--- title: "Mayo Employees Credit Union Rates - Minnesota" description: "Current auto loan, personal loan, credit card, and savings & cd rates from Mayo Employees Credit Union in Minnesota. Updated daily with source verification. See who can join Mayo Employees Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/minnesota/mayo-employees" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Mayo Employees Credit Union Rates - Minnesota ### Auto & vehicle rates 2 offers | Product | Published | Rate | Term / condition | Status | | **New Auto Loan** auto_new | — APR | 4.390% | new | Standard | | **Used Auto Loan** auto_used | — APR | 4.490% | used | Standard | Mayo Employees Credit Union auto & vehicle rates as of November 12, 2026 ### Personal loan rates 3 offers | Product | Published | Rate | Term / condition | Status | | **Table data for Credit Builder Loan Rates effective 11-12-2026 (Fixed Rate)** personal | — APR | 7.500% | — | Standard | | **Unsecured Personal Loan** personal_unsecured | — APR | 10.990% | — | Standard | | **Personal Line of Credit (Variable Rate)** ploc_variable | — APR | 12.000% | — | Standard | Mayo Employees Credit Union personal loan rates as of November 12, 2026 ### Credit card rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Platinum Credit Card** credit_card_platinum | — APR | 11.000% | — | Standard | | **Visa Classic** credit_card | — APR | 15.000% | — | Standard | Mayo Employees Credit Union credit card rates as of November 12, 2026 ### Savings & CD rates 4 offers | Product | Published | Rate | Term / condition | Status | | **Money Market** money_market | — APY | 1.15% | — | Standard | | **Premium Money Market** money_market | — APY | 1.85% | — | Standard | | **Youth Savings Certificate** cd | — APY | 4.50% | — | Eligibility restricted | | **Teen Savings Certificate** cd | — APY | 5.50% | — | Eligibility restricted | Mayo Employees Credit Union savings & cd rates as of November 12, 2026 Mayo Employees Credit Union is a credit union in Minnesota. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/minnesota/mayo-employees) , verified from [Mayo Employees Credit Union's official website](https://mayocreditunion.org/) Loading branch locator… ## About Mayo Employees Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 75.9K Assets $1.5B Founded 1934 Locations reported 10 NCUA charter 24748 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - Credit-builder products Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**First Alliance** 16th Street · Rochester · MN · 55904 About 3.3 miles away](https://rateapi.dev/credit-unions/minnesota/first-alliance) [**Altra** Altra Federal Credit Union · ROCHESTER · MN · 55902-1935 About 3.7 miles away](https://rateapi.dev/credit-unions/wisconsin/altra) [**Blaze** Rochester · Rochester · MN · 55901 About 4.4 miles away](https://rateapi.dev/credit-unions/minnesota/blaze) [**Ent** Rochester · Rochester · MN · 55901 About 6.7 miles away](https://rateapi.dev/credit-unions/colorado/ent) [**Affinity Plus** Rochester · Rochester · MN · 55901-0123 About 7.5 miles away](https://rateapi.dev/credit-unions/minnesota/affinity-plus) [**Accentra** Accentra CU Kasson · Kasson · MN · 55944-1210 About 12.6 miles away](https://rateapi.dev/credit-unions/minnesota/accentra) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Mayo Employees Credit Union Membership eligibility from Mayo Employees Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Mayo Employees Credit Union's website. Check the membership page below to confirm whether you qualify. - Employer Mayo Clinic - School Mayo Clinic Verified from [Mayo Employees Credit Union's membership page](https://mayocreditunion.org/about-us.html) . Final membership determination is always made by the credit union. ## Membership rules for Mayo Employees Credit Union Employers 2 · Schools 2 · Family 3 7 published paths to membership, last verified August 27, 2026, quoted from Mayo Employees Credit Union’s own published criteria. Source-page proposal coverage: 6 of 6 extracted claims verified; 1 withheld. Only verified rules are shown here. This measures claims found on the reviewed source page, not every possible real-world membership path. ### Employers 2 Human-reviewed quoted from the credit union’s own published criteria · last verified August 27, 2026 - Employee of Mayo Clinic “Employees of Mayo Clinic (and affiliated entities)” > [source ↗](https://mayocreditunion.org/about-us.html) - Employee of Mayo Clinic - Retired employee of Mayo Clinic “Retirees of Mayo Clinic (and affiliated entities)” > [source ↗](https://mayocreditunion.org/about-us.html) - Retiree of Mayo Clinic ### Schools 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Student of Mayo Clinic (as written on the source page) “Students of Mayo Clinic” > [source ↗](https://mayocreditunion.org/about-us.html) - Student at Mayo Clinic - Student of Mayo Clinic “Students of Mayo Clinic” > [source ↗](https://mayocreditunion.org/about-us.html) - Student at Mayo Clinic ### Family 3 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Family of a member spouse, child, parent, sibling, grandparent, grandchild, stepfamily member, household member “Relatives of current MEFCU account holders” > [source ↗](https://mayocreditunion.org/about-us.html) - Family member (spouse, child, parent, sibling, grandparent, grandchild, stepfamily member, household member) of a member - Family of a member relative “Relatives of current MEFCU account holders” > [source ↗](https://mayocreditunion.org/about-us.html) - Family member (relative) of a member - Family of a member relative, spouse, child, parent, sibling, grandparent, grandchild, stepfamily member, household relationship, family member in their care “Blood or adoptive relatives of all of the above are eligible for membership, regardless of their age, where they work, or live. That includes spouses, children, parents, siblings, grandparents, grandchildren, stepfamily members, household relationships, or family members in their care.” > [source ↗](https://mayocreditunion.org/about-us.html) - Family member (relative, spouse, child, parent, sibling, grandparent, grandchild, stepfamily member, household relationship, family member in their care) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Mayo Employees Credit Union? Yes No ## Work at Mayo Employees Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Mayo Employees Credit Union ranks against Minnesota peers. - See which AI assistants fetched Mayo Employees Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Minnesota - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=mayo-employees&state=minnesota&code=MN&name=Mayo%20Employees%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Mayo Employees Credit Union offer? Mayo Employees Credit Union currently offers Auto loan, personal loan, and credit card rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Mayo Employees Credit Union rates updated? RateAPI verifies Mayo Employees Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Mayo Employees Credit Union's rate data? Rate data is collected directly from Mayo Employees Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Mayo Employees Credit Union? Mayo Employees Credit Union publishes its membership criteria on its own website. RateAPI tracks 7 published membership paths covering 2 employers and 2 schools for Mayo Employees Credit Union, each quoted from Mayo Employees Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Mayo Employees Credit Union's rates against national credit-union benchmarks. [More Minnesota credit unions](https://rateapi.dev/credit-unions/minnesota) [Minnesota auto loan rate leaders](https://rateapi.dev/auto-loan-rates/minnesota) [Minnesota personal loan leaders](https://rateapi.dev/personal-loan-rates/minnesota) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://mayocreditunion.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Mayo Employees Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Minnesota credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Mayo Employees Credit Union curl "https://api.rateapi.dev/credit-unions/minnesota /mayo-employees " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Mayo Employees Credit Union locations Search, filter, and browse all 10 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/minnesota/mayo-employees Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp