--- title: "Sunrise Family Credit Union Rates - Michigan" description: "Current vehicle loan, heloc, personal loan, and savings & cd rates from Sunrise Family Credit Union in Michigan. Updated daily with source verification. See who can join Sunrise Family Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/michigan/sunrise-family" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Sunrise Family Credit Union Rates - Michigan ### Auto & vehicle rates 3 offers | Product | Published | Rate | Term / condition | Status | | **Other RV Titled*** rv_any_61mo | — APR | 6.700% | 61 mo | Standard | | **Boats, Motor Homes & Trailers*** boat_any_61mo | — APR | 6.700% | 61 mo | Standard | | **Boats, Motor Homes & Trailers*** boat_any_144mo | — APR | 7.700% | 144 mo | Standard | Sunrise Family Credit Union auto & vehicle rates as of November 13, 2026 ### HELOC rates 1 offer | Product | Published | Rate | Term / condition | Status | | **HELOC (Variable)** heloc_variable | — APR | 6.000% | — | Standard | Sunrise Family Credit Union heloc rates as of November 13, 2026 ### Personal loan rates 6 offers | Product | Published | Rate | Term / condition | Status | | **Share-Secure Loan** personal_secured_60mo | — APR | 2.990% | 60 mo | Standard | | **Share-Secure CD Loan** personal_secured | — APR | 3.000% | — | Standard | | **13-Month Unsecured Personal Loan** personal_unsecured_13mo | — APR | 8.700% | 13 mo | Standard | | **60-Month Signature Loan** personal_unsecured_60mo | — APR | 9.990% | 60 mo | Standard | | **25-Month Signature Loan** personal_unsecured_25mo | — APR | 10.240% | 25 mo | Standard | | **43-Month Signature Loan** personal_unsecured_43mo | — APR | 10.490% | 43 mo | Standard | Sunrise Family Credit Union personal loan rates as of November 13, 2026 ### Savings & CD rates 15 offers | Product | Published | Rate | Term / condition | Status | | **Money Market ($2,000–$9,999)** money_market | — APY | 0.50% | — | Standard | | **Money Market ($10,000–$24,999)** money_market | — APY | 0.60% | — | Standard | | **Money Market ($25,000–$49,999)** money_market | — APY | 0.80% | — | Standard | | **Money Market ($50,000–$99,999)** money_market | — APY | 1.25% | — | Standard | | **6-Month Certificate** cd_6mo | — APY | 1.25% | 6 mo | Standard | | **12-Month Certificate** cd_12mo | — APY | 1.45% | 12 mo | Standard | | **24-Month Certificate** cd_24mo | — APY | 1.50% | 24 mo | Standard | | **Money Market ($100,000+)** money_market | — APY | 1.75% | — | Standard | | **36-Month Certificate** cd_36mo | — APY | 1.75% | 36 mo | Standard | | **48-Month Certificate** cd_48mo | — APY | 1.95% | 48 mo | Standard | | **60-Month Certificate** cd_60mo | — APY | 2.00% | 60 mo | Standard | | **25-Month Certificate** cd_25mo | — APY | 4.07% | 25 mo | Standard | | **8-Month Certificate** cd_8mo | — APY | 4.33% | 8 mo | Standard | | **13-Month Certificate** cd_13mo | — APY | 4.59% | 13 mo | Standard | | **7-Month Certificate** cd_7mo | — APY | 4.85% | 7 mo | Standard | Sunrise Family Credit Union savings & cd rates as of November 13, 2026 Sunrise Family Credit Union is a credit union in Michigan. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/michigan/sunrise-family) , verified from [Sunrise Family Credit Union's official website](https://www.sunrisefamilycu.org/) Loading branch locator… ## About Sunrise Family Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 11.1K Assets $132.9M Founded 1956 Locations reported 3 NCUA charter 61995 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Student scholarships Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Wildfire** John Glenn High School Branch (Restricted Access) · Bay City · MI · 48706 About 1.7 miles away](https://rateapi.dev/credit-unions/michigan/wildfire) [**Elga** Straits · Bay City · MI · 48706 About 2.1 miles away](https://rateapi.dev/credit-unions/michigan/elga) [**Great Lakes** Great Lakes FCU · Bay City · MI · 48706-4200 About 2.1 miles away](https://rateapi.dev/credit-unions/michigan/great-lakes) [**Frankenmuth** Bay City Branch · Bay City · MI · 48706 About 2.1 miles away](https://rateapi.dev/credit-unions/michigan/frankenmuth) [**Jolt** Euclid Ave Branch · Bay City · MI · 48706 About 2.2 miles away](https://rateapi.dev/credit-unions/michigan/jolt) [**Financialedge** Euclid Office · Bay City · MI · 48706 About 2.2 miles away](https://rateapi.dev/credit-unions/michigan/financialedge) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Sunrise Family Credit Union Membership eligibility from Sunrise Family Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Community charter: live/work in Bay, Arenac - Location Bay, Arenac Verified from [Sunrise Family Credit Union's membership page](https://www.sunrisefamilycu.org/Membership__133.html) . Final membership determination is always made by the credit union. ## Work at Sunrise Family Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Sunrise Family Credit Union ranks against Michigan peers. - See which AI assistants fetched Sunrise Family Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Michigan - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=sunrise-family&state=michigan&code=MI&name=Sunrise%20Family%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Sunrise Family Credit Union offer? Sunrise Family Credit Union currently offers vehicle loan, HELOC, and personal loan rates. The rates shown on this page were last verified November 13, 2026 directly from the credit union's official website. ### How often are Sunrise Family Credit Union rates updated? RateAPI verifies Sunrise Family Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get Sunrise Family Credit Union's rate data? Rate data is collected directly from Sunrise Family Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Sunrise Family Credit Union? Community charter: live/work in Bay, Arenac ## Related Rate Data Compare Sunrise Family Credit Union's rates against national credit-union benchmarks. [More Michigan credit unions](https://rateapi.dev/credit-unions/michigan) [Michigan auto loan rate leaders](https://rateapi.dev/auto-loan-rates/michigan) [Michigan HELOC rate leaders](https://rateapi.dev/heloc-rates/michigan) [Michigan personal loan leaders](https://rateapi.dev/personal-loan-rates/michigan) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.sunrisefamilycu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Sunrise Family Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Michigan credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Sunrise Family Credit Union curl "https://api.rateapi.dev/credit-unions/michigan /sunrise-family " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Sunrise Family Credit Union locations Search, filter, and browse all 3 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/michigan/sunrise-family Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp