--- title: "Federated Employees Credit Union Rates - Minnesota" description: "Current mortgage, auto loan, heloc, personal loan, and savings & cd rates from Federated Employees Credit Union in Minnesota. Updated daily with source verification. See who can join Federated Employees Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/minnesota/federated-employees" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Federated Employees Credit Union Rates - Minnesota ### Mortgage rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Closed End Balloon Note 80% LTV and lower** other | — APR | 5.250% | — | Standard | | **Closed End Balloon Note 81% - 90% LTV** other | — APR | 5.750% | — | Standard | Federated Employees Credit Union mortgage rates as of November 12, 2026 ### Auto & vehicle rates 3 offers | Product | Published | Rate | Term / condition | Status | | **Auto Loan (2025 and Newer)** auto | — APR | 4.250% | — | Standard | | **Auto Loan (2022–2023)** auto | — APR | 4.500% | — | Standard | | **Auto Loan Rates (2017 or older)** auto_used | — APR | 5.500% | used | Standard | Federated Employees Credit Union auto & vehicle rates as of November 12, 2026 ### HELOC rates 4 offers | Product | Published | Rate | Term / condition | Status | | **Closed End 80% LTV and lower** heloc | — APR | 5.250% | — | Standard | | **Closed End 81% - 90% LTV** heloc | — APR | 5.750% | — | Standard | | **HELOC 80% LTV and lower** heloc_variable | — APR | 6.500% | — | Standard | | **HELOC 81% - 90% LTV** heloc_variable | — APR | 7.000% | — | Standard | Federated Employees Credit Union heloc rates as of November 12, 2026 ### Personal loan rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Unsecured Personal Loan** personal_unsecured | — APR | 6.500% | — | Standard | Federated Employees Credit Union personal loan rates as of November 12, 2026 ### Savings & CD rates 6 offers | Product | Published | Rate | Term / condition | Status | | **$2,499.99 Or Less** savings | — APY | 1.50% | — | Standard | | **$2,500 - $9,999.99** savings | — APY | 2.25% | — | Standard | | **$10,000 - $24,999.99** savings | — APY | 2.75% | — | Standard | | **$25,000 - $49,999.99** savings | — APY | 3.15% | — | Standard | | **$50,000 - $74,999.99** savings | — APY | 3.40% | — | Standard | | **$75,000 Or More** savings | — APY | 3.65% | — | Standard | Federated Employees Credit Union savings & cd rates as of November 12, 2026 Federated Employees Credit Union is a credit union in Minnesota. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/minnesota/federated-employees) , verified from [Federated Employees Credit Union's official website](https://www.fedecu.com/) Loading branch locator… ## About Federated Employees Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 4.9K Assets $66.4M Founded 1934 Locations reported 2 NCUA charter 64703 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Financial education - Student scholarships Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Blaze** Waseca Office · Waseca · MN · 56093 About 14.1 miles away](https://rateapi.dev/credit-unions/minnesota/blaze) [**Affinity Plus** Faribault · Faribault · MN · 55021-4927 About 16.5 miles away](https://rateapi.dev/credit-unions/minnesota/affinity-plus) [**Accentra** Accentra CU Kasson · Kasson · MN · 55944-1210 About 23.9 miles away](https://rateapi.dev/credit-unions/minnesota/accentra) [**Ent** Northfield · Northfield · MN · 55057 About 26.0 miles away](https://rateapi.dev/credit-unions/colorado/ent) [**United Employees** United Employees Credit Union · Albert Lea · MN · 56007 About 28.8 miles away](https://rateapi.dev/credit-unions/minnesota/united-employees) [**Trades & Labor** TRADES & LABOR FCU · ALBERT LEA · MN · 56007-4526 About 29.5 miles away](https://rateapi.dev/credit-unions/minnesota/trades-labor) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Federated Employees Credit Union Membership eligibility from Federated Employees Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership via employers (Federated Insurance Companies) - Employer Federated Insurance Companies Verified from [Federated Employees Credit Union's membership page](https://securecuonline.com/fedecu/Join.aspx) . Final membership determination is always made by the credit union. ## Work at Federated Employees Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Federated Employees Credit Union ranks against Minnesota peers. - See which AI assistants fetched Federated Employees Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Minnesota - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=federated-employees&state=minnesota&code=MN&name=Federated%20Employees%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Federated Employees Credit Union offer? Federated Employees Credit Union currently offers mortgage, Auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Federated Employees Credit Union rates updated? RateAPI verifies Federated Employees Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Federated Employees Credit Union's rate data? Rate data is collected directly from Federated Employees Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Federated Employees Credit Union? Membership via employers (Federated Insurance Companies) ## Related Rate Data Compare Federated Employees Credit Union's rates against national credit-union benchmarks. [More Minnesota credit unions](https://rateapi.dev/credit-unions/minnesota) [Minnesota mortgage rate leaders](https://rateapi.dev/mortgage-rates/minnesota) [Minnesota auto loan rate leaders](https://rateapi.dev/auto-loan-rates/minnesota) [Minnesota HELOC rate leaders](https://rateapi.dev/heloc-rates/minnesota) [Minnesota personal loan leaders](https://rateapi.dev/personal-loan-rates/minnesota) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.fedecu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Federated Employees Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Minnesota credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Federated Employees Credit Union curl "https://api.rateapi.dev/credit-unions/minnesota /federated-employees " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Federated Employees Credit Union locations Search, filter, and browse all 2 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/minnesota/federated-employees Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp