Building Trades Mortgage, Auto Loan, HELOC & Personal Loan Rates

As of July 7, 2026, Building Trades offers a savings mortgage at 1% APR (1% rate, 0 points). Auto loans available from 3.74% APR. HELOC rates from 4.49% APR. Personal loan rates from 11.59% APR.
Source: RateAPI.dev, verified from Building Trades's official website

Mortgage Rates

Rates as of July 7, 2026

savings

1.000% APR

Rate1.000%

Points0

FOUNDATION CHECKING

money_market

1.010% APR

Rate1.010%

Points0

MONEY MARKET SAVINGS

cd_24mo

2.000% APR

Rate2.000%

Points0

24 MONTH CERTIFICATE

cd_36mo

2.000% APR

Rate2.000%

Points0

36 MONTH CERTIFICATE

cd_48mo

2.000% APR

Rate2.000%

Points0

48 MONTH CERTIFICATE

cd_60mo

2.000% APR

Rate2.000%

Points0

60 MONTH CERTIFICATE

cd_12mo

3.000% APR

Rate3.000%

Points0

12 MONTH CERTIFICATE

cd_6mo

3.250% APR

Rate3.250%

Points0

6 MONTH CERTIFICATE

cd_3mo

3.500% APR

Rate3.500%

Points0

3 MONTH CERTIFICATE

savings

4.000% APR

Rate4.000%

Points0

ADVANTAGE SAVINGS

cd_7mo

4.010% APR

Rate4.010%

Points0

7 MONTH CD SPECIAL

Auto Loan Rates

Rates as of July 7, 2026

auto_new

3.740% APR

Rate3.740%

New Vehicle

auto_used

3.740% APR

Rate3.740%

Used Vehicle

auto_new

5.990% APR

Rate5.990%

New RV

auto_used

5.990% APR

Rate5.990%

Used RV

auto_new

6.840% APR

Rate6.840%

New Boat

auto_new

6.840% APR

Rate6.840%

New Motorcycle

auto_new

6.990% APR

Rate6.990%

New Personal Rec Vehicles

auto_used

6.990% APR

Rate6.990%

Used Personal Rec Vehicles

auto_used

7.040% APR

Rate7.040%

Used Motorcycle

auto_used

7.140% APR

Rate7.140%

Used Boat

credit_card

14.250% APR

Rate14.250%

Credit Card

HELOC Rates

Rates as of July 7, 2026

heloc_variable

4.490% APR

Rate4.490%

Home Equity Line of Credit

heloc_fixed

4.940% APR

Rate4.940%

Home Equity Loan

heloc

5.840% APR

Rate5.840%

Home Equity - Installment

heloc_variable

6.500% APR

Rate6.500%

Home Equity - Line of Credit

Personal Loan Rates

Rates as of July 7, 2026

personal_unsecured

11.590% APR

Rate11.590%

Personal Loan

personal_unsecured

11.590% APR

Rate11.590%

Unsecured LOC

personal_unsecured

11.590% APR

Rate11.590%

Unsecured Personal Loan

Frequently Asked Questions

What rates does Building Trades offer?

Building Trades currently offers mortgage, auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified July 7, 2026 directly from the credit union's official website.

How often are Building Trades rates updated?

RateAPI verifies Building Trades's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 7, 2026.

Where does RateAPI get Building Trades's rate data?

Rate data is collected directly from Building Trades's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Building Trades's mortgage rate?

As of July 7, 2026, Building Trades offers a savings mortgage at 1% APR.

What is Building Trades's auto loan rate?

As of July 7, 2026, Building Trades offers auto loans from 3.74% APR.

Related Rate Data

Compare Building Trades's rates against national credit-union benchmarks.

More Minnesota credit unions Mortgage rate benchmark Auto loan rate benchmark HELOC rates Personal loan rates How we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal

# Get rates for Building Trades
curl "https://api.rateapi.dev/credit-unions/minnesota/building-trades" \
  -H "Authorization: Bearer YOUR_API_KEY"

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