--- title: "LAFCU Credit Union Rates - Michigan" description: "Current vehicle loan, personal loan, and savings & cd rates from LAFCU Credit Union in Michigan. Updated daily with source verification. See who can join LAFCU Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/michigan/lafcu" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # LAFCU Credit Union Rates - Michigan ### Auto & vehicle rates 2 offers | Product | Published | Rate | Term / condition | Status | | **New or Used Auto Loan APR* as low as** auto_any | — APR | 4.990% | any | Standard | | **Recreational Vehicles APR* as low as** rv | — APR | 6.990% | — | Standard | LAFCU Credit Union auto & vehicle rates as of November 13, 2026 ### Personal loan rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Hardest Hit Assistance Loan** personal | — APR | 8.990% | — | Standard | LAFCU Credit Union personal loan rates as of November 13, 2026 ### Savings & CD rates 12 offers | Product | Published | Rate | Term / condition | Status | | **$2,500 - 19,999.99** savings | — APY | 0.10% | — | Context only | | **$100,000 - $149,999.99** savings | — APY | 0.15% | — | Context only | | **$20,000 - $99,999.99** savings | — APY | 0.15% | — | Context only | | **$150,000 & Above** savings | — APY | 0.20% | — | Context only | | **36-Month Certificate** cd_36mo | — APY | 2.91% | 36 mo | Standard | | **48-Month Certificate** cd_48mo | — APY | 2.91% | 48 mo | Standard | | **60-Month Certificate** cd_60mo | — APY | 2.91% | 60 mo | Standard | | **24-Month Certificate** cd_24mo | — APY | 2.95% | 24 mo | Standard | | **3-Month Certificate** cd_3mo | — APY | 3.06% | 3 mo | Standard | | **6-Month Certificate** cd_6mo | — APY | 3.15% | 6 mo | Standard | | **12-Month Certificate** cd_12mo | — APY | 3.20% | 12 mo | Standard | | **IRA Rates APY* as high as** ira | — APY | 3.35% | — | Standard | LAFCU Credit Union savings & cd rates as of November 13, 2026 ### Other rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Unwrap the Ultimate Holiday Deals** other | — % | 3.350% | — | Standard | LAFCU Credit Union other rates as of November 13, 2026 LAFCU Credit Union is a credit union in Michigan. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/michigan/lafcu) , verified from [LAFCU Credit Union's official website](https://www.lafcu.com/) Loading branch locator… ## About LAFCU Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 73.2K Assets $1.1B Founded 1936 Locations reported 10 NCUA charter 68632 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - First-time homebuyer program - Bilingual services - Student scholarships - Credit-builder products Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Auto-Owners Associates** Auto-Owners Associates Credit Union · Lansing · MI · 48917 About 0.1 miles away](https://rateapi.dev/credit-unions/michigan/auto-owners-associates) [**Adventure** Saginaw · Lansing · MI · 48917 About 1.2 miles away](https://rateapi.dev/credit-unions/michigan/adventure) [**Case** West Saginaw · Lansing · MI · 48917 About 1.2 miles away](https://rateapi.dev/credit-unions/michigan/case) [**Lake Trust** West Saginaw · Lansing · MI · 48917 About 1.3 miles away](https://rateapi.dev/credit-unions/michigan/lake-trust) [**Farm Bureau Family** Main Office · Lansing · MI · 48917-1124 About 1.5 miles away](https://rateapi.dev/credit-unions/michigan/farm-bureau-family) [**DFCU Financial** DFCU - Delta · Lansing · MI · 48917-1130 About 1.5 miles away](https://rateapi.dev/credit-unions/michigan/dfcu-financial) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join LAFCU Credit Union Membership eligibility from LAFCU Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Community charter: live/work in MI - Location MI Verified from [LAFCU Credit Union's membership page](https://www.lafcu.com/becomeamember) . Final membership determination is always made by the credit union. ## Work at LAFCU Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where LAFCU Credit Union ranks against Michigan peers. - See which AI assistants fetched LAFCU Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Michigan - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=lafcu&state=michigan&code=MI&name=LAFCU%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does LAFCU Credit Union offer? LAFCU Credit Union currently offers vehicle loan, and personal loan rates. The rates shown on this page were last verified November 13, 2026 directly from the credit union's official website. ### How often are LAFCU Credit Union rates updated? RateAPI verifies LAFCU Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get LAFCU Credit Union's rate data? Rate data is collected directly from LAFCU Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join LAFCU Credit Union? Community charter: live/work in MI ## Related Rate Data Compare LAFCU Credit Union's rates against national credit-union benchmarks. [More Michigan credit unions](https://rateapi.dev/credit-unions/michigan) [Michigan auto loan rate leaders](https://rateapi.dev/auto-loan-rates/michigan) [Michigan personal loan leaders](https://rateapi.dev/personal-loan-rates/michigan) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.lafcu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track LAFCU Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Michigan credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for LAFCU Credit Union curl "https://api.rateapi.dev/credit-unions/michigan /lafcu " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## LAFCU Credit Union locations Search, filter, and browse all 10 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/michigan/lafcu Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp