--- title: "Home Town Credit Union Rates & Who Can Join - Minnesota" description: "Home Town Credit Union is a credit union in Minnesota. Rate data is being verified. See who can join Home Town Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/minnesota/home-town" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Home Town Credit Union Rates & Who Can Join - Minnesota No currently verified rates are available for this institution. We hide rates that fall outside the serving freshness window instead of presenting old figures as current. Home Town Credit Union is a credit union in Minnesota. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/minnesota/home-town) , verified from [Home Town Credit Union's official website](https://www.hometowncu.coop/) Loading branch locator… ## About Home Town Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 25.6K Assets $295.6M Founded 1974 Locations reported 4 NCUA charter 21669 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - Student scholarships - Credit-builder products Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Federated Employees** FECU Main Office · Owatonna · MN · 55060-4301 About 0.3 miles away](https://rateapi.dev/credit-unions/minnesota/federated-employees) [**Blaze** Waseca Office · Waseca · MN · 56093 About 14.1 miles away](https://rateapi.dev/credit-unions/minnesota/blaze) [**Affinity Plus** Faribault · Faribault · MN · 55021-4927 About 16.5 miles away](https://rateapi.dev/credit-unions/minnesota/affinity-plus) [**Accentra** Accentra CU Kasson · Kasson · MN · 55944-1210 About 23.9 miles away](https://rateapi.dev/credit-unions/minnesota/accentra) [**Ent** Northfield · Northfield · MN · 55057 About 26.0 miles away](https://rateapi.dev/credit-unions/colorado/ent) [**United Employees** United Employees Credit Union · Albert Lea · MN · 56007 About 28.8 miles away](https://rateapi.dev/credit-unions/minnesota/united-employees) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Home Town Credit Union Membership eligibility from Home Town Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Home Town Credit Union's website. Check the membership page below to confirm whether you qualify. Verified from [Home Town Credit Union's membership page](https://www.hometowncu.coop/About-Us) . Final membership determination is always made by the credit union. ## Membership rules for Home Town Credit Union Geography 2 counties · Family 3 published paths to membership, last verified August 21, 2026, quoted from Home Town Credit Union’s own published criteria. ### Geography 2 Auto-verified against the source page from NCUA regulator charter records · last verified August 5, 2026 - Rice County, MN - Steele County, MN “NCUA call report 2026-03-31: TOM_CODE=00 (community charter); branch footprint: Rice County, MN; Steele County, MN” > [source ↗](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Family of a member “Those who have immediate family in the county area are also eligible to join.” > [source ↗](https://www.hometowncu.coop/About-Us) - Family member of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Home Town Credit Union? Yes No ## Work at Home Town Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Home Town Credit Union ranks against Minnesota peers. - See which AI assistants fetched Home Town Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Minnesota - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=home-town&state=minnesota&code=MN&name=Home%20Town%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Home Town Credit Union offer? Home Town Credit Union is a credit union in Minnesota. Rate data is currently being verified. ### How often are Home Town Credit Union rates updated? RateAPI verifies Home Town Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get Home Town Credit Union's rate data? Rate data is collected directly from Home Town Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Home Town Credit Union? Home Town Credit Union publishes its membership criteria on its own website. RateAPI tracks 3 published membership paths covering 2 counties for Home Town Credit Union, each quoted from Home Town Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Home Town Credit Union's rates against national credit-union benchmarks. [More Minnesota credit unions](https://rateapi.dev/credit-unions/minnesota) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.hometowncu.coop/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Home Town Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Minnesota credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Home Town Credit Union curl "https://api.rateapi.dev/credit-unions/minnesota /home-town " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Home Town Credit Union locations Search, filter, and browse all 4 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/minnesota/home-town Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp