--- title: "MY Credit Union Rates - Minnesota" description: "Current vehicle loan, personal loan, and credit card rates from MY Credit Union in Minnesota. Updated daily with source verification. See who can join MY Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/minnesota/my" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # MY Credit Union Rates - Minnesota ### Auto & vehicle rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Auto Loan** auto | — APR | 4.740% | — | Standard | | **Recreational Loan** powersports | — APR | 5.240% | — | Standard | MY Credit Union auto & vehicle rates as of November 12, 2026 ### Personal loan rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Share-Secured Loan** personal_secured | — APR | 3.500% | — | Standard | | **Unsecured Personal Loan** personal_unsecured | — APR | 12.990% | — | Standard | MY Credit Union personal loan rates as of November 12, 2026 ### Credit card rates 3 offers | Product | Published | Rate | Term / condition | Status | | **Platinum Rewards Visa Credit Card** credit_card_rewards | — APR | 9.900% | — | Standard | | **Signature Rewards Visa Credit Card** credit_card_rewards | — APR | 10.990% | — | Standard | | **Classic Rewards Visa Credit Card** credit_card_rewards | — APR | 12.990% | — | Standard | MY Credit Union credit card rates as of November 12, 2026 MY Credit Union is a credit union in Minnesota. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/minnesota/my) , verified from [MY Credit Union's official website](https://www.mymncu.org/) Loading branch locator… ## About MY Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 22.3K Assets $371.3M Founded 1957 Locations reported 4 NCUA charter 60125 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - Bilingual services - Student scholarships Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Building Trades** Building Trades CU - Bloomington · Bloomington · MN · 55420 About 0.8 miles away](https://rateapi.dev/credit-unions/minnesota/building-trades) [**Toro Employees** Toro Employees Federal Credit Union · Bloomington · MN · 55420 About 1.5 miles away](https://rateapi.dev/credit-unions/minnesota/toro-employees) [**Topline Financial** Bloomington · Bloomington · MN · 55420-1020 About 1.8 miles away](https://rateapi.dev/credit-unions/minnesota/topline-financial) [**Affinity Plus** Richfield · Richfield · MN · 55423 About 2.1 miles away](https://rateapi.dev/credit-unions/minnesota/affinity-plus) [**Trustone Financial** Bloomington · Bloomington · MN · 55425-1365 About 2.7 miles away](https://rateapi.dev/credit-unions/minnesota/trustone-financial) [**Sharepoint** France Ave · Bloomington · MN · 55431 About 3.2 miles away](https://rateapi.dev/credit-unions/minnesota/sharepoint) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join MY Credit Union Membership eligibility from MY Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on MY Credit Union's website. Check the membership page below to confirm whether you qualify. - Location hennepin, scott, dakota, rice, carver, le sueur, ramsey, washington, goodhue, dodge, steele, waseca, blue earth, nicollet, sibley — MN - Association National Cosmetology Association of Minnesota, Bloomington Crime Prevention Association, MY CREDIT UNION Community Foundation Verified from [MY Credit Union's membership page](https://www.mymncu.org/membership) . Final membership determination is always made by the credit union. ## Membership rules for MY Credit Union Geography 15 counties · Associations 6 · Family 97 published paths to membership, last verified November 8, 2026, quoted from MY Credit Union’s own published criteria. ### Geography 15 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified November 8, 2026 - Blue Earth County, MN - Carver County, MN - Dakota County, MN - Dodge County, MN - Goodhue County, MN - Hennepin County, MN - Le Sueur County, MN - Nicollet County, MN - Ramsey County, MN - Rice County, MN - Scott County, MN - Sibley County, MN - Steele County, MN - Waseca County, MN - Washington County, MN “People who live, worship, attend school, volunteer, or work in businesses and other legal entities located in the Minnesota counties of Hennepin, Scott, Dakota, Rice, Carver, Le Sueur, Ramsey, Washington, Goodhue, Dodge, Steele, Waseca, Blue Earth, Nicollet, or Sibley.” > [source ↗](https://www.mymncu.org/membership) ### Associations 6 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified November 8, 2026 - Member of National Cosmetology Association of Minnesota “Members of the National Cosmetology Association of Minnesota.” > [source ↗](https://www.mymncu.org/membership) - Member of National Cosmetology Association of Minnesota - Member of Bloomington Crime Prevention Association “Members and Volunteers of the Bloomington Crime Prevention Association, Bloomington, MN.” > [source ↗](https://www.mymncu.org/membership) - Member of Bloomington Crime Prevention Association - Member of MY CREDIT UNION Community Foundation “Members, Volunteers and Donors of MY CREDIT UNION Community Foundation.” > [source ↗](https://www.mymncu.org/membership) - Member of MY CREDIT UNION Community Foundation - Volunteer with Bloomington Crime Prevention Association “Members and Volunteers of the Bloomington Crime Prevention Association, Bloomington, MN.” > [source ↗](https://www.mymncu.org/membership) - Volunteer with Bloomington Crime Prevention Association - Volunteer with MY CREDIT UNION Community Foundation “Members, Volunteers and Donors of MY CREDIT UNION Community Foundation.” > [source ↗](https://www.mymncu.org/membership) - Volunteer with MY CREDIT UNION Community Foundation - Donor to MY CREDIT UNION Community Foundation “Members, Volunteers and Donors of MY CREDIT UNION Community Foundation.” > [source ↗](https://www.mymncu.org/membership) - Donor to MY CREDIT UNION Community Foundation ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified November 8, 2026 - Family of a member household member, spouse, relative “In addition to a regularly qualified member, members of the same household, the spouse of a member, blood, or adoptive relatives of any of them and their spouse may become members.” > [source ↗](https://www.mymncu.org/membership) - Family member (household member, spouse, relative) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for MY Credit Union? Yes No ## Work at MY Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where MY Credit Union ranks against Minnesota peers. - See which AI assistants fetched MY Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Minnesota - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=my&state=minnesota&code=MN&name=MY%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does MY Credit Union offer? MY Credit Union currently offers vehicle loan, personal loan, and credit card rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are MY Credit Union rates updated? RateAPI verifies MY Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get MY Credit Union's rate data? Rate data is collected directly from MY Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join MY Credit Union? MY Credit Union publishes its membership criteria on its own website. RateAPI tracks 97 published membership paths covering 15 counties and 6 associations for MY Credit Union, each quoted from MY Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare MY Credit Union's rates against national credit-union benchmarks. [More Minnesota credit unions](https://rateapi.dev/credit-unions/minnesota) [Minnesota auto loan rate leaders](https://rateapi.dev/auto-loan-rates/minnesota) [Minnesota personal loan leaders](https://rateapi.dev/personal-loan-rates/minnesota) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.mymncu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track MY Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Minnesota credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for MY Credit Union curl "https://api.rateapi.dev/credit-unions/minnesota /my " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## MY Credit Union locations Search, filter, and browse all 4 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/minnesota/my Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp