Standard | | **84-Month Auto Loan (2022 and Newer)** auto_any_84mo | — APR | 6.040% | 84 mo | Standard | Topline Financial Credit Union auto & vehicle rates as of November 12, 2026 ### HELOC rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Home Equity Loan (Fixed)** heloc_fixed | — APR | 3.990% | — | Standard | | **HELOC (Variable)** heloc_variable | — APR | 5.990% | — | Standard | Topline Financial Credit Union heloc rates as of November 12, 2026 ### Savings & CD rates 1 offer | Product | Published | Rate | Term / condition | Status | | **12-Month Certificate** cd_12mo | — APY | 4.25% | 12 mo | Standard | Topline Financial Credit Union savings & cd rates as of November 12, 2026 Topline Financial Credit Union is a credit union in Minnesota. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/minnesota/topline-financial) , verified from [Topline Financial Credit Union's official website](https://www.toplinecu.com/) Loading branch locator… ## About Topline Financial Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 69.8K Assets $1.1B Founded 1935 Locations reported 12 NCUA charter 68731 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - First-time homebuyer program - Student scholarships Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Magnifi Financial** Maple Grove · Maple Grove · MN · 55369 Branch in the same ZIP](https://rateapi.dev/credit-unions/minnesota/magnifi-financial) [**Trustone Financial** Maple Grove (Elm Creek) · Maple Grove · MN · 55369 Branch in the same ZIP](https://rateapi.dev/credit-unions/minnesota/trustone-financial) [**North Memorial** North Memorial FCU · Maple Grove · MN · 55369-4489 About 1.5 miles away](https://rateapi.dev/credit-unions/minnesota/north-memorial) [**Baxter** Maple Grove · Maple Grove · MN · 55311-1565 About 1.9 miles away](https://rateapi.dev/credit-unions/illinois/baxter) [**Blaze** Maple Grove · Maple Grove · MN · 55311-1229 About 1.9 miles away](https://rateapi.dev/credit-unions/minnesota/blaze) [**Ent** Maple Grove · Maple Grove · MN · 55369 About 2.5 miles away](https://rateapi.dev/credit-unions/colorado/ent) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Topline Financial Credit Union Membership eligibility from Topline Financial Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Topline Financial Credit Union's website. Check the membership page below to confirm whether you qualify. - Employer Anoka Hennepin School District #11, Federal Premium Ammunition, Hoffman Enclosures, Inc., GRACO, Inc., Anoka Technical College - School Anoka Technical College Verified from [Topline Financial Credit Union's membership page](https://www.toplinecu.com/become-a-member/) . Final membership determination is always made by the credit union. ## Membership rules for Topline Financial Credit Union Employers 12 · Schools · Family 2 15 published paths to membership, last verified August 27, 2026, quoted from Topline Financial Credit Union’s own published criteria. ### Employers 12 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Employee of Anoka Hennepin School District #11 “employees and retirees of Anoka Hennepin School District #11, Anoka Technical College, Federal Premium Ammunition, Hoffman Enclosures, Inc., GRACO, Inc., and their subsidiaries.” > [source ↗](https://www.toplinecu.com/become-a-member/) - Employee of Anoka Hennepin School District #11 - Retired employee of Anoka Hennepin School District #11 “employees and retirees of Anoka Hennepin School District #11, Anoka Technical College, Federal Premium Ammunition, Hoffman Enclosures, Inc., GRACO, Inc., and their subsidiaries.” > [source ↗](https://www.toplinecu.com/become-a-member/) - Retiree of Anoka Hennepin School District #11 - Employee of Federal Premium Ammunition “employees and retirees of Anoka Hennepin School District #11, Anoka Technical College, Federal Premium Ammunition, Hoffman Enclosures, Inc., GRACO, Inc., and their subsidiaries.” > [source ↗](https://www.toplinecu.com/become-a-member/) - Employee of Federal Premium Ammunition - Retired employee of Federal Premium Ammunition “employees and retirees of Anoka Hennepin School District #11, Anoka Technical College, Federal Premium Ammunition, Hoffman Enclosures, Inc., GRACO, Inc., and their subsidiaries.” > [source ↗](https://www.toplinecu.com/become-a-member/) - Retiree of Federal Premium Ammunition - Employee of Hoffman Enclosures, Inc. “employees and retirees of Anoka Hennepin School District #11, Anoka Technical College, Federal Premium Ammunition, Hoffman Enclosures, Inc., GRACO, Inc., and their subsidiaries.” > [source ↗](https://www.toplinecu.com/become-a-member/) - Employee of Hoffman Enclosures, Inc. - Retired employee of Hoffman Enclosures, Inc. “employees and retirees of Anoka Hennepin School District #11, Anoka Technical College, Federal Premium Ammunition, Hoffman Enclosures, Inc., GRACO, Inc., and their subsidiaries.” > [source ↗](https://www.toplinecu.com/become-a-member/) - Retiree of Hoffman Enclosures, Inc. - Employee of GRACO, Inc. “employees and retirees of Anoka Hennepin School District #11, Anoka Technical College, Federal Premium Ammunition, Hoffman Enclosures, Inc., GRACO, Inc., and their subsidiaries.” > [source ↗](https://www.toplinecu.com/become-a-member/) - Employee of GRACO, Inc. - Retired employee of GRACO, Inc. “employees and retirees of Anoka Hennepin School District #11, Anoka Technical College, Federal Premium Ammunition, Hoffman Enclosures, Inc., GRACO, Inc., and their subsidiaries.” > [source ↗](https://www.toplinecu.com/become-a-member/) - Retiree of GRACO, Inc. - Employee of Anoka Technical College (as written on the source page) “Anoka Technical College” > [source ↗](https://www.toplinecu.com/become-a-member/) - Employee of Anoka Technical College - Retired employee of Anoka Technical College (as written on the source page) “Anoka Technical College” > [source ↗](https://www.toplinecu.com/become-a-member/) - Retiree of Anoka Technical College - Employee of Anoka Technical College “Anoka Technical College” > [source ↗](https://www.toplinecu.com/become-a-member/) - Employee of Anoka Technical College - Retired employee of Anoka Technical College “Anoka Technical College” > [source ↗](https://www.toplinecu.com/become-a-member/) - Retiree of Anoka Technical College ### Schools 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - School employee of Anoka Technical College “employees and retirees of Anoka Hennepin School District #11, Anoka Technical College, Federal Premium Ammunition, Hoffman Enclosures, Inc., GRACO, Inc., and their subsidiaries.” > [source ↗](https://www.toplinecu.com/become-a-member/) - Employee of Anoka Technical College ### Family 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Family of a member grandparent, parent, spouse, sibling, child, grandchild, roommate “Immediate family members of existing members* are also eligible for membership.” > [source ↗](https://www.toplinecu.com/become-a-member/) - Family member (grandparent, parent, spouse, sibling, child, grandchild, roommate) of a member - Family of a member immediate family “Immediate family members of existing members* are also eligible for membership.” > [source ↗](https://www.toplinecu.com/become-a-member/) - Family member (immediate family) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Topline Financial Credit Union? Yes No ## Work at Topline Financial Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Topline Financial Credit Union ranks against Minnesota peers. - See which AI assistants fetched Topline Financial Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Minnesota - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=topline-financial&state=minnesota&code=MN&name=Topline%20Financial%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Topline Financial Credit Union offer? Topline Financial Credit Union currently offers Auto loan, and HELOC rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Topline Financial Credit Union rates updated? RateAPI verifies Topline Financial Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Topline Financial Credit Union's rate data? Rate data is collected directly from Topline Financial Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Topline Financial Credit Union? Topline Financial Credit Union publishes its membership criteria on its own website. RateAPI tracks 15 published membership paths covering 12 employers and 1 school for Topline Financial Credit Union, each quoted from Topline Financial Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Topline Financial Credit Union's rates against national credit-union benchmarks. [More Minnesota credit unions](https://rateapi.dev/credit-unions/minnesota) [Minnesota auto loan rate leaders](https://rateapi.dev/auto-loan-rates/minnesota) [Minnesota HELOC rate leaders](https://rateapi.dev/heloc-rates/minnesota) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.toplinecu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Topline Financial Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Minnesota credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Topline Financial Credit Union curl "https://api.rateapi.dev/credit-unions/minnesota /topline-financial " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Topline Financial Credit Union locations Search, filter, and browse all 12 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/minnesota/topline-financial Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp