--- title: "Parda Credit Union Rates - Michigan" description: "Current mortgage, auto loan, and heloc rates from Parda Credit Union in Michigan. Updated daily with source verification. See who can join Parda Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/michigan/parda" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Parda Credit Union Rates - Michigan ### Mortgage rates 1 offer | Product | Published | Rate | Term / condition | Status | | **30-Year Fixed** 30 year fixed | — APR | 6.113% | — | Standard | Parda Credit Union mortgage rates as of November 12, 2026 ### Auto & vehicle rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Auto Loan** auto | — APR | 4.240% | — | Standard | Parda Credit Union auto & vehicle rates as of November 12, 2026 ### HELOC rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Home Equity Loan (Fixed)** heloc_fixed | — APR | 6.750% | — | Standard | Parda Credit Union heloc rates as of November 12, 2026 Parda Credit Union is a credit union in Michigan. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/michigan/parda) , verified from [Parda Credit Union's official website](https://www.parda.com/) Loading branch locator… ## About Parda Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 14.8K Assets $216.8M Founded 1974 Locations reported 7 NCUA charter 21686 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial education - Bilingual services - Student scholarships - Credit-builder products Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Lake Trust** Auburn Hills Branch · Auburn Hills · MI · 48326-2383 About 1.3 miles away](https://rateapi.dev/credit-unions/michigan/lake-trust) [**Cornerstone Community Financial** Auburn Hills · Auburn Hills · MI · 48326 About 1.4 miles away](https://rateapi.dev/credit-unions/michigan/cornerstone-community-financial) [**Michigan State University** OUCU - Auburn Hills Regional Office · Auburn Hills · MI · 48326 About 1.4 miles away](https://rateapi.dev/credit-unions/michigan/michigan-state-university) [**Dort Financial** BROWN RD BRANCH · LAKE ORION · MI · 48359 About 1.8 miles away](https://rateapi.dev/credit-unions/michigan/dort-financial) [**Genisys** 6 Orion · Orion · MI · 48359-1861 About 2.4 miles away](https://rateapi.dev/credit-unions/michigan/genisys) [**Michigan Schools and Government** Rochester - The Village · Rochester Hills · MI · 48309-1418 About 2.7 miles away](https://rateapi.dev/credit-unions/michigan/michigan-schools-and-government) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Parda Credit Union Membership eligibility from Parda Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Parda Credit Union's website. Check the membership page below to confirm whether you qualify. - Association American Consumer Council (ACC) Verified from [Parda Credit Union's membership page](https://www.parda.com/connect/eligibility) . Final membership determination is always made by the credit union. ## Membership rules for Parda Credit Union Associations · Family 2 published paths to membership, last verified August 21, 2026, quoted from Parda Credit Union’s own published criteria. ### Associations 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Member of American Consumer Council “You may join our Credit Union as a consumer through the American Consumer Council (ACC) (some residency restrictions do apply), and there is no cost to you!” > [source ↗](https://www.parda.com/connect/eligibility) - Member of American Consumer Council ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Family of a member mother, father, sisters, brothers, children, grandchildren, grandparents, adoptive family, step families “Family members include -mother, father, sisters, brothers, children, grandchildren, grandparents, adoptive, and step families.” > [source ↗](https://www.parda.com/connect/eligibility) - Family member (mother, father, sisters, brothers, children, grandchildren, grandparents, adoptive family, step families) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Parda Credit Union? Yes No ## Work at Parda Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Parda Credit Union ranks against Michigan peers. - See which AI assistants fetched Parda Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Michigan - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=parda&state=michigan&code=MI&name=Parda%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Parda Credit Union offer? Parda Credit Union currently offers mortgage, Auto loan, and HELOC rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Parda Credit Union rates updated? RateAPI verifies Parda Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Parda Credit Union's rate data? Rate data is collected directly from Parda Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Parda Credit Union? Parda Credit Union publishes its membership criteria on its own website. RateAPI tracks 2 published membership paths covering 1 association for Parda Credit Union, each quoted from Parda Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Parda Credit Union's rates against national credit-union benchmarks. [More Michigan credit unions](https://rateapi.dev/credit-unions/michigan) [Michigan mortgage rate leaders](https://rateapi.dev/mortgage-rates/michigan) [Michigan auto loan rate leaders](https://rateapi.dev/auto-loan-rates/michigan) [Michigan HELOC rate leaders](https://rateapi.dev/heloc-rates/michigan) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.parda.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Parda Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Michigan credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Parda Credit Union curl "https://api.rateapi.dev/credit-unions/michigan /parda " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Parda Credit Union locations Search, filter, and browse all 7 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/michigan/parda Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp