--- title: "Lenco Credit Union Rates (Nov 2026): CDs to 4.37%" description: "Lenco Credit Union rates today: savings & CDs up to 4.37% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join Lenco Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/michigan/lenco" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Lenco Credit Union Rates (Nov 2026): CDs to 4.37% ### Auto & vehicle rates 12 offers | Product | Published | Rate | Term / condition | Status | | **Up to 72-Month Auto Loan (2023–2025)** auto_any_72mo | — APR | 5.190% | 72 mo | Standard | | **Up to 78-Month Auto Loan (2026–2027)** auto_any_78mo | — APR | 5.190% | 78 mo | Standard | | **Up to 66-Month Auto Loan (2023–2025)** auto_any_66mo | — APR | 5.190% | 66 mo | Standard | | **Up to 72-Month Auto Loan (2026–2027)** auto_any_72mo | — APR | 5.190% | 72 mo | Standard | | **Up to 72-Month Auto Loan (2020)** auto_any_72mo | — APR | 6.690% | 72 mo | Standard | | **Up to 72-Month Auto Loan (2022)** auto_any_72mo | — APR | 6.690% | 72 mo | Standard | | **Up to 72-Month Auto Loan (2021)** auto_any_72mo | — APR | 6.690% | 72 mo | Standard | | **Up to 54-Month Auto Loan (2019)** auto_any_54mo | — APR | 7.290% | 54 mo | Standard | | **Up to 54-Month Auto Loan (2018)** auto_any_54mo | — APR | 7.290% | 54 mo | Standard | | **Up to 54-Month Auto Loan (2017)** auto_any_54mo | — APR | 7.290% | 54 mo | Standard | | **36-Month Auto Loan (2015)** auto_any_36mo | — APR | 7.690% | 36 mo | Standard | | **36-Month Auto Loan (2016)** auto_any_36mo | — APR | 7.690% | 36 mo | Standard | Lenco Credit Union auto & vehicle rates as of November 12, 2026 ### Personal loan rates 3 offers | Product | Published | Rate | Term / condition | Status | | **12-Month Unsecured Personal Loan** personal_unsecured_12mo | — APR | 9.250% | 12 mo | Standard | | **24-Month Unsecured Personal Loan** personal_unsecured_24mo | — APR | 12.250% | 24 mo | Standard | | **36-Month Unsecured Personal Loan** personal_unsecured_36mo | — APR | 15.250% | 36 mo | Standard | Lenco Credit Union personal loan rates as of November 12, 2026 ### Credit card rates 3 offers | Product | Published | Rate | Term / condition | Status | | **VISA Platinum-As Low as 7.99%** credit_card_platinum | — APR | 7.990% | — | Standard | | **VISA Gold- As Low as 12%** credit_card | — APR | 12.000% | — | Standard | | **VISA Classic- As Low as 15%** credit_card | — APR | 15.000% | — | Standard | Lenco Credit Union credit card rates as of November 12, 2026 ### Savings & CD rates 12 offers | Product | Published | Rate | Term / condition | Status | | **3-Month Certificate** cd_3mo | 2.02% APY | 2.02% | 3 mo | Standard | | **9-Month Certificate** cd_9mo | 3.65% APY | 3.65% | 9 mo | Standard | | **6-Month Certificate** cd_6mo | 3.65% APY | 3.65% | 6 mo | Standard | | **12-Month Certificate** cd_12mo | 4.11% APY | 4.11% | 12 mo | Standard | | **21-Month Certificate** cd_21mo | 4.11% APY | 4.11% | 21 mo | Standard | | **18-Month Certificate** cd_18mo | 4.11% APY | 4.11% | 18 mo | Standard | | **15-Month Certificate** cd_15mo | 4.11% APY | 4.11% | 15 mo | Standard | | **24-Month Certificate** cd_24mo | 4.22% APY | 4.22% | 24 mo | Standard | | **30-Month Certificate** cd_30mo | 4.22% APY | 4.22% | 30 mo | Standard | | **36-Month Certificate** cd_36mo | 4.27% APY | 4.27% | 36 mo | Standard | | **48-Month Certificate** cd_48mo | 4.32% APY | 4.32% | 48 mo | Standard | | **60-Month Certificate** cd_60mo | 4.37% APY | 4.37% | 60 mo | Standard | Lenco Credit Union savings & cd rates as of November 12, 2026 Savings and certificate yields up to 4.37% APY. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/michigan/lenco) , verified from [Lenco Credit Union's official website](https://lenco.org/) Loading branch locator… ## About Lenco Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 7.6K Assets $143.6M Founded 1970 Locations reported 2 NCUA charter 60991 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Financial counseling - First-time homebuyer program Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**American 1** Adrian - Maumee · Adrian · MI · 49221 About 0.3 miles away](https://rateapi.dev/credit-unions/michigan/american-1) [**Aeroquip** Lenco Credit Union · Adrian · MI · 49221 About 1.1 miles away](https://rateapi.dev/credit-unions/michigan/aeroquip) [**TLC Community** Beecher · Adrian · MI · 49221 About 1.1 miles away](https://rateapi.dev/credit-unions/michigan/tlc-community) [**True Community** Brooklyn · Brooklyn · MI · 49230 About 16.8 miles away](https://rateapi.dev/credit-unions/michigan/true-community) [**Communityamerica** York Township · Saline · MI · 48176 About 20.2 miles away](https://rateapi.dev/credit-unions/kansas/communityamerica) [**Michigan Schools and Government** Saline · Saline · MI · 48176-8918 About 20.2 miles away](https://rateapi.dev/credit-unions/michigan/michigan-schools-and-government) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Lenco Credit Union Membership eligibility from Lenco Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Lenco Credit Union's website. Check the membership page below to confirm whether you qualify. Verified from [Lenco Credit Union's membership page](https://forms.joinmycu.com/mop/157/newmember/eligibility) . Final membership determination is always made by the credit union. ## Work at Lenco Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Lenco Credit Union ranks against Michigan peers. - See which AI assistants fetched Lenco Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Michigan - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=lenco&state=michigan&code=MI&name=Lenco%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Lenco Credit Union offer? Lenco Credit Union currently offers Auto loan, personal loan, and credit card rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Lenco Credit Union rates updated? RateAPI verifies Lenco Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Lenco Credit Union's rate data? Rate data is collected directly from Lenco Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is Lenco Credit Union's best CD rate? As of November 12, 2026, Lenco Credit Union offers savings and certificate (CD) yields up to 4.37% APY. ### Who can join Lenco Credit Union? Lenco Credit Union publishes its membership criteria on its own website. ## Related Rate Data Compare Lenco Credit Union's rates against national credit-union benchmarks. [More Michigan credit unions](https://rateapi.dev/credit-unions/michigan) [Michigan auto loan rate leaders](https://rateapi.dev/auto-loan-rates/michigan) [Michigan personal loan leaders](https://rateapi.dev/personal-loan-rates/michigan) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://lenco.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Lenco Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Michigan credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Lenco Credit Union curl "https://api.rateapi.dev/credit-unions/michigan /lenco " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Lenco Credit Union locations Search, filter, and browse all 2 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/michigan/lenco Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp