Metropolitan Services

saint paul, Minnesota
Last verified: July 15, 2026

As of July 15, 2026, Metropolitan Services offers a savings mortgage at 0.11% APR (0.1% rate, 0 points). Auto loans available from 4.25% APR. HELOC rates from 8% APR. Personal loan rates from 2.05% APR.

Source: RateAPI.dev, verified from Metropolitan Services's official website

Who Can Join Metropolitan Services

Membership eligibility from Metropolitan Services's own published criteria. How we verify this.

Membership criteria are published on Metropolitan Services's website. Check the membership page below to confirm whether you qualify.

Verified from Metropolitan Services's membership page. Final membership determination is always made by the credit union.

Mortgage Rates

Rates as of July 15, 2026

savings
0.110% APR
Rate0.100%
Points0
Regular Shares
share_savings
0.210% APR
Rate0.200%
Points0
Youth Share Savings
money_market
0.360% APR
Rate0.350%
Points0
Money Market
savings
0.760% APR
Rate0.750%
Points0
WINcentive Savings
ira
2.310% APR
Rate2.300%
Points0
IRA ($2,500 – $10,000)
ira
2.360% APR
Rate2.350%
Points0
IRA (over $10,000)
cd_6mo
3.010% APR
Rate3.000%
Points0
Certificate 6 Month
cd_12mo
3.260% APR
Rate3.250%
Points0
Certificate 12 Month
ira_cd_12mo
3.260% APR
Rate3.250%
Points0
IRA Certificate 12 Month
cd_18mo
3.510% APR
Rate3.500%
Points0
Certificate 18 Month
cd_24mo
3.560% APR
Rate3.550%
Points0
Certificate 24 Month
ira_cd_24mo
3.560% APR
Rate3.550%
Points0
IRA Certificate 24 Month
ploc_variable
14.350% APR
Rate14.350%
Points0
Checking Line of Credit

Auto Loan Rates

Rates as of July 15, 2026

auto_any_24mo
4.250% APR
Rate4.250%
Vehicles 2023 & Newer - 2 Years
auto_any_36mo
5.250% APR
Rate5.250%
Vehicles 2023 & Newer - 3 Years
auto_any_48mo
5.500% APR
Rate5.500%
Vehicles 2023 & Newer - 4 Years
auto_any_36mo
5.750% APR
Rate5.750%
Recreational Vehicles - 3 Years
auto_any_36mo
5.750% APR
Rate5.750%
Vehicles 2022 & Older - 3 Years
auto_any_60mo
5.750% APR
Rate5.750%
Vehicles 2023 & Newer - 5 Years
auto_any_48mo
6.000% APR
Rate6.000%
Recreational Vehicles - 4 Years
auto_any_48mo
6.250% APR
Rate6.250%
Vehicles 2022 & Older - 4 Years
auto_any_72mo
6.490% APR
Rate6.490%
Vehicles 2023 & Newer - 6 Years
auto_any_60mo
6.500% APR
Rate6.500%
Recreational Vehicles - 5 Years
auto_any_72mo
6.750% APR
Rate6.750%
Recreational Vehicles - 6 Years
auto_any_60mo
6.750% APR
Rate6.750%
Vehicles 2022 & Older - 5 Years
auto_any_84mo
6.990% APR
Rate6.990%
Vehicles 2023 & Newer - 7 Years
auto_any_84mo
7.500% APR
Rate7.500%
Recreational Vehicles - 7 Years
auto_any_72mo
7.500% APR
Rate7.500%
Vehicles 2022 & Older - 6 Years
auto_any_120mo
8.250% APR
Rate8.250%
Recreational Vehicles - 10 Years

HELOC Rates

Rates as of July 15, 2026

heloc_variable
8.000% APR
Rate8.000%
Home Equity Line of Credit

Personal Loan Rates

Rates as of July 15, 2026

personal_secured
2.050% APR
Rate2.050%
Share Secured Loan
personal_unsecured
11.490% APR
Rate11.490%
Unsecured Loan

Frequently Asked Questions

What rates does Metropolitan Services offer?

Metropolitan Services currently offers mortgage, auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified July 15, 2026 directly from the credit union's official website.

How often are Metropolitan Services rates updated?

RateAPI verifies Metropolitan Services's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 15, 2026.

Where does RateAPI get Metropolitan Services's rate data?

Rate data is collected directly from Metropolitan Services's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Metropolitan Services's mortgage rate?

As of July 15, 2026, Metropolitan Services offers a savings mortgage at 0.11% APR.

What is Metropolitan Services's auto loan rate?

As of July 15, 2026, Metropolitan Services offers auto loans from 4.25% APR.

Related Rate Data

Compare Metropolitan Services's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Metropolitan Services
curl "https://api.rateapi.dev/credit-unions/minnesota/metropolitan-services" \
  -H "Authorization: Bearer YOUR_API_KEY"