--- title: "Preferred Credit Union Rates - Michigan" description: "Current savings & cd rates from Preferred Credit Union in Michigan. Updated daily with source verification. See who can join Preferred Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/michigan/preferred" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Preferred Credit Union Rates - Michigan ### Savings & CD rates 2 offers | Product | Published | Rate | Term / condition | Status | | **8-Month Certificate** cd_8mo | — APY | 3.75% | 8 mo | Standard | | **25-Month Certificate** cd_25mo | — APY | 3.85% | 25 mo | Standard | Preferred Credit Union savings & cd rates as of November 13, 2026 Preferred Credit Union is a credit union in Michigan. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/michigan/preferred) , verified from [Preferred Credit Union's official website](https://preferredcu.org/) Loading branch locator… ## About Preferred Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 23.4K Assets $317.9M Founded 1968 Locations reported 6 NCUA charter 62340 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - First-time homebuyer program - Credit-builder products Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Lake Michigan** Cascade · Grand Rapids · MI · 49546-6336 About 0.6 miles away](https://rateapi.dev/credit-unions/michigan/lake-michigan) [**Consumers** Cascade · Grand Rapids · MI · 49512-2053 About 1.4 miles away](https://rateapi.dev/credit-unions/michigan/consumers) [**A T & T Employees Pittsburgh** CU*ANSWERS · GRAND RAPIDS · MI · 49546 About 1.6 miles away](https://rateapi.dev/credit-unions/pennsylvania/a-t-t-employees-pittsburgh) [**Aeroquip** CU*Answers · Grand Rapids · MI · 49546 About 1.6 miles away](https://rateapi.dev/credit-unions/michigan/aeroquip) [**Allegheny Central** CU Answers · GRAND RAPIDS · MI · 49546-6927 About 1.6 miles away](https://rateapi.dev/credit-unions/pennsylvania/allegheny-central) [**Blue Water** CU*Answers · Grand Rapids · MI · 49546 About 1.6 miles away](https://rateapi.dev/credit-unions/michigan/blue-water) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Preferred Credit Union Membership eligibility from Preferred Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Preferred Credit Union's website. Check the membership page below to confirm whether you qualify. Verified from [Preferred Credit Union's membership page](https://preferredcu.org/preferred-banking/become-a-member/) . Final membership determination is always made by the credit union. ## Membership rules for Preferred Credit Union Family 1 published path to membership, last verified August 22, 2026, quoted from Preferred Credit Union’s own published criteria. ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 22, 2026 - Family of a member relative “Direct relation to an existing member (must be verifiable)” > [source ↗](https://preferredcu.org/preferred-banking/become-a-member/) - Family member (relative) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Preferred Credit Union? Yes No ## Work at Preferred Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Preferred Credit Union ranks against Michigan peers. - See which AI assistants fetched Preferred Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Michigan - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=preferred&state=michigan&code=MI&name=Preferred%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Preferred Credit Union offer? Preferred Credit Union is a credit union in Michigan. Rate data is currently being verified. ### How often are Preferred Credit Union rates updated? RateAPI verifies Preferred Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get Preferred Credit Union's rate data? Rate data is collected directly from Preferred Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Preferred Credit Union? Preferred Credit Union publishes its membership criteria on its own website. RateAPI tracks 1 published membership path for Preferred Credit Union, each quoted from Preferred Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Preferred Credit Union's rates against national credit-union benchmarks. [More Michigan credit unions](https://rateapi.dev/credit-unions/michigan) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://preferredcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Preferred Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Michigan credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Preferred Credit Union curl "https://api.rateapi.dev/credit-unions/michigan /preferred " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Preferred Credit Union locations Search, filter, and browse all 6 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/michigan/preferred Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp