Members First Credit Union
Verified rate book
Current Members First Credit Union rates
31 published offers verified as of August 4, 2026.
Mortgage rates
6 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 15-Year Fixed15 year fixed | 6.875% APR | 6.875% | — | Standard |
| 10-Year Fixed10 year fixed | 6.750% APR | 6.750% | — | Standard |
| First Mortgages (15 Year)other | 6.390% APR | 6.250% | — | Standard |
| First Mortgages (10 Year)other | 6.580% APR | 6.375% | — | Standard |
| First Mortgages (30 Year)other | 6.840% APR | 6.750% | — | Standard |
| First Mortgages (20 Year)other | 6.990% APR | 6.875% | — | Standard |
Auto & vehicle rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Up to 60-Month Auto Loanauto_any_60mo | 4.740% APR | 4.740% | 60 mo | Standard |
| Up to 84-Month Auto Loanauto_any_84mo | 4.740% APR | 4.740% | 84 mo | Standard |
| Up to 48-Month Auto Loanauto_any_48mo | 4.740% APR | 4.740% | 48 mo | Standard |
| Up to 72-Month Auto Loanauto_any_72mo | 4.740% APR | 4.740% | 72 mo | Standard |
Personal loan rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Up to 84-Month Unsecured Personal Loanpersonal_unsecured_84mo | 10.490% APR | 10.490% | 84 mo | Standard |
Savings & CD rates
19 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| IRA Certificateira_cd | 0.10% APY | 0.10% | — | Standard |
| 24-Month Certificatecd_24mo | 3.44% APY | 3.44% | 24 mo | Standard |
| 36-Month Certificatecd_36mo | 3.44% APY | 3.44% | 36 mo | Standard |
| 27-Month Certificatecd_27mo | 3.44% APY | 3.44% | 27 mo | Standard |
| 48-Month Certificatecd_48mo | 3.49% APY | 3.49% | 48 mo | Standard |
| 27-Month IRA Certificateira_cd_27mo | 3.50% APY | 3.44% | 27 mo | Standard |
| 36-Month IRA Certificateira_cd_36mo | 3.50% APY | 3.44% | 36 mo | Standard |
| 24-Month IRA Certificateira_cd_24mo | 3.50% APY | 3.44% | 24 mo | Standard |
| 15-Month Certificatecd_15mo | 3.54% APY | 3.54% | 15 mo | Standard |
| 48-Month IRA Certificateira_cd_48mo | 3.55% APY | 3.49% | 48 mo | Standard |
| 60-Month Certificatecd_60mo | 3.59% APY | 3.59% | 60 mo | Standard |
| 15-Month IRA Certificateira_cd_15mo | 3.60% APY | 3.54% | 15 mo | Standard |
| 60-Month IRA Certificateira_cd_60mo | 3.65% APY | 3.59% | 60 mo | Standard |
| 6-Month Certificatecd_6mo | 3.69% APY | 3.69% | 6 mo | Standard |
| 12-Month Certificatecd_12mo | 3.73% APY | 3.73% | 12 mo | Standard |
| 6-Month IRA Certificateira_cd_6mo | 3.75% APY | 3.69% | 6 mo | Standard |
| 12-Month IRA Certificateira_cd_12mo | 3.80% APY | 3.73% | 12 mo | Standard |
| 9-Month Certificatecd_9mo | 3.93% APY | 3.93% | 9 mo | Standard |
| 9-Month IRA Certificateira_cd_9mo | 4.00% APY | 3.93% | 9 mo | Standard |
Other rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| APR as low as*other | 0.250% % | 0.250% | — | Standard |
As of August 4, 2026, Members First Credit Union offers a 15-year fixed mortgage at 6.875% APR. Auto loans available from 4.74% APR for 60 months. Personal loan rates from 10.49% APR. Savings and certificate yields up to 4.00% APY.
Source: RateAPI.dev, verified from Members First Credit Union's official website
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About Members First Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 67.4K
- Assets
- $904.1M
- Founded
- 1936
- Locations reported
- 11
- NCUA charter
- 62076
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Student scholarships
- Credit-builder products
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Members First Credit Union
Membership eligibility from Members First Credit Union's own published criteria. How we verify this.
Membership criteria are published on Members First Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from Members First Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Members First Credit Union?
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Frequently Asked Questions
What rates does Members First Credit Union offer?
Members First Credit Union currently offers mortgage, Auto loan, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Members First Credit Union rates updated?
RateAPI verifies Members First Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Members First Credit Union's rate data?
Rate data is collected directly from Members First Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Members First Credit Union's mortgage rate?
As of August 4, 2026, Members First Credit Union offers a 15-year fixed mortgage at 6.875% APR.
What are Members First Credit Union's auto loan rates?
As of August 4, 2026, Members First Credit Union offers auto loans from 4.74% APR.
What is Members First Credit Union's personal loan rate?
As of August 4, 2026, Members First Credit Union offers personal loans from 10.49% APR.
What is Members First Credit Union's best CD rate?
As of August 4, 2026, Members First Credit Union offers savings and certificate (CD) yields up to 4.00% APY.
Related Rate Data
Compare Members First Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
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# Get rates for Members First Credit Union
curl "https://api.rateapi.dev/credit-unions/michigan/members-first" \
-H "Authorization: Bearer YOUR_API_KEY"