--- title: "Security Credit Union Rates - Michigan" description: "Current mortgage, vehicle loan, personal loan, credit card, and savings & cd rates from Security Credit Union in Michigan. Updated daily with source verification. See who can join Security Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/michigan/security" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Security Credit Union Rates - Michigan ### Mortgage rates 4 offers | Product | Published | Rate | Term / condition | Status | | **15-Year Fixed** 15 year fixed | — APR | 6.990% | — | Standard | | **10-Year Fixed** 10 year fixed | — APR | 6.740% | — | Standard | | **5 Year Fixed** other | — APR | 5.990% | — | Standard | | **7 Year Fixed** other | — APR | 6.240% | — | Standard | Security Credit Union mortgage rates as of November 12, 2026 ### Auto & vehicle rates 6 offers | Product | Published | Rate | Term / condition | Status | | **New Auto Loan** auto_new | — APR | 4.990% | new | Standard | | **Used Auto Loan** auto_used | — APR | 4.990% | used | Standard | | **Street Motorcycle** motorcycle | — APR | 6.240% | — | Standard | | **Boat Loan** boat | — APR | 6.240% | — | Standard | | **RV Loan** rv | — APR | 6.490% | — | Standard | | **Power Sports** powersports | — APR | 7.240% | — | Standard | Security Credit Union auto & vehicle rates as of November 12, 2026 ### Personal loan rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Unsecured Personal Loan** personal_unsecured | — APR | 11.900% | — | Standard | Security Credit Union personal loan rates as of November 12, 2026 ### Credit card rates 4 offers | Product | Published | Rate | Term / condition | Status | | **Platinum Credit Card** credit_card_platinum | — APR | 8.900% | — | Standard | | **Visa® Classic Credit Card** credit_card | — APR | 15.000% | — | Standard | | **Visa® Secured Classic Credit Card** credit_card_secured | — APR | 15.000% | — | Standard | | **Visa® Security Cash Back** credit_card_cash_back | — APR | 15.990% | — | Standard | Security Credit Union credit card rates as of November 12, 2026 ### Savings & CD rates 16 offers | Product | Published | Rate | Term / condition | Status | | **24-Month Certificate** share_certificate_24mo | — APY | 3.45% | 24 mo | Standard | | **24-Month IRA Certificate** ira_cd_24mo | — APY | 3.45% | 24 mo | Standard | | **Share Certificates of Deposit (26 Week)** share_certificate | — APY | 3.50% | — | Standard | | **IRA Share Certificates of Deposit (26 Week)** ira_cd | — APY | 3.50% | — | Standard | | **IRA Share Certificates of Deposit (2.5 year)** ira_cd_60mo | — APY | 3.50% | 60 mo | Standard | | **Share Certificates of Deposit (2.5 year)** share_certificate_60mo | — APY | 3.50% | 60 mo | Standard | | **12-Month IRA Certificate** ira_cd_12mo | — APY | 3.55% | 12 mo | Standard | | **36-Month Certificate** share_certificate_36mo | — APY | 3.55% | 36 mo | Standard | | **12-Month Certificate** share_certificate_12mo | — APY | 3.55% | 12 mo | Standard | | **36-Month IRA Certificate** ira_cd_36mo | — APY | 3.55% | 36 mo | Standard | | **Share Certificates of Deposit (1.5 year)** share_certificate_60mo | — APY | 3.60% | 60 mo | Standard | | **48-Month IRA Certificate** ira_cd_48mo | — APY | 3.60% | 48 mo | Standard | | **IRA Share Certificates of Deposit (1.5 year)** ira_cd_60mo | — APY | 3.60% | 60 mo | Standard | | **48-Month Certificate** share_certificate_48mo | — APY | 3.60% | 48 mo | Standard | | **60-Month IRA Certificate** ira_cd_60mo | — APY | 3.65% | 60 mo | Standard | | **60-Month Certificate** share_certificate_60mo | — APY | 3.65% | 60 mo | Standard | Security Credit Union savings & cd rates as of November 12, 2026 ### Other rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Freedom Loan** other | — % | 12.490% | — | Standard | Security Credit Union other rates as of November 12, 2026 Security Credit Union is a credit union in Michigan. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/michigan/security) , verified from [Security Credit Union's official website](https://www.securitycu.org/) Loading branch locator… ## About Security Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 53.8K Assets $651.8M Founded 1955 Locations reported 17 NCUA charter 61159 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Financial education - Bilingual services Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Michigan United** Holly · Holly · MI · 48442-1139 About 1.8 miles away](https://rateapi.dev/credit-unions/michigan/michigan-united) [**Elga** Fenton · Fenton · MI · 48430-5310 About 5.8 miles away](https://rateapi.dev/credit-unions/michigan/elga) [**Dort Financial** FENTON RD BRANCH · Fenton · MI · 48430-1541 About 5.8 miles away](https://rateapi.dev/credit-unions/michigan/dort-financial) [**Financial Plus** FPCU Fenton Branch · Fenton · MI · 48430-3460 About 7.0 miles away](https://rateapi.dev/credit-unions/michigan/financial-plus) [**Genisys** 32 Fenton · Fenton · MI · 48430-3450 About 7.0 miles away](https://rateapi.dev/credit-unions/michigan/genisys) [**Sovita** Regency Park · Grand Blanc · MI · 48439 About 8.4 miles away](https://rateapi.dev/credit-unions/michigan/sovita) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Security Credit Union Membership eligibility from Security Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Security Credit Union's website. Check the membership page below to confirm whether you qualify. - Location fulton, henry, lucas, ottawa, wood — MI, OH Verified from [Security Credit Union's membership page](https://www.securitycu.org/membership/) . Final membership determination is always made by the credit union. ## Membership rules for Security Credit Union Geography 5 counties · Family 31 published paths to membership, last verified November 8, 2026, quoted from Security Credit Union’s own published criteria. ### Geography 6 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified November 8, 2026 - Fulton County, OH - Henry County, OH - Lucas County, OH - MI - Ottawa County, OH - Wood County, OH “Anyone who lives, works, worships, or attends school in, or businesses or other legal entities located in any county within the state of Michigan or in Fulton, Henry, Lucas, Ottawa or Wood counties in the state of Ohio can become a member of Security Credit Union.” > [source ↗](https://www.securitycu.org/membership/) ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified November 8, 2026 - Family of a member immediate family, household member “Potential members may also be eligible by having an immediate family member or household member that is currently a member or eligible to be a member.” > [source ↗](https://www.securitycu.org/membership/) - Family member (immediate family, household member) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Security Credit Union? Yes No ## Work at Security Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Security Credit Union ranks against Michigan peers. - See which AI assistants fetched Security Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Michigan - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=security&state=michigan&code=MI&name=Security%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Security Credit Union offer? Security Credit Union currently offers mortgage, vehicle loan, personal loan, and credit card rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Security Credit Union rates updated? RateAPI verifies Security Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Security Credit Union's rate data? Rate data is collected directly from Security Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Security Credit Union? Security Credit Union publishes its membership criteria on its own website. RateAPI tracks 31 published membership paths covering 5 counties for Security Credit Union, each quoted from Security Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Security Credit Union's rates against national credit-union benchmarks. [More Michigan credit unions](https://rateapi.dev/credit-unions/michigan) [Michigan mortgage rate leaders](https://rateapi.dev/mortgage-rates/michigan) [Michigan auto loan rate leaders](https://rateapi.dev/auto-loan-rates/michigan) [Michigan personal loan leaders](https://rateapi.dev/personal-loan-rates/michigan) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.securitycu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Security Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Michigan credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Security Credit Union curl "https://api.rateapi.dev/credit-unions/michigan /security " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Security Credit Union locations Search, filter, and browse all 17 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/michigan/security Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp