St. Paul

saint paul, Minnesota
Last verified: July 11, 2026

Auto loans available from 4.29% APR.

Source: RateAPI.dev, verified from St. Paul's official website

Who Can Join St. Paul

Membership eligibility from St. Paul's own published criteria. How we verify this.

Membership via employers (Local 110 Electricians +1 more)

Verified from St. Paul's membership page. Final membership determination is always made by the credit union.

Auto Loan Rates

Rates as of July 11, 2026

auto_any_12mo
4.290% APR
Rate4.290%
Auto Model Years - LESS than 8 years old - 12 Months
auto_any_24mo
4.290% APR
Rate4.290%
Auto Model Years - LESS than 8 years old - 24 Months
auto_any_36mo
4.290% APR
Rate4.290%
Auto Model Years - LESS than 8 years old - 36 Months
auto_any_48mo
4.290% APR
Rate4.290%
Auto Model Years - LESS than 8 years old - 48 Months
auto_any_60mo
4.290% APR
Rate4.290%
Auto Model Years - LESS than 8 years old - 60 Months
auto_any_72mo
4.290% APR
Rate4.290%
Auto Model Years - LESS than 8 years old - 72 Months
auto_any_84mo
6.290% APR
Rate6.290%
Auto Model Years - LESS than 8 years old - 84 Months
auto_any_12mo
11.500% APR
Rate11.500%
Auto Model Years - MORE than 8 years old - 12 Months
auto_any_24mo
11.500% APR
Rate11.500%
Auto Model Years - MORE than 8 years old - 24 Months
auto_any_36mo
11.500% APR
Rate11.500%
Auto Model Years - MORE than 8 years old - 36 Months
auto_any_48mo
11.500% APR
Rate11.500%
Auto Model Years - MORE than 8 years old - 48 Months
auto_any_60mo
11.500% APR
Rate11.500%
Auto Model Years - MORE than 8 years old - 60 Months
auto_any_72mo
11.500% APR
Rate11.500%
Auto Model Years - MORE than 8 years old - 72 Months

Frequently Asked Questions

What rates does St. Paul offer?

St. Paul currently offers auto loan rates. The rates shown on this page were last verified July 11, 2026 directly from the credit union's official website.

How often are St. Paul rates updated?

RateAPI verifies St. Paul's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 11, 2026.

Where does RateAPI get St. Paul's rate data?

Rate data is collected directly from St. Paul's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is St. Paul's auto loan rate?

As of July 11, 2026, St. Paul offers auto loans from 4.29% APR.

Related Rate Data

Compare St. Paul's rates against national credit-union benchmarks.

More Minnesota credit unionsAuto loan rate benchmarkHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for St. Paul
curl "https://api.rateapi.dev/credit-unions/minnesota/st-paul" \
  -H "Authorization: Bearer YOUR_API_KEY"
Explore API DocumentationUse with Claude