Preferred Mortgage Rates

As of July 8, 2026, Preferred offers a cd_8mo mortgage at 3.75% APR (3.75% rate, 0 points).
Source: RateAPI.dev, verified from Preferred's official website

Mortgage Rates

Rates as of July 8, 2026

cd_8mo

3.750% APR

Rate3.750%

Points0

8 Month CD

cd_25mo

3.850% APR

Rate3.850%

Points0

25 Month CD

Frequently Asked Questions

What rates does Preferred offer?

Preferred currently offers mortgage rates. The rates shown on this page were last verified July 8, 2026 directly from the credit union's official website.

How often are Preferred rates updated?

RateAPI verifies Preferred's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 8, 2026.

Where does RateAPI get Preferred's rate data?

Rate data is collected directly from Preferred's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Preferred's mortgage rate?

As of July 8, 2026, Preferred offers a cd_8mo mortgage at 3.75% APR.

Related Rate Data

Compare Preferred's rates against national credit-union benchmarks.

More Michigan credit unions Mortgage rate benchmark How we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal

# Get rates for Preferred
curl "https://api.rateapi.dev/credit-unions/michigan/preferred" \
  -H "Authorization: Bearer YOUR_API_KEY"

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