--- title: "Our Credit Union Rates - Michigan" description: "Current savings & cd rates from Our Credit Union in Michigan. Updated daily with source verification. See who can join Our Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/michigan/our" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Our Credit Union Rates - Michigan ### Savings & CD rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Checking Accounts Premium Checking Basic Checking Fresh Start Checking Savings Rates Debit Cards Reorder Checks** savings | — APY | 5.43% | — | Specialty offer | Our Credit Union savings & cd rates as of November 12, 2026 Our Credit Union is a credit union in Michigan. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/michigan/our) , verified from [Our Credit Union's official website](https://www.ourcuonline.org/) Loading branch locator… ## About Our Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 23.5K Assets $369.8M Founded 1959 Locations reported 6 NCUA charter 62028 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - Student scholarships Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Cornerstone Community Financial** Royal Oak · Royal Oak · MI · 48073 About 1.0 miles away](https://rateapi.dev/credit-unions/michigan/cornerstone-community-financial) [**Credit Union One** CUO-Berkley · Berkley · MI · 48072-0915 About 1.3 miles away](https://rateapi.dev/credit-unions/michigan/credit-union-one) [**Community Choice** 07 Royal Oak Member Center · Royal Oak · MI · 48067 About 1.3 miles away](https://rateapi.dev/credit-unions/michigan/community-choice) [**Michigan Educational** MECU-Royal Oak · Royal Oak · MI · 48073 About 1.4 miles away](https://rateapi.dev/credit-unions/michigan/michigan-educational) [**Michigan Schools and Government** Royal Oak · Royal Oak · MI · 48073-0938 About 1.5 miles away](https://rateapi.dev/credit-unions/michigan/michigan-schools-and-government) [**Diversified Members** Clawson · Clawson · MI · 48017-1529 About 1.6 miles away](https://rateapi.dev/credit-unions/michigan/diversified-members) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Our Credit Union Membership eligibility from Our Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Our Credit Union's website. Check the membership page below to confirm whether you qualify. - Location MI Verified from [Our Credit Union's membership page](https://www.ourcuonline.org/membership) . Final membership determination is always made by the credit union. ## Membership rules for Our Credit Union Geography 4 · Family 2 6 published paths to membership, last verified October 11, 2026, quoted from Our Credit Union’s own published criteria. ### Geography 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified October 11, 2026 - MI “Anyone who lives, works, worships or attends school in Michigan is eligible to open an account.” > [source ↗](https://www.ourcuonline.org/membership) ### Family 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified October 11, 2026 - Family of a member immediate family “Members and immediate families of the foregoing are eligible.” > [source ↗](https://www.ourcuonline.org/membership) - Family member (immediate family) of a member - Family Of Deceased surviving spouse “A spouse of a deceased member if accepted into membership prior to remarriage is eligible.” > [source ↗](https://www.ourcuonline.org/membership) - Family member (surviving spouse) of a deceased eligible person Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Our Credit Union? Yes No ## Work at Our Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Our Credit Union ranks against Michigan peers. - See which AI assistants fetched Our Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Michigan - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=our&state=michigan&code=MI&name=Our%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Our Credit Union offer? Our Credit Union is a credit union in Michigan. Rate data is currently being verified. ### How often are Our Credit Union rates updated? RateAPI verifies Our Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Our Credit Union's rate data? Rate data is collected directly from Our Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Our Credit Union? Our Credit Union publishes its membership criteria on its own website. RateAPI tracks 6 published membership paths covering 4 geographic areas for Our Credit Union, each quoted from Our Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Our Credit Union's rates against national credit-union benchmarks. [More Michigan credit unions](https://rateapi.dev/credit-unions/michigan) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.ourcuonline.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Our Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Michigan credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Our Credit Union curl "https://api.rateapi.dev/credit-unions/michigan /our " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Our Credit Union locations Search, filter, and browse all 6 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/michigan/our Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp