--- title: "TLC Community Credit Union Rates (Nov 2026): CDs to 4.32%" description: "TLC Community Credit Union rates today: savings & CDs up to 4.32% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join TLC Community Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/michigan/tlc-community" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # TLC Community Credit Union Rates (Nov 2026): CDs to 4.32% ### Auto & vehicle rates 2 offers | Product | Published | Rate | Term / condition | Status | | **New/Used Auto Loan** auto_any_84mo | — APR | 5.490% | 84 mo · any | Standard | | **Boats, RVs and Titled Collateral (non-dwelling)** boat_any_180mo | — APR | 6.490% | 180 mo | Standard | TLC Community Credit Union auto & vehicle rates as of November 13, 2026 ### HELOC rates 4 offers | Product | Published | Rate | Term / condition | Status | | **25-Year HELOC (Variable)** heloc_variable | — APR | 7.173% | — | Standard | | **15-Year Home Equity Loan (Fixed)** heloc_fixed | — APR | 7.381% | — | Standard | | **10-Year Home Equity Loan (Fixed)** heloc_fixed | — APR | 7.483% | — | Standard | | **5-Year Home Equity Loan (Fixed)** heloc_fixed | — APR | 7.540% | — | Standard | TLC Community Credit Union heloc rates as of November 13, 2026 ### Personal loan rates 4 offers | Product | Published | Rate | Term / condition | Status | | **Other Secured Loan** personal_secured_120mo | — APR | 6.490% | 120 mo | Standard | | **Unsecured Home Improvement* (120 Months)** personal_unsecured_120mo | — APR | 9.990% | 120 mo | Standard | | **Unsecured Home Improvement* (180 Months)** personal_unsecured_180mo | — APR | 10.990% | 180 mo | Standard | | **60-Month Unsecured Personal Loan** personal_unsecured_60mo | — APR | 10.990% | 60 mo | Standard | TLC Community Credit Union personal loan rates as of November 13, 2026 ### Savings & CD rates 7 offers | Product | Published | Rate | Term / condition | Status | | **Elite Checking* ($0 - $10,000)** checking | 3.04% APY | 3.04% | — | Standard | | **Regular Certificates (6 Month*)** cd_6mo | 3.80% APY | 3.75% | 6 mo | Standard | | **Regular Certificates (12 Month*)** cd_12mo | 4.06% APY | 4.00% | 12 mo | Standard | | **Regular Certificates (24 Month*)** cd_24mo | 4.16% APY | 4.10% | 24 mo | Standard | | **Regular Certificates (36 Month*)** cd_36mo | 4.22% APY | 4.15% | 36 mo | Standard | | **Regular Certificates (48 Month*)** cd_48mo | 4.27% APY | 4.20% | 48 mo | Standard | | **Regular Certificates (60 Month*)** cd_60mo | 4.32% APY | 4.25% | 60 mo | Standard | TLC Community Credit Union savings & cd rates as of November 13, 2026 Savings and certificate yields up to 4.32% APY. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/michigan/tlc-community) , verified from [TLC Community Credit Union's official website](https://www.tlccu.org/) Loading branch locator… ## About TLC Community Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 49.1K Assets $938M Founded 1956 Locations reported 9 NCUA charter 60509 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - First-time homebuyer program - Bilingual services - Student scholarships Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**American 1** Adrian - Maumee · Adrian · MI · 49221 About 0.3 miles away](https://rateapi.dev/credit-unions/michigan/american-1) [**Aeroquip** Lenco Credit Union · Adrian · MI · 49221 About 1.1 miles away](https://rateapi.dev/credit-unions/michigan/aeroquip) [**Lenco** Lenco CU Main Address · Adrian · MI · 49221-1630 About 1.1 miles away](https://rateapi.dev/credit-unions/michigan/lenco) [**True Community** Brooklyn · Brooklyn · MI · 49230 About 16.8 miles away](https://rateapi.dev/credit-unions/michigan/true-community) [**Communityamerica** York Township · Saline · MI · 48176 About 20.2 miles away](https://rateapi.dev/credit-unions/kansas/communityamerica) [**Michigan Schools and Government** Saline · Saline · MI · 48176-8918 About 20.2 miles away](https://rateapi.dev/credit-unions/michigan/michigan-schools-and-government) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join TLC Community Credit Union Membership eligibility from TLC Community Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on TLC Community Credit Union's website. Check the membership page below to confirm whether you qualify. **Cost to join:** About $5. Verified from [TLC Community Credit Union's membership page](https://www.tlccu.org/your-business/connect/join-us---business) . Final membership determination is always made by the credit union. ## Work at TLC Community Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where TLC Community Credit Union ranks against Michigan peers. - See which AI assistants fetched TLC Community Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Michigan - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=tlc-community&state=michigan&code=MI&name=TLC%20Community%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does TLC Community Credit Union offer? TLC Community Credit Union currently offers vehicle loan, HELOC, and personal loan rates. The rates shown on this page were last verified November 13, 2026 directly from the credit union's official website. ### How often are TLC Community Credit Union rates updated? RateAPI verifies TLC Community Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get TLC Community Credit Union's rate data? Rate data is collected directly from TLC Community Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is TLC Community Credit Union's best CD rate? As of November 13, 2026, TLC Community Credit Union offers savings and certificate (CD) yields up to 4.32% APY. ### Who can join TLC Community Credit Union? TLC Community Credit Union publishes its membership criteria on its own website. ## Related Rate Data Compare TLC Community Credit Union's rates against national credit-union benchmarks. [More Michigan credit unions](https://rateapi.dev/credit-unions/michigan) [Michigan auto loan rate leaders](https://rateapi.dev/auto-loan-rates/michigan) [Michigan HELOC rate leaders](https://rateapi.dev/heloc-rates/michigan) [Michigan personal loan leaders](https://rateapi.dev/personal-loan-rates/michigan) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.tlccu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track TLC Community Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Michigan credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for TLC Community Credit Union curl "https://api.rateapi.dev/credit-unions/michigan /tlc-community " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## TLC Community Credit Union locations Search, filter, and browse all 9 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/michigan/tlc-community Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp