First Alliance

rochester, Minnesota
Last verified: July 10, 2026

As of July 10, 2026, First Alliance offers a ploc_variable mortgage at 6.75% APR (6.75% rate, 0 points). Auto loans available from 4.49% APR. HELOC rates from 5.99% APR.

Source: RateAPI.dev, verified from First Alliance's official website

Who Can Join First Alliance

Membership eligibility from First Alliance's own published criteria. How we verify this.

To join: Donate a minimum of $10 to the First Alliance Credit Union Foundation.

Cost to join: About $15 (a $10 membership fee plus a $5 minimum deposit).

Verified from First Alliance's membership page. Final membership determination is always made by the credit union.

Mortgage Rates

Rates as of July 10, 2026

ploc_variable
6.750% APR
Rate6.750%
Points0
Line of Credit

Auto Loan Rates

Rates as of July 10, 2026

auto_new_36mo
4.490% APR
Rate4.490%
New Car & Motorcycle - 12-36 months
auto_new_36mo
4.490% APR
Rate4.490%
New Car & Motorcycle Loan (12-36 months)
auto_used_36mo
4.490% APR
Rate4.490%
Used Car & Motorcycle - 12-36 months
auto_used_36mo
4.490% APR
Rate4.490%
Used Car & Motorcycle Loan (12-36 months)
auto_new_36mo
4.490% APR
Rate4.490%
[PROMOTIONAL] New Car & Motorcycle - 12-36 months
auto_new_36mo
4.490% APR
Rate4.490%
[PROMOTIONAL] New Car & Motorcycle Rates (12-36 months)
auto_new_36mo
4.490% APR
Rate4.490%
[PROMOTIONAL] New Car & Motorcycle Rates - 12-36 months
auto_used_36mo
4.490% APR
Rate4.490%
[PROMOTIONAL] Used Car & Motorcycle - 12-36 months
auto_used_36mo
4.490% APR
Rate4.490%
[PROMOTIONAL] Used Car & Motorcycle Rates (12-36 months)
auto_used_36mo
4.490% APR
Rate4.490%
[PROMOTIONAL] Used Car & Motorcycle Rates - 12-36 months
auto_new_60mo
4.740% APR
Rate4.740%
New Car & Motorcycle - 37-60 months
auto_new_60mo
4.740% APR
Rate4.740%
New Car & Motorcycle Loan (37-60 months)
auto_used_60mo
4.740% APR
Rate4.740%
Used Car & Motorcycle - 37-60 months
auto_used_60mo
4.740% APR
Rate4.740%
Used Car & Motorcycle Loan (37-60 months)
auto_new_60mo
4.740% APR
Rate4.740%
[PROMOTIONAL] New Car & Motorcycle - 37-60 months
auto_new_60mo
4.740% APR
Rate4.740%
[PROMOTIONAL] New Car & Motorcycle Rates (37-60 months)
auto_new_60mo
4.740% APR
Rate4.740%
[PROMOTIONAL] New Car & Motorcycle Rates - 37-60 months
auto_used_60mo
4.740% APR
Rate4.740%
[PROMOTIONAL] Used Car & Motorcycle - 37-60 months
auto_used_60mo
4.740% APR
Rate4.740%
[PROMOTIONAL] Used Car & Motorcycle Rates (37-60 months)
auto_used_60mo
4.740% APR
Rate4.740%
[PROMOTIONAL] Used Car & Motorcycle Rates - 37-60 months
auto_new_75mo
4.990% APR
Rate4.990%
New Car & Motorcycle - 61-75 months
auto_new_75mo
4.990% APR
Rate4.990%
New Car & Motorcycle Loan (61-75 months)
auto_used_75mo
4.990% APR
Rate4.990%
Used Car & Motorcycle - 61-75 months
auto_used_75mo
4.990% APR
Rate4.990%
Used Car & Motorcycle Loan (61-75 months)
auto_new_75mo
4.990% APR
Rate4.990%
[PROMOTIONAL] New Car & Motorcycle - 61-75 months
auto_new_75mo
4.990% APR
Rate4.990%
[PROMOTIONAL] New Car & Motorcycle Rates (61-75 months)
auto_new_75mo
4.990% APR
Rate4.990%
[PROMOTIONAL] New Car & Motorcycle Rates - 61-75 months
auto_used_75mo
4.990% APR
Rate4.990%
[PROMOTIONAL] Used Car & Motorcycle - 61-75 months
auto_used_75mo
4.990% APR
Rate4.990%
[PROMOTIONAL] Used Car & Motorcycle Rates (61-75 months)
auto_used_75mo
4.990% APR
Rate4.990%
[PROMOTIONAL] Used Car & Motorcycle Rates - 61-75 months
auto_new_84mo
5.240% APR
Rate5.240%
New Car & Motorcycle - 76-84 months
auto_new_84mo
5.240% APR
Rate5.240%
New Car & Motorcycle Loan (76-84 months)
auto_new_84mo
5.240% APR
Rate5.240%
[PROMOTIONAL] New Car & Motorcycle - 76-84 months
auto_new_84mo
5.240% APR
Rate5.240%
[PROMOTIONAL] New Car & Motorcycle Rates (76-84 months)
auto_new_84mo
5.240% APR
Rate5.240%
[PROMOTIONAL] New Car & Motorcycle Rates - 76-84 months
auto_any_36mo
5.740% APR
Rate5.740%
Recreational Vehicle - 12-36 months
auto_any_36mo
5.740% APR
Rate5.740%
Recreational Vehicle Loan (12-36 months)
auto_any_36mo
5.740% APR
Rate5.740%
[PROMOTIONAL] Recreational Vehicle - 12-36 months
auto_any_36mo
5.740% APR
Rate5.740%
[PROMOTIONAL] Recreational Vehicle Loan Rates (12-36 months)
auto_any_36mo
5.740% APR
Rate5.740%
[PROMOTIONAL] Recreational Vehicle Loan Rates - 12-36 months
auto_any_60mo
5.990% APR
Rate5.990%
Recreational Vehicle - 37-60 months
auto_any_60mo
5.990% APR
Rate5.990%
Recreational Vehicle Loan (37-60 months)
auto_any_60mo
5.990% APR
Rate5.990%
[PROMOTIONAL] Recreational Vehicle - 37-60 months
auto_any_60mo
5.990% APR
Rate5.990%
[PROMOTIONAL] Recreational Vehicle Loan Rates (37-60 months)
auto_any_60mo
5.990% APR
Rate5.990%
[PROMOTIONAL] Recreational Vehicle Loan Rates - 37-60 months

HELOC Rates

Rates as of July 10, 2026

heloc_fixed
5.990% APR
Rate5.990%
Fixed Rate

Frequently Asked Questions

What rates does First Alliance offer?

First Alliance currently offers mortgage, auto loan, and HELOC rates. The rates shown on this page were last verified July 10, 2026 directly from the credit union's official website.

How often are First Alliance rates updated?

RateAPI verifies First Alliance's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 10, 2026.

Where does RateAPI get First Alliance's rate data?

Rate data is collected directly from First Alliance's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is First Alliance's mortgage rate?

As of July 10, 2026, First Alliance offers a ploc_variable mortgage at 6.75% APR.

What is First Alliance's auto loan rate?

As of July 10, 2026, First Alliance offers auto loans from 4.49% APR.

Related Rate Data

Compare First Alliance's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for First Alliance
curl "https://api.rateapi.dev/credit-unions/minnesota/first-alliance" \
  -H "Authorization: Bearer YOUR_API_KEY"