--- title: "First Alliance Credit Union Rates - Minnesota" description: "Current mortgage, vehicle loan, and heloc rates from First Alliance Credit Union in Minnesota. Updated daily with source verification. See who can join First Alliance Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/minnesota/first-alliance" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # First Alliance Credit Union Rates - Minnesota ### Mortgage rates 2 offers | Product | Published | Rate | Term / condition | Status | | **15-Year Fixed** 15 year fixed | — APR | 6.690% | — | Standard | | **10-Year Fixed** 10 year fixed | — APR | 6.390% | — | Standard | First Alliance Credit Union mortgage rates as of November 12, 2026 ### Auto & vehicle rates 6 offers | Product | Published | Rate | Term / condition | Status | | **Car & Motorcycle Rates (12-36 months)** motorcycle_any_36mo | — APR | 4.740% | 36 mo | Standard | | **Car & Motorcycle Rates (37-60 months)** motorcycle_any_60mo | — APR | 4.990% | 60 mo | Standard | | **Car & Motorcycle Rates (61-75 months)** motorcycle_any_75mo | — APR | 5.240% | 75 mo | Standard | | **Car & Motorcycle Rates (76-84 months)** motorcycle_any_84mo | — APR | 5.490% | 84 mo | Standard | | **Boat & RV Rates (12-36 months)** boat_any_36mo | — APR | 5.740% | 36 mo | Standard | | **Boat & RV Rates (37-60 months)** boat_any_60mo | — APR | 5.990% | 60 mo | Standard | First Alliance Credit Union auto & vehicle rates as of November 12, 2026 ### HELOC rates 5 offers | Product | Published | Rate | Term / condition | Status | | **5-Year Home Equity Loan (Fixed)** heloc_fixed | — APR | 5.990% | — | Standard | | **7-Year Home Equity Loan (Fixed)** heloc_fixed | — APR | 6.240% | — | Standard | | **10-Year Home Equity Loan (Fixed)** heloc_fixed | — APR | 6.390% | — | Standard | | **15-Year Home Equity Loan (Fixed)** heloc_fixed | — APR | 6.690% | — | Standard | | **Current Home Equity Rates (Loan to Value (LTV) 80% or below)** heloc | — APR | 7.000% | — | Standard | First Alliance Credit Union heloc rates as of November 12, 2026 ### Other rates 3 offers | Product | Published | Rate | Term / condition | Status | | **APR* (12-36 months)** other | — % | 4.740% | — | Standard | | **APR* (37-60 months)** other | — % | 4.990% | — | Standard | | **APR* (61-75 months)** other | — % | 5.240% | — | Standard | First Alliance Credit Union other rates as of November 12, 2026 First Alliance Credit Union is a credit union in Minnesota. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/minnesota/first-alliance) , verified from [First Alliance Credit Union's official website](https://www.firstalliancecu.com/) Loading branch locator… ## About First Alliance Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 21.7K Assets $335M Founded 1932 Locations reported 5 NCUA charter 62872 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - First-time homebuyer program - Bilingual services - Credit-builder products Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Mayo Employees** Canal Place · Rochester · MN · 55904 About 3.1 miles away](https://rateapi.dev/credit-unions/minnesota/mayo-employees) [**Altra** Altra Federal Credit Union · ROCHESTER · MN · 55902-1935 About 6.4 miles away](https://rateapi.dev/credit-unions/wisconsin/altra) [**Blaze** Rochester · Rochester · MN · 55901 About 8.0 miles away](https://rateapi.dev/credit-unions/minnesota/blaze) [**Ent** Rochester · Rochester · MN · 55901 About 10.0 miles away](https://rateapi.dev/credit-unions/colorado/ent) [**Affinity Plus** Rochester · Rochester · MN · 55901-0123 About 10.4 miles away](https://rateapi.dev/credit-unions/minnesota/affinity-plus) [**Accentra** Accentra CU Kasson · Kasson · MN · 55944-1210 About 18.0 miles away](https://rateapi.dev/credit-unions/minnesota/accentra) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join First Alliance Credit Union Membership eligibility from First Alliance Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on First Alliance Credit Union's website. Check the membership page below to confirm whether you qualify. - Location blue earth, dodge, fillmore, freeborn, goodhue, le sueur, mower, nicollet, olmsted, rice, steele, wabasha, waseca, winona — MN **Cost to join:** About $10. Verified from [First Alliance Credit Union's membership page](https://www.firstalliancecu.com/account-application-routing-credit-union-membership) . Final membership determination is always made by the credit union. ## Membership rules for First Alliance Credit Union Geography 14 counties · Associations · Family 72 published paths to membership, last verified October 11, 2026, quoted from First Alliance Credit Union’s own published criteria. ### Geography 14 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified October 11, 2026 - Blue Earth County, MN - Dodge County, MN - Fillmore County, MN - Freeborn County, MN - Goodhue County, MN - Le Sueur County, MN - Mower County, MN - Nicollet County, MN - Olmsted County, MN - Rice County, MN - Steele County, MN - Wabasha County, MN - Waseca County, MN - Winona County, MN “First Alliance membership is open to anyone who lives, works, does regular business, worships, attends school, or owns a businesses in these 14 South East Minnesota counties: Blue Earth, Dodge, Fillmore, Freeborn, Goodhue, Le Sueur, Mower, Nicollet, Olmsted, Rice, Steele, Wabasha, Waseca, or Winona…” > [source ↗](https://www.firstalliancecu.com/account-application-routing-credit-union-membership) ### Associations 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified October 11, 2026 - Donor to First Alliance Credit Union Foundation “Additionally, membership is open to those who donate a minimum of a $10 to First Alliance Credit Union Foundation .” > [source ↗](https://www.firstalliancecu.com/account-application-routing-credit-union-membership) - Donor to First Alliance Credit Union Foundation ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified October 11, 2026 - Family of a member family “Family members of existing members are also eligible to join no matter where they reside.” > [source ↗](https://www.firstalliancecu.com/account-application-routing-credit-union-membership) - Family member (family) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for First Alliance Credit Union? Yes No ## Work at First Alliance Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where First Alliance Credit Union ranks against Minnesota peers. - See which AI assistants fetched First Alliance Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Minnesota - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=first-alliance&state=minnesota&code=MN&name=First%20Alliance%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does First Alliance Credit Union offer? First Alliance Credit Union currently offers mortgage, vehicle loan, and HELOC rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are First Alliance Credit Union rates updated? RateAPI verifies First Alliance Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get First Alliance Credit Union's rate data? Rate data is collected directly from First Alliance Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join First Alliance Credit Union? First Alliance Credit Union publishes its membership criteria on its own website. RateAPI tracks 72 published membership paths covering 14 counties and 1 association for First Alliance Credit Union, each quoted from First Alliance Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare First Alliance Credit Union's rates against national credit-union benchmarks. [More Minnesota credit unions](https://rateapi.dev/credit-unions/minnesota) [Minnesota mortgage rate leaders](https://rateapi.dev/mortgage-rates/minnesota) [Minnesota auto loan rate leaders](https://rateapi.dev/auto-loan-rates/minnesota) [Minnesota HELOC rate leaders](https://rateapi.dev/heloc-rates/minnesota) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.firstalliancecu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track First Alliance Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Minnesota credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for First Alliance Credit Union curl "https://api.rateapi.dev/credit-unions/minnesota /first-alliance " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## First Alliance Credit Union locations Search, filter, and browse all 5 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/minnesota/first-alliance Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp