Lenco Credit Union
Verified rate book
Current Lenco Credit Union rates
25 published offers verified as of August 4, 2026.
Auto & vehicle rates
9 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Up to 72-Month Auto Loan (2023–2025)auto_any_72mo | 5.190% APR | 5.190% | 72 mo | Standard |
| Up to 72-Month Auto Loan (2020)auto_any_72mo | 6.690% APR | 6.690% | 72 mo | Standard |
| Up to 72-Month Auto Loan (2021)auto_any_72mo | 6.690% APR | 6.690% | 72 mo | Standard |
| Up to 72-Month Auto Loan (2022)auto_any_72mo | 6.690% APR | 6.690% | 72 mo | Standard |
| Up to 54-Month Auto Loan (2018)auto_any_54mo | 7.290% APR | 7.290% | 54 mo | Standard |
| Up to 54-Month Auto Loan (2019)auto_any_54mo | 7.290% APR | 7.290% | 54 mo | Standard |
| Up to 54-Month Auto Loan (2017)auto_any_54mo | 7.290% APR | 7.290% | 54 mo | Standard |
| 36-Month Auto Loan (2015)auto_any_36mo | 7.690% APR | 7.690% | 36 mo | Standard |
| 36-Month Auto Loan (2016)auto_any_36mo | 7.690% APR | 7.690% | 36 mo | Standard |
Personal loan rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 12-Month Unsecured Personal Loanpersonal_unsecured_12mo | 9.250% APR | 9.250% | 12 mo | Standard |
| 24-Month Unsecured Personal Loanpersonal_unsecured_24mo | 12.250% APR | 12.250% | 24 mo | Standard |
| 36-Month Unsecured Personal Loanpersonal_unsecured_36mo | 15.250% APR | 15.250% | 36 mo | Standard |
Credit card rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Platinum Credit Cardcredit_card_platinum | 7.990% APR | 7.990% | — | Standard |
| VISA Goldcredit_card | 12.000% APR | 12.000% | — | Standard |
| VISA Classiccredit_card | 15.000% APR | 15.000% | — | Standard |
Savings & CD rates
10 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 60-Month Certificatecd_60mo | 3.55% APY | 3.55% | 60 mo | Standard |
| 9-Month Certificatecd_9mo | 3.55% APY | 3.55% | 9 mo | Standard |
| 15-Month Certificatecd_15mo | 3.55% APY | 3.55% | 15 mo | Standard |
| 18-Month Certificatecd_18mo | 3.55% APY | 3.55% | 18 mo | Standard |
| 21-Month Certificatecd_21mo | 3.55% APY | 3.55% | 21 mo | Standard |
| 24-Month Certificatecd_24mo | 3.55% APY | 3.55% | 24 mo | Standard |
| 30-Month Certificatecd_30mo | 3.55% APY | 3.55% | 30 mo | Standard |
| 36-Month Certificatecd_36mo | 3.55% APY | 3.55% | 36 mo | Standard |
| 48-Month Certificatecd_48mo | 3.55% APY | 3.55% | 48 mo | Standard |
| 12-Month Certificatecd_12mo | 3.55% APY | 3.55% | 12 mo | Standard |
Auto loans available from 5.19% APR for 72 months. Personal loan rates from 9.25% APR. Credit card rates from 7.99% APR. Savings and certificate yields up to 3.55% APY.
Source: RateAPI.dev, verified from Lenco Credit Union's official website
Loading branch locator…
About Lenco Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 7.6K
- Assets
- $143.6M
- Founded
- 1970
- Locations reported
- 2
- NCUA charter
- 60991
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Financial counseling
- First-time homebuyer program
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Lenco Credit Union
Membership eligibility from Lenco Credit Union's own published criteria. How we verify this.
Membership criteria are published on Lenco Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from Lenco Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Lenco Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Lenco Credit Union ranks against Michigan peers.
Frequently Asked Questions
What rates does Lenco Credit Union offer?
Lenco Credit Union currently offers Auto loan, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Lenco Credit Union rates updated?
RateAPI verifies Lenco Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Lenco Credit Union's rate data?
Rate data is collected directly from Lenco Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Lenco Credit Union's auto loan rates?
As of August 4, 2026, Lenco Credit Union offers auto loans from 5.19% APR.
What is Lenco Credit Union's personal loan rate?
As of August 4, 2026, Lenco Credit Union offers personal loans from 9.25% APR.
What is Lenco Credit Union's best CD rate?
As of August 4, 2026, Lenco Credit Union offers savings and certificate (CD) yields up to 3.55% APY.
Related Rate Data
Compare Lenco Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Lenco Credit Union rates
Get a free API key to query these rates programmatically, or get the daily email when Michigan credit union rates move.
Use it via API
Access this data programmatically with our REST API
# Get rates for Lenco Credit Union
curl "https://api.rateapi.dev/credit-unions/michigan/lenco" \
-H "Authorization: Bearer YOUR_API_KEY"