--- title: "Michigan Coastal Credit Union Rates - Michigan" description: "Current vehicle loan, personal loan, credit card, and savings & cd rates from Michigan Coastal Credit Union in Michigan. Updated daily with source verification. See who can join Michigan Coastal Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/michigan/michigan-coastal" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Michigan Coastal Credit Union Rates - Michigan ### Auto & vehicle rates 4 offers | Product | Published | Rate | Term / condition | Status | | **New Vehicle/Motorcycle** motorcycle_new | — APR | 6.500% | new | Standard | | **Used Vehicle/Motorcycle** motorcycle_used | — APR | 6.500% | used | Standard | | **New Boat/RV** boat_new | — APR | 9.000% | new | Standard | | **Used Boat/RV** boat_used | — APR | 9.000% | used | Standard | Michigan Coastal Credit Union auto & vehicle rates as of November 12, 2026 ### Personal loan rates 3 offers | Product | Published | Rate | Term / condition | Status | | **Consumer Secured Loan** personal_secured | — APR | 8.000% | — | Standard | | **Signature Loan** personal_unsecured | — APR | 11.000% | — | Standard | | **Revolving Loan** personal | — APR | 13.490% | — | Standard | Michigan Coastal Credit Union personal loan rates as of November 12, 2026 ### Credit card rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Credit Card** credit_card | — APR | 11.490% | — | Standard | Michigan Coastal Credit Union credit card rates as of November 12, 2026 ### Savings & CD rates 11 offers | Product | Published | Rate | Term / condition | Status | | **YOUTH SAVINGS ACCT** savings | — APY | 0.05% | — | Eligibility restricted | | **CHRISTMAS CLUB** savings | — APY | 0.15% | — | Specialty offer | | **Money Market** money_market | — APY | 0.75% | — | Standard | | **12 MONTH GOLDEN CD** cd_12mo | — APY | 3.40% | 12 mo | Standard | | **6 MONTH GOLDEN CD** cd_6mo | — APY | 3.40% | 6 mo | Standard | | **24 MONTH GOLDEN CD** cd_24mo | — APY | 3.50% | 24 mo | Standard | | **36 MO GOLDEN CD** cd_36mo | — APY | 3.50% | 36 mo | Standard | | **48 MO GOLDEN CD** cd_48mo | — APY | 3.55% | 48 mo | Standard | | **60 MO GOLDEN CD** cd_60mo | — APY | 3.55% | 60 mo | Standard | | **13-Month Certificate** cd_13mo | — APY | 4.30% | 13 mo | Standard | | **HIGH INTEREST CHECKING*** checking | — APY | 7.00% | — | Standard | Michigan Coastal Credit Union savings & cd rates as of November 12, 2026 Michigan Coastal Credit Union is a credit union in Michigan. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/michigan/michigan-coastal) , verified from [Michigan Coastal Credit Union's official website](https://www.michigancoastal.com/) Loading branch locator… ## About Michigan Coastal Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 2.4K Assets $26.1M Founded 1958 Locations reported 2 NCUA charter 61631 Charter type Federally insured state-chartered credit union ### Services and member support - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial education - Credit-builder products Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Route 31** Laketon Avenue Branch · Muskegon · MI · 49442 About 3.6 miles away](https://rateapi.dev/credit-unions/michigan/route-31) [**Best Financial** Best Financial Credit Union · Muskegon · MI · 49444-1822 About 4.0 miles away](https://rateapi.dev/credit-unions/michigan/best-financial) [**Consumers** Muskegon · Muskegon · MI · 49444-1822 About 4.1 miles away](https://rateapi.dev/credit-unions/michigan/consumers) [**Service 1** Service 1 FCU · Norton Shores · MI · 49444-1807 About 4.8 miles away](https://rateapi.dev/credit-unions/michigan/service-1) [**Family Financial** Family Financial Credit Union N Muksegon Branch · N Muskegon · MI · 49445-1473 About 5.3 miles away](https://rateapi.dev/credit-unions/michigan/family-financial) [**Muskegon** BRANCH · MUSKEGON · MI · 49445-1472 About 5.3 miles away](https://rateapi.dev/credit-unions/michigan/muskegon) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Michigan Coastal Credit Union Membership eligibility from Michigan Coastal Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Michigan Coastal Credit Union's website. Check the membership page below to confirm whether you qualify. - Location muskegon — MI Verified from [Michigan Coastal Credit Union's membership page](https://www.michigancoastal.com/about-us) . Final membership determination is always made by the credit union. ## Membership rules for Michigan Coastal Credit Union Geography 1 county · Family 2 5 published paths to membership, last verified August 27, 2026, quoted from Michigan Coastal Credit Union’s own published criteria. ### Geography 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Muskegon County, MI “How can I join? If you live, work or worship in Muskegon County, Michigan.” > [source ↗](https://www.michigancoastal.com/about-us) ### Family 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 22, 2026 - Family of a member spouse “A spouse of a deceased member if elected to membership prior to remarriage.” > [source ↗](https://www.michigancoastal.com/membership/who-can-join) - Family member (spouse) of a member - Family of a member “Members of the immediate families of the foregoing.” > [source ↗](https://www.michigancoastal.com/membership/who-can-join) - Family member of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Michigan Coastal Credit Union? Yes No ## Work at Michigan Coastal Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Michigan Coastal Credit Union ranks against Michigan peers. - See which AI assistants fetched Michigan Coastal Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Michigan - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=michigan-coastal&state=michigan&code=MI&name=Michigan%20Coastal%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Michigan Coastal Credit Union offer? Michigan Coastal Credit Union currently offers vehicle loan, personal loan, and credit card rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Michigan Coastal Credit Union rates updated? RateAPI verifies Michigan Coastal Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Michigan Coastal Credit Union's rate data? Rate data is collected directly from Michigan Coastal Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Michigan Coastal Credit Union? Michigan Coastal Credit Union publishes its membership criteria on its own website. RateAPI tracks 5 published membership paths covering 1 county for Michigan Coastal Credit Union, each quoted from Michigan Coastal Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Michigan Coastal Credit Union's rates against national credit-union benchmarks. [More Michigan credit unions](https://rateapi.dev/credit-unions/michigan) [Michigan auto loan rate leaders](https://rateapi.dev/auto-loan-rates/michigan) [Michigan personal loan leaders](https://rateapi.dev/personal-loan-rates/michigan) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.michigancoastal.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Michigan Coastal Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Michigan credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Michigan Coastal Credit Union curl "https://api.rateapi.dev/credit-unions/michigan /michigan-coastal " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Michigan Coastal Credit Union locations Search, filter, and browse all 2 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/michigan/michigan-coastal Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp