--- title: "Total Community Credit Union Rates - Michigan" description: "Current heloc rates from Total Community Credit Union in Michigan. Updated daily with source verification. See who can join Total Community Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/michigan/total-community" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Total Community Credit Union Rates - Michigan ### HELOC rates 1 offer | Product | Published | Rate | Term / condition | Status | | **10 Year Draw Period, 15 Year Repayment Period** heloc | — APR | 3.990% | — | Standard | Total Community Credit Union heloc rates as of November 12, 2026 Total Community Credit Union is a credit union in Michigan. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/michigan/total-community) , verified from [Total Community Credit Union's official website](https://www.tccu.us/) Loading branch locator… ## About Total Community Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 6.4K Assets $109.8M Founded 1960 Locations reported 2 NCUA charter 62245 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Financial counseling - Financial education - Student scholarships Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Advantage One** Advantage One Credit Union · Taylor · MI · 48180 About 0.1 miles away](https://rateapi.dev/credit-unions/michigan/advantage-one) [**Ent** Detroit/Taylor · Taylor · MI · 48180 About 0.1 miles away](https://rateapi.dev/credit-unions/colorado/ent) [**Alliance Catholic** Taylor · Taylor · MI · 48180-3317 About 1.0 miles away](https://rateapi.dev/credit-unions/michigan/alliance-catholic) [**DFCU Financial** DFCU - Taylor · Taylor · MI · 48180 About 1.3 miles away](https://rateapi.dev/credit-unions/michigan/dfcu-financial) [**Zeal** Zeal Credit Union · Taylor · MI · 48180 About 1.4 miles away](https://rateapi.dev/credit-unions/michigan/zeal) [**United Churches** Taylor · Taylor · MI · 48180 About 2.7 miles away](https://rateapi.dev/credit-unions/michigan/united-churches) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Total Community Credit Union Membership eligibility from Total Community Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Total Community Credit Union's website. Check the membership page below to confirm whether you qualify. Verified from [Total Community Credit Union's membership page](https://www.tccu.us/) . Final membership determination is always made by the credit union. ## Work at Total Community Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Total Community Credit Union ranks against Michigan peers. - See which AI assistants fetched Total Community Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Michigan - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=total-community&state=michigan&code=MI&name=Total%20Community%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Total Community Credit Union offer? Total Community Credit Union currently offers HELOC rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Total Community Credit Union rates updated? RateAPI verifies Total Community Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Total Community Credit Union's rate data? Rate data is collected directly from Total Community Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Total Community Credit Union? Total Community Credit Union publishes its membership criteria on its own website. ## Related Rate Data Compare Total Community Credit Union's rates against national credit-union benchmarks. [More Michigan credit unions](https://rateapi.dev/credit-unions/michigan) [Michigan HELOC rate leaders](https://rateapi.dev/heloc-rates/michigan) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.tccu.us/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Total Community Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Michigan credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Total Community Credit Union curl "https://api.rateapi.dev/credit-unions/michigan /total-community " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Total Community Credit Union locations Search, filter, and browse all 2 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/michigan/total-community Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp