--- title: "Kellogg Community Credit Union Rates - Michigan" description: "Current mortgage, vehicle loan, heloc, personal loan, and credit card rates from Kellogg Community Credit Union in Michigan. Updated daily with source verification. See who can join Kellogg Community Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/michigan/kellogg-community" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Kellogg Community Credit Union Rates - Michigan ### Mortgage rates 1 offer | Product | Published | Rate | Term / condition | Status | | **30 Year Mortgage** other | — APR | 7.000% | — | Standard | Kellogg Community Credit Union mortgage rates as of November 12, 2026 ### Auto & vehicle rates 7 offers | Product | Published | Rate | Term / condition | Status | | **Newer Used Auto/Motorcycle (3-5 model years)** motorcycle_used_90mo | — APR | 4.990% | 90 mo · used | Standard | | **Auto Loan** auto | — APR | 4.990% | — | Standard | | **New Auto/Motorcycle (2 model years and newer)** motorcycle_new_90mo | — APR | 4.990% | 90 mo · new | Standard | | **Used Auto/Motorcycle (6-7 model years)** motorcycle_used_78mo | — APR | 5.240% | 78 mo · used | Standard | | **Used Auto/Motorcycle (8-10 model years)** motorcycle_used_66mo | — APR | 6.240% | 66 mo · used | Standard | | **Used Rec Vehicle / Boat (3-10 model years)** boat_used_180mo | — APR | 6.990% | 180 mo · used | Standard | | **New Rec Vehicle / Boat (2 model years and newer)** boat_new_180mo | — APR | 6.990% | 180 mo · new | Standard | Kellogg Community Credit Union auto & vehicle rates as of November 12, 2026 ### HELOC rates 4 offers | Product | Published | Rate | Term / condition | Status | | **5-Year Home Equity Loan (Fixed)** heloc_fixed | — APR | 6.000% | — | Standard | | **10-Year Home Equity Loan (Fixed)** heloc_fixed | — APR | 6.750% | — | Standard | | **HELOC (Variable)** heloc_variable | — APR | 6.750% | — | Standard | | **15-Year Home Equity Loan (Fixed)** heloc_fixed | — APR | 7.000% | — | Standard | Kellogg Community Credit Union heloc rates as of November 12, 2026 ### Personal loan rates 3 offers | Product | Published | Rate | Term / condition | Status | | **60-Month Share-Secured Loan** personal_secured_60mo | — APR | 5.000% | 60 mo | Standard | | **60-Month Signature Loan** personal_unsecured_60mo | — APR | 10.990% | 60 mo | Standard | | **Signature Loan** personal_unsecured | — APR | 10.990% | — | Standard | Kellogg Community Credit Union personal loan rates as of November 12, 2026 ### Credit card rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Edge Credit Card** credit_card | — APR | 8.990% | — | Standard | | **Elite Credit Card** credit_card | — APR | 11.500% | — | Standard | Kellogg Community Credit Union credit card rates as of November 12, 2026 ### Other rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Checking Line-of-Credit** other | — % | 6.990% | — | Standard | Kellogg Community Credit Union other rates as of November 12, 2026 Kellogg Community Credit Union is a credit union in Michigan. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/michigan/kellogg-community) , verified from [Kellogg Community Credit Union's official website](https://www.kccu4u.org/) Loading branch locator… ## About Kellogg Community Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 50.8K Assets $1B Founded 1941 Locations reported 14 NCUA charter 68678 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Student scholarships Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Marshall Community** Marshall Community Credit Union · Battle Creek · MI · 49014-6802 About 0.9 miles away](https://rateapi.dev/credit-unions/michigan/marshall-community) [**Grand Trunk Battle Creek Emp** Main Office · Battle Creek · MI · 49014 About 2.4 miles away](https://rateapi.dev/credit-unions/michigan/grand-trunk-battle-creek-emp) [**United** Battle Creek - Branch 49 · Battle Creek · MI · 49017 About 4.0 miles away](https://rateapi.dev/credit-unions/michigan/united) [**Ignite** Battle Creek Main · Battle Creek · MI · 49015 About 4.1 miles away](https://rateapi.dev/credit-unions/michigan/ignite) [**Advia** Battle Creek - Columbia Ave · Battle Creek · MI · 49015-4460 About 4.1 miles away](https://rateapi.dev/credit-unions/michigan/advia) [**Omni Community** Roosevelt · Battle Creek · MI · 49037 About 4.5 miles away](https://rateapi.dev/credit-unions/michigan/omni-community) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Kellogg Community Credit Union Membership eligibility from Kellogg Community Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Kellogg Community Credit Union's website. Check the membership page below to confirm whether you qualify. - Location MI Verified from [Kellogg Community Credit Union's membership page](https://www.kccu4u.org/about-us/membership-eligibility) . Final membership determination is always made by the credit union. ## Membership rules for Kellogg Community Credit Union Geography 5 · Family 2 7 published paths to membership, last verified August 27, 2026, quoted from Kellogg Community Credit Union’s own published criteria. ### Geography 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - MI “as well as any businesses or other legal entities located in the state of Michigan.” > [source ↗](https://www.kccu4u.org/about-us/membership-eligibility) ### Family 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Family of a member “Relatives of KCCU members are also eligible for credit union membership!” > [source ↗](https://www.kccu4u.org/about-us/membership-eligibility) - Family member of a member - Family of a member relative “Relatives of KCCU members are also eligible for credit union membership!” > [source ↗](https://www.kccu4u.org/about-us/membership-eligibility) - Family member (relative) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Kellogg Community Credit Union? Yes No ## Work at Kellogg Community Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Kellogg Community Credit Union ranks against Michigan peers. - See which AI assistants fetched Kellogg Community Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Michigan - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=kellogg-community&state=michigan&code=MI&name=Kellogg%20Community%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Kellogg Community Credit Union offer? Kellogg Community Credit Union currently offers mortgage, vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Kellogg Community Credit Union rates updated? RateAPI verifies Kellogg Community Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Kellogg Community Credit Union's rate data? Rate data is collected directly from Kellogg Community Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Kellogg Community Credit Union? Kellogg Community Credit Union publishes its membership criteria on its own website. RateAPI tracks 7 published membership paths covering 5 geographic areas for Kellogg Community Credit Union, each quoted from Kellogg Community Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Kellogg Community Credit Union's rates against national credit-union benchmarks. [More Michigan credit unions](https://rateapi.dev/credit-unions/michigan) [Michigan mortgage rate leaders](https://rateapi.dev/mortgage-rates/michigan) [Michigan auto loan rate leaders](https://rateapi.dev/auto-loan-rates/michigan) [Michigan HELOC rate leaders](https://rateapi.dev/heloc-rates/michigan) [Michigan personal loan leaders](https://rateapi.dev/personal-loan-rates/michigan) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.kccu4u.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Kellogg Community Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Michigan credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Kellogg Community Credit Union curl "https://api.rateapi.dev/credit-unions/michigan /kellogg-community " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Kellogg Community Credit Union locations Search, filter, and browse all 14 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/michigan/kellogg-community Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp