Total Community Credit Union
Verified rate book
Current Total Community Credit Union rates
1 published offer verified as of August 4, 2026.
HELOC rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 10 Year Draw Period, 15 Year Repayment Period ($10,000 To $150,000)heloc | 3.990% APR | 3.990% | — | Standard |
HELOC rates from 3.99% APR.
Source: RateAPI.dev, verified from Total Community Credit Union's official website
Loading branch locator…
About Total Community Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 6.4K
- Assets
- $109.8M
- Founded
- 1960
- Locations reported
- 2
- NCUA charter
- 62245
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Financial counseling
- Financial education
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Total Community Credit Union
Membership eligibility from Total Community Credit Union's own published criteria. How we verify this.
Membership criteria are published on Total Community Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from Total Community Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Total Community Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Total Community Credit Union ranks against Michigan peers.
Frequently Asked Questions
What rates does Total Community Credit Union offer?
Total Community Credit Union currently offers HELOC rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Total Community Credit Union rates updated?
RateAPI verifies Total Community Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Total Community Credit Union's rate data?
Rate data is collected directly from Total Community Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Total Community Credit Union's HELOC rate?
As of August 4, 2026, Total Community Credit Union offers home equity lines of credit from 3.99% APR.
Related Rate Data
Compare Total Community Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Total Community Credit Union rates
Get a free API key to query these rates programmatically, or get the daily email when Michigan credit union rates move.
Use it via API
Access this data programmatically with our REST API
# Get rates for Total Community Credit Union
curl "https://api.rateapi.dev/credit-unions/michigan/total-community" \
-H "Authorization: Bearer YOUR_API_KEY"