Lake Huron

saginaw, Michigan
Last verified: July 10, 2026

As of July 10, 2026, Lake Huron offers a 30-year-fixed mortgage at 5.5% APR (5.5% rate, 0 points). Auto loans available from 4.49% APR. HELOC rates from 7% APR. Personal loan rates from 3% APR.

Source: RateAPI.dev, verified from Lake Huron's official website

Mortgage Rates

Rates as of July 10, 2026

30-year-fixed
5.500% APR
Rate5.500%
Points0
Mortgage
30-year-fixed
5.500% APR
Rate5.500%
Points0
[PROMOTIONAL] Fixed Rate Mortgage
money_market
1.010% APR
Rate1.010%
Points0
Money Market Account ($50,000.01 - $75,000.00)
money_market
1.360% APR
Rate1.360%
Points0
Money Market Account ($75,000.01 - $150,000.0)
money_market
1.510% APR
Rate1.510%
Points0
Money Market Account ($150,000.1 - UP)
cd_6mo
3.530% APR
Rate3.500%
Points0
Certificate of Deposit (6 Months)
cd_24mo
3.560% APR
Rate3.500%
Points0
Certificate of Deposit (24 Months)
cd_36mo
3.560% APR
Rate3.500%
Points0
Certificate of Deposit (36 Months)
cd_48mo
3.560% APR
Rate3.500%
Points0
Certificate of Deposit (48 Months)
cd_60mo
3.560% APR
Rate3.500%
Points0
Certificate of Deposit (60 Months)
cd_18mo
3.670% APR
Rate3.600%
Points0
Certificate of Deposit (18 Months)
cd_12mo
3.770% APR
Rate3.700%
Points0
Certificate of Deposit (12 Months)
cd_12mo
3.980% APR
Rate3.900%
Points0
Certificate of Deposit (12 Month JUMBO)
cd_12mo
4.060% APR
Rate4.000%
Points0
Certificate of Deposit (12 Month YOUTH)
money_market
5.000% APR
Rate5.000%
Points0
Money Market Account ($2,500.00 - $20,000.00)
share_savings
5.000% APR
Rate5.000%
Points0
Prime Share Savings Account ($10,000.01 - UP)
share_savings
5.000% APR
Rate5.000%
Points0
Prime Share Savings Account ($5,000.01 - $10,000.00)

Auto Loan Rates

Rates as of July 10, 2026

auto
4.490% APR
Rate4.490%
Auto Loans
auto
5.990% APR
Rate5.990%
Boats, RV's, Recreational Vehicle Loans
credit_card_rewards
9.900% APR
Rate9.900%
VISA Platinum Rewards Credit Card

HELOC Rates

Rates as of July 10, 2026

heloc_fixed
7.000% APR
Rate7.000%
Home Equity Loans

Personal Loan Rates

Rates as of July 10, 2026

personal_secured
3.000% APR
Rate3.000%
Share Secured Loans
personal_unsecured
9.990% APR
Rate9.990%
Personal Loans

Frequently Asked Questions

What rates does Lake Huron offer?

Lake Huron currently offers mortgage, auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified July 10, 2026 directly from the credit union's official website.

How often are Lake Huron rates updated?

RateAPI verifies Lake Huron's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 10, 2026.

Where does RateAPI get Lake Huron's rate data?

Rate data is collected directly from Lake Huron's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Lake Huron's mortgage rate?

As of July 10, 2026, Lake Huron offers a 30-year-fixed mortgage at 5.5% APR.

What is Lake Huron's auto loan rate?

As of July 10, 2026, Lake Huron offers auto loans from 4.49% APR.

Related Rate Data

Compare Lake Huron's rates against national credit-union benchmarks.

More Michigan credit unionsMortgage rate benchmarkAuto loan rate benchmarkHELOC ratesPersonal loan ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Lake Huron
curl "https://api.rateapi.dev/credit-unions/michigan/lake-huron" \
  -H "Authorization: Bearer YOUR_API_KEY"
Explore API DocumentationUse with Claude