--- title: "Polish-American Credit Union Rates - Michigan" description: "Current mortgage rates from Polish-American Credit Union in Michigan. Updated daily with source verification. See who can join Polish-American Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/michigan/polish-american" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Polish-American Credit Union Rates - Michigan ### Mortgage rates 1 offer | Product | Published | Rate | Term / condition | Status | | **10-Year Mortgage** other | — APR | 6.000% | — | Standard | Polish-American Credit Union mortgage rates as of November 12, 2026 Polish-American Credit Union is a credit union in Michigan. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/michigan/polish-american) , verified from [Polish-American Credit Union's official website](https://www.mypafcu.com/) Loading branch locator… ## About Polish-American Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 7.4K Assets $188.2M Founded 1976 Locations reported 2 NCUA charter 22280 Charter type Federal credit union ### Services and member support - Electronic statements - Mobile check deposit - Mobile payments - Financial education - First-time homebuyer program - Bilingual services Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Genisys** 26 Troy · Troy · MI · 48083-2021 About 0.6 miles away](https://rateapi.dev/credit-unions/michigan/genisys) [**Cornerstone Community Financial** Troy Branch and Operations Center · Troy · MI · 48083-2315 About 0.7 miles away](https://rateapi.dev/credit-unions/michigan/cornerstone-community-financial) [**Chief Financial** Troy Branch · Troy · MI · 48083 About 0.9 miles away](https://rateapi.dev/credit-unions/michigan/chief-financial) [**Our** Admin Site · Troy · MI · 48083-1109 About 1.3 miles away](https://rateapi.dev/credit-unions/michigan/our) [**Alliance Catholic** Troy · Troy · MI · 48083 About 1.4 miles away](https://rateapi.dev/credit-unions/michigan/alliance-catholic) [**Michigan Schools and Government** Sterling Heights · Sterling Heights · MI · 48310-4209 About 1.7 miles away](https://rateapi.dev/credit-unions/michigan/michigan-schools-and-government) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Polish-American Credit Union Membership eligibility from Polish-American Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Polish-American Credit Union's website. Check the membership page below to confirm whether you qualify. - Location MI - Employer Polish-American Federal Credit Union, City of Hamtramck, Hamtramck Public Schools, All Star Amusement, St. Ladislaus Parish, St. Florian Parish, Our Lady Queen of Apostles Parish - Association Polish American Congress, Michigan Division, Foundation and Center of the 2nd Polish Corps at Orchard Lake Schools, American Polish Cultural Center, American Polish Engineering Association, Pope John Paul II Society, P.R.C.U.A. No. 1593, American-Polish Century Club, White Eagle Sports Club, National Polish-American Sports Hall of Fame, Polish Century Club of Detroit, Inc., The Polish Mission, St. Ladislaus Parish, St. Florian Parish, Our Lady Queen of Apostles Parish, Friends of the National Polish American Sports Hall of Fame, Polish Scouting Organization, St. Linus Parish, St. Sabina Parish, St. Andrew Parish Community Credit Union, St. Linus Credit Union - Place of worship Our Lady of Czestochowa Church, St. Linus Parish, St. Sabina Parish, St. Ladislaus Parish, St. Florian Parish, Our Lady Queen of Apostles Parish Verified from [Polish-American Credit Union's membership page](https://www.mypafcu.com/field-of-membership) . Final membership determination is always made by the credit union. ## Membership rules for Polish-American Credit Union Employers 10 · Associations 21 · Places of worship 6 · Family 3 40 published paths to membership, last verified August 27, 2026, quoted from Polish-American Credit Union’s own published criteria. ### Employers 10 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Employee of Polish-American Federal Credit Union “employees of this credit union” > [source ↗](https://www.mypafcu.com/field-of-membership) - Employee of Polish-American Federal Credit Union - Employee of City of Hamtramck - Works in city:MI:hamtramck “employees of the City of Hamtramck who work in Hamtramck, Michigan” > [source ↗](https://www.mypafcu.com/field-of-membership) - Employee of City of Hamtramck and Works in Hamtramck, MI - Employee of Hamtramck Public Schools - Works in city:MI:hamtramck “employees of Hamtramck Public Schools who work in Hamtramck, Michigan” > [source ↗](https://www.mypafcu.com/field-of-membership) - Employee of Hamtramck Public Schools and Works in Hamtramck, MI - Employee of All Star Amusement - Works in city:MI:detroit “employees of All Star Amusement who work in Detroit, Michigan.” > [source ↗](https://www.mypafcu.com/field-of-membership) - Employee of All Star Amusement and Works in Detroit, MI - Employee of St. Ladislaus Parish (as written on the source page) “registered members and employees of St. Ladislaus Parish, St. Florian Parish, and Our Lady Queen of Apostles Parish in Hamtramck, Michigan;” > [source ↗](https://www.mypafcu.com/field-of-membership) - Employee of St. Ladislaus Parish - Employee of St. Florian Parish (as written on the source page) “registered members and employees of St. Ladislaus Parish, St. Florian Parish, and Our Lady Queen of Apostles Parish in Hamtramck, Michigan;” > [source ↗](https://www.mypafcu.com/field-of-membership) - Employee of St. Florian Parish - Employee of Our Lady Queen of Apostles Parish (as written on the source page) “registered members and employees of St. Ladislaus Parish, St. Florian Parish, and Our Lady Queen of Apostles Parish in Hamtramck, Michigan;” > [source ↗](https://www.mypafcu.com/field-of-membership) - Employee of Our Lady Queen of Apostles Parish - Employee of St. Ladislaus Parish “registered members and employees of St. Ladislaus Parish, St. Florian Parish, and Our Lady Queen of Apostles Parish in Hamtramck, Michigan;” > [source ↗](https://www.mypafcu.com/field-of-membership) - Employee of St. Ladislaus Parish - Employee of St. Florian Parish “registered members and employees of St. Ladislaus Parish, St. Florian Parish, and Our Lady Queen of Apostles Parish in Hamtramck, Michigan;” > [source ↗](https://www.mypafcu.com/field-of-membership) - Employee of St. Florian Parish - Employee of Our Lady Queen of Apostles Parish “registered members and employees of St. Ladislaus Parish, St. Florian Parish, and Our Lady Queen of Apostles Parish in Hamtramck, Michigan;” > [source ↗](https://www.mypafcu.com/field-of-membership) - Employee of Our Lady Queen of Apostles Parish ### Associations 21 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Member of Polish American Congress, Michigan Division “Natural person, dues-paying members of the Polish American Congress, Michigan Division, who qualify for membership by the association’s constitution and bylaws as of February 3, 1976, and who live in the State of Michigan” > [source ↗](https://www.mypafcu.com/field-of-membership) - Member of Polish American Congress, Michigan Division - Member of Foundation and Center of the 2nd Polish Corps at Orchard Lake Schools “Members of the Foundation and Center of the 2nd Polish Corps at Orchard Lake Schools, in Orchard Lake, Michigan, who qualify for membership by the organization’s constitution and bylaws as of April 2, 1993” > [source ↗](https://www.mypafcu.com/field-of-membership) - Member of Foundation and Center of the 2nd Polish Corps at Orchard Lake Schools - Member of American Polish Cultural Center “Members of the American Polish Cultural Center in Troy, Michigan, who qualify for membership by the organization’s constitution and bylaws as of April 2, 1993” > [source ↗](https://www.mypafcu.com/field-of-membership) - Member of American Polish Cultural Center - Member of American Polish Engineering Association “Members of the American Polish Engineering Association in Madison Heights, Michigan, who qualify for membership by the association’s constitution and bylaws as of May 26, 1993” > [source ↗](https://www.mypafcu.com/field-of-membership) - Member of American Polish Engineering Association - Member of Pope John Paul II Society, P.R.C.U.A. No. 1593 “Members of the Pope John Paul II Society, P.R.C.U.A. No. 1593, in Warren, Michigan, who qualify for membership by the association’s constitution and bylaws as of May 12, 1994” > [source ↗](https://www.mypafcu.com/field-of-membership) - Member of Pope John Paul II Society, P.R.C.U.A. No. 1593 - Member of American-Polish Century Club “Members of American-Polish Century Club in Sterling Heights, MI, who qualify for membership by its charter and bylaws as of 9/15/2009.” > [source ↗](https://www.mypafcu.com/field-of-membership) - Member of American-Polish Century Club - Member of White Eagle Sports Club “Members of White Eagle Sports Club in Troy, MI, who qualify for membership by its charter and bylaws as of Nov. 19, 2009.” > [source ↗](https://www.mypafcu.com/field-of-membership) - Member of White Eagle Sports Club - Member of National Polish-American Sports Hall of Fame “Members of the National Polish-American Sports Hall of Fame in Troy, MI, who qualify for membership by its charter and bylaws in effect on June 14, 1973.” > [source ↗](https://www.mypafcu.com/field-of-membership) - Member of National Polish-American Sports Hall of Fame - Member of Polish Century Club of Detroit, Inc. “Members of Polish Century Club of Detroit, Inc. in Troy, MI, who qualify for membership by its charter and bylaws in effect on February 18, 1917.” > [source ↗](https://www.mypafcu.com/field-of-membership) - Member of Polish Century Club of Detroit, Inc. - Member of The Polish Mission “Members of The Polish Mission.” > [source ↗](https://www.mypafcu.com/field-of-membership) - Member of The Polish Mission - Member of St. Ladislaus Parish (as written on the source page) “registered members and employees of St. Ladislaus Parish, St. Florian Parish, and Our Lady Queen of Apostles Parish in Hamtramck, Michigan” > [source ↗](https://www.mypafcu.com/field-of-membership) - Member of St. Ladislaus Parish - Member of St. Florian Parish (as written on the source page) “registered members and employees of St. Ladislaus Parish, St. Florian Parish, and Our Lady Queen of Apostles Parish in Hamtramck, Michigan” > [source ↗](https://www.mypafcu.com/field-of-membership) - Member of St. Florian Parish - Member of Our Lady Queen of Apostles Parish (as written on the source page) “registered members and employees of St. Ladislaus Parish, St. Florian Parish, and Our Lady Queen of Apostles Parish in Hamtramck, Michigan” > [source ↗](https://www.mypafcu.com/field-of-membership) - Member of Our Lady Queen of Apostles Parish - Member of Friends of the National Polish American Sports Hall of Fame “Contributors to the Friends of the National Polish American Sports Hall of Fame.” > [source ↗](https://www.mypafcu.com/field-of-membership) - Member of Friends of the National Polish American Sports Hall of Fame - Member of Polish Scouting Organization - Works in city:MI:sterling heights “Members of the Polish Scouting Organization, located in Sterling Heights, Michigan, who qualify for membership by the association’s constitution and bylaws as of February 24, 1993” > [source ↗](https://www.mypafcu.com/field-of-membership) - Member of Polish Scouting Organization and Works in Sterling Heights, MI - Member of St. Linus Parish (as written on the source page) - Works in city:MI:dearborn heights “registered members of St. Linus Parish and St. Sabina Parish located in Dearborn Heights, Michigan.” > [source ↗](https://www.mypafcu.com/field-of-membership) - Member of St. Linus Parish and Works in Dearborn Heights, MI - Member of St. Sabina Parish (as written on the source page) - Works in city:MI:dearborn heights “registered members of St. Linus Parish and St. Sabina Parish located in Dearborn Heights, Michigan.” > [source ↗](https://www.mypafcu.com/field-of-membership) - Member of St. Sabina Parish and Works in Dearborn Heights, MI - Member of Polish American Congress, Michigan Division - Lives in state:MI “Natural person, dues-paying members of the Polish American Congress, Michigan Division, who qualify for membership by the association’s constitution and bylaws as of February 3, 1976, and who live in the State of Michigan;” > [source ↗](https://www.mypafcu.com/field-of-membership) - Member of Polish American Congress, Michigan Division and Lives in MI - Member of union “Members of the St. Andrew Parish Community Credit Union as of June 30, 1983, the effective date of its merger with the Polish American Congress of Michigan Federal Credit Union;” > [source ↗](https://www.mypafcu.com/field-of-membership) - Member of union - Member of union - Works in city:MI:dearborn heights “Members of record of the St. Linus Credit Union as of the effective date of meger; registered members of St. Linus Parish and St. Sabina Parish located in Dearborn Heights, Michigan.” > [source ↗](https://www.mypafcu.com/field-of-membership) - Member of union and Works in Dearborn Heights, MI - Donor to Friends of the National Polish American Sports Hall of Fame “Contributors to the Friends of the National Polish American Sports Hall of Fame.” > [source ↗](https://www.mypafcu.com/field-of-membership) - Donor to Friends of the National Polish American Sports Hall of Fame ### Places of worship 6 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Member of Our Lady of Czestochowa Church “Members of Our Lady of Czestochowa Church in Sterling Heights, MI, who qualify for membership by its charter and bylaws as of 7/27/2009.” > [source ↗](https://www.mypafcu.com/field-of-membership) - Member of Our Lady of Czestochowa Church - Member of St. Linus Parish “registered members of St. Linus Parish and St. Sabina Parish located in Dearborn Heights, Michigan.” > [source ↗](https://www.mypafcu.com/field-of-membership) - Member of St. Linus Parish - Member of St. Sabina Parish “registered members of St. Linus Parish and St. Sabina Parish located in Dearborn Heights, Michigan.” > [source ↗](https://www.mypafcu.com/field-of-membership) - Member of St. Sabina Parish - Member of St. Ladislaus Parish “registered members and employees of St. Ladislaus Parish, St. Florian Parish, and Our Lady Queen of Apostles Parish in Hamtramck, Michigan;” > [source ↗](https://www.mypafcu.com/field-of-membership) - Member of St. Ladislaus Parish - Member of St. Florian Parish “registered members and employees of St. Ladislaus Parish, St. Florian Parish, and Our Lady Queen of Apostles Parish in Hamtramck, Michigan;” > [source ↗](https://www.mypafcu.com/field-of-membership) - Member of St. Florian Parish - Member of Our Lady Queen of Apostles Parish “registered members and employees of St. Ladislaus Parish, St. Florian Parish, and Our Lady Queen of Apostles Parish in Hamtramck, Michigan;” > [source ↗](https://www.mypafcu.com/field-of-membership) - Member of Our Lady Queen of Apostles Parish ### Family 3 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Family of a member spouse “Also included are spouses of persons who died while within the field of membership of this credit union” > [source ↗](https://www.mypafcu.com/field-of-membership) - Family member (spouse) of a member - Family of a member immediate family, household member “members of the immediate family or household” > [source ↗](https://www.mypafcu.com/field-of-membership) - Family member (immediate family, household member) of a member - Family Of Deceased surviving spouse “Also included are spouses of persons who died while within the field of membership of this credit union;” > [source ↗](https://www.mypafcu.com/field-of-membership) - Family member (surviving spouse) of a deceased eligible person Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Polish-American Credit Union? Yes No ## Work at Polish-American Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Polish-American Credit Union ranks against Michigan peers. - See which AI assistants fetched Polish-American Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Michigan - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=polish-american&state=michigan&code=MI&name=Polish-American%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Polish-American Credit Union offer? Polish-American Credit Union currently offers mortgage rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Polish-American Credit Union rates updated? RateAPI verifies Polish-American Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Polish-American Credit Union's rate data? Rate data is collected directly from Polish-American Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Polish-American Credit Union? Polish-American Credit Union publishes its membership criteria on its own website. RateAPI tracks 40 published membership paths covering 10 employers, 21 associations and 6 places of worship for Polish-American Credit Union, each quoted from Polish-American Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Polish-American Credit Union's rates against national credit-union benchmarks. [More Michigan credit unions](https://rateapi.dev/credit-unions/michigan) [Michigan mortgage rate leaders](https://rateapi.dev/mortgage-rates/michigan) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.mypafcu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Polish-American Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Michigan credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Polish-American Credit Union curl "https://api.rateapi.dev/credit-unions/michigan /polish-american " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Polish-American Credit Union locations Search, filter, and browse all 2 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/michigan/polish-american Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp