Michigan Coastal

muskegon, Michigan
Last verified: July 15, 2026

As of July 15, 2026, Michigan Coastal offers a savings mortgage at 0.05% APR (0.05% rate, 0 points).

Source: RateAPI.dev, verified from Michigan Coastal's official website

Who Can Join Michigan Coastal

Membership eligibility from Michigan Coastal's own published criteria. How we verify this.

Community charter: live/work in Muskegon, Oceana, Newaygo +6 more, MI

Verified from Michigan Coastal's membership page. Final membership determination is always made by the credit union.

Mortgage Rates

Rates as of July 15, 2026

savings
0.050% APR
Rate0.050%
Points0
REGULAR SHARES
savings
0.050% APR
Rate0.050%
Points0
VACATION CLUB
savings
0.050% APR
Rate0.050%
Points0
YOUTH SAVINGS ACCT
savings
0.150% APR
Rate0.150%
Points0
CHRISTMAS CLUB
money_market
0.750% APR
Rate0.750%
Points0
MONEY MARKET
cd_12mo
3.400% APR
Rate3.400%
Points0
12 MONTH GOLDEN CD
cd_6mo
3.400% APR
Rate3.400%
Points0
6 MONTH GOLDEN CD
cd_24mo
3.500% APR
Rate3.500%
Points0
24 MONTH GOLDEN CD
cd_36mo
3.500% APR
Rate3.500%
Points0
36 MO GOLDEN CD
cd_48mo
3.550% APR
Rate3.550%
Points0
48 MO GOLDEN CD
cd_60mo
3.550% APR
Rate3.550%
Points0
60 MO GOLDEN CD
savings
7.000% APR
Rate7.000%
Points0
HIGH INTEREST CHECKING*

Frequently Asked Questions

What rates does Michigan Coastal offer?

Michigan Coastal currently offers mortgage rates. The rates shown on this page were last verified July 15, 2026 directly from the credit union's official website.

How often are Michigan Coastal rates updated?

RateAPI verifies Michigan Coastal's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 15, 2026.

Where does RateAPI get Michigan Coastal's rate data?

Rate data is collected directly from Michigan Coastal's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Michigan Coastal's mortgage rate?

As of July 15, 2026, Michigan Coastal offers a savings mortgage at 0.05% APR.

Related Rate Data

Compare Michigan Coastal's rates against national credit-union benchmarks.

More Michigan credit unionsMortgage rate benchmarkHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Michigan Coastal
curl "https://api.rateapi.dev/credit-unions/michigan/michigan-coastal" \
  -H "Authorization: Bearer YOUR_API_KEY"
Explore API DocumentationUse with Claude