--- title: "Intandem Credit Union Rates (Nov 2026): CDs to 4.25%" description: "Intandem Credit Union rates today: savings & CDs up to 4.25% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join Intandem Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/michigan/intandem" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Intandem Credit Union Rates (Nov 2026): CDs to 4.25% ### Auto & vehicle rates 9 offers | Product | Published | Rate | Term / condition | Status | | **48-Month Auto Loan (2023 and Newer)** auto_any_48mo | — APR | 4.990% | 48 mo | Standard | | **Auto & Motorcycle Loans (Auto Loan Special (2023 & newer))** motorcycle_any_48mo | — APR | 4.990% | 48 mo | Standard | | **Auto & Motorcycle Loans (2025 and Newer)** motorcycle_any_84mo | — APR | 5.740% | 84 mo | Standard | | **Auto & Motorcycle Loans (2022 - 2017)** motorcycle_any_60mo | — APR | 5.740% | 60 mo | Standard | | **Auto & Motorcycle Loans (2024 – 2023)** motorcycle_any_72mo | — APR | 5.740% | 72 mo | Standard | | **RECREATIONAL VEHICLES (ATV, Snowmobile, Lawn & Garden, Jet Ski, or Small Utility Trailer)** rv | — APR | 6.750% | — | Standard | | **RV, Boat, Travel Trailer, or Plane** rv | — APR | 6.750% | — | Standard | | **ATV, Snowmobile, Lawn & Garden, Jet Ski, or Small Utility Trailer** powersports | — APR | 6.750% | — | Standard | | **Auto & Motorcycle Loans (2016 and Older)** motorcycle_used_48mo | — APR | 7.740% | 48 mo · used | Standard | Intandem Credit Union auto & vehicle rates as of November 13, 2026 ### HELOC rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Home Equity Loan (Fixed)** heloc_fixed | — APR | 5.990% | — | Standard | | **Home Equity Loan (Fixed)** heloc_fixed | — APR | 5.990% | — | Standard | Intandem Credit Union heloc rates as of November 13, 2026 ### Personal loan rates 4 offers | Product | Published | Rate | Term / condition | Status | | **Home Improvement Loan** personal_unsecured_63mo | — APR | 8.750% | 63 mo | Standard | | **Intandem CU Cash Line of Credit** ploc_variable | — APR | 8.990% | — | Standard | | **36-Month Signature Loan** personal_unsecured_36mo | — APR | 10.740% | 36 mo | Standard | | **63-Month Debt Consolidation Loan** personal_unsecured_63mo | — APR | 12.490% | 63 mo | Standard | Intandem Credit Union personal loan rates as of November 13, 2026 ### Credit card rates 1 offer | Product | Published | Rate | Term / condition | Status | | **VISA Quartz** credit_card | — APR | 11.990% | — | Standard | Intandem Credit Union credit card rates as of November 13, 2026 ### Savings & CD rates 37 offers | Product | Published | Rate | Term / condition | Status | | **Savings Share Account Rates (Level-Up Checking (Qualified over $5,000))** share_savings | — APY | 0.01% | — | Standard | | **Level-Up Checking (Qualified over $5,000)** checking | — APY | 0.01% | — | Standard | | **Savings Share Account Rates (Regular Savings)** share_savings | — APY | 0.10% | — | Standard | | **Regular Savings** savings | — APY | 0.10% | — | Standard | | **Savings Share Account Rates (Individual Retirement Account)** ira | — APY | 0.20% | — | Standard | | **High Yield Savings** ($1,000 – $24,999)** savings | — APY | 0.75% | — | Standard | | **Savings Share Account Rates (High Yield Savings** ($1,000 – $24,999))** share_savings | — APY | 0.75% | — | Standard | | **Savings Share Account Rates (High Yield Savings** ($25,000 – $49,999))** share_savings | — APY | 0.99% | — | Standard | | **High Yield Savings** ($25,000 – $49,999)** savings | — APY | 0.99% | — | Standard | | **High Yield Savings** ($50,000 – $99,999)** savings | — APY | 1.69% | — | Standard | | **Savings Share Account Rates (High Yield Savings** ($50,000 – $99,999))** share_savings | — APY | 1.69% | — | Standard | | **Savings Share Account Rates (High Yield Savings** ($100,000 and Over))** share_savings | — APY | 2.18% | — | Standard | | **High Yield Savings** ($100,000 and Over)** savings | — APY | 2.18% | — | Standard | | **60-Month Certificate** share_certificate_60mo | — APY | 2.47% | 60 mo | Standard | | **60-Month Certificate** share_certificate_60mo | 2.50% APY | 2.47% | 60 mo | Standard | | **36-Month Certificate** share_certificate_36mo | — APY | 3.00% | 36 mo | Standard | | **Youth Certificate Rates (36 Months)** share_certificate_36mo | — APY | 3.00% | 36 mo | Eligibility restricted | | **48-Month Certificate** share_certificate_48mo | — APY | 3.05% | 48 mo | Standard | | **48-Month Certificate** share_certificate_48mo | 3.09% APY | 3.05% | 48 mo | Standard | | **3-Month Certificate** share_certificate_3mo | — APY | 3.10% | 3 mo | Standard | | **6-Month Certificate** share_certificate_6mo | — APY | 3.10% | 6 mo | Standard | | **6-Month Certificate** share_certificate_6mo | 3.15% APY | 3.10% | 6 mo | Standard | | **12-Month Certificate** share_certificate_12mo | — APY | 3.15% | 12 mo | Standard | | **3-Month Certificate** share_certificate_3mo | 3.15% APY | 3.10% | 3 mo | Standard | | **24-Month Certificate** share_certificate_24mo | — APY | 3.20% | 24 mo | Standard | | **12-Month Certificate** share_certificate_12mo | 3.20% APY | 3.15% | 12 mo | Standard | | **Youth Certificate Rates (24 Months)** share_certificate_24mo | — APY | 3.20% | 24 mo | Eligibility restricted | | **18-Month Certificate** share_certificate_18mo | — APY | 3.25% | 18 mo | Standard | | **36-Month Certificate** share_certificate_36mo | 3.25% APY | 3.20% | 36 mo | Standard | | **18-Month Certificate** share_certificate_18mo | 3.30% APY | 3.25% | 18 mo | Standard | | **Youth Certificate Rates (12 Months)** share_certificate_12mo | — APY | 3.49% | 12 mo | Eligibility restricted | | **24-Month Certificate** share_certificate_24mo | 3.55% APY | 3.49% | 24 mo | Standard | | **13-Month Certificate** share_certificate_13mo | 4.25% APY | 4.17% | 13 mo | Standard | | **Savings Share Account Rates (Level-Up Checking (Qualified up to $5,000))** share_savings | — APY | 4.41% | — | Standard | | **Youth Certificate Rates (12 Months - Max $500)** share_certificate_12mo | — APY | 4.41% | 12 mo | Eligibility restricted | | **12-Month Certificate (Up to $500)** cd_12mo | — APY | 4.41% | 12 mo | Standard | | **Level-Up Checking (Qualified up to $5,000)** checking | — APY | 4.41% | — | Standard | Intandem Credit Union savings & cd rates as of November 13, 2026 Savings and certificate yields up to 4.25% APY. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/michigan/intandem) , verified from [Intandem Credit Union's official website](https://intandemcu.com/) Loading branch locator… ## About Intandem Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 4.9K Assets $76.5M Founded 1956 Locations reported 2 NCUA charter 62249 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Financial counseling - Financial education - Bilingual services Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Lake Michigan** Plainfield · Grand Rapids · MI · 49505 About 0.9 miles away](https://rateapi.dev/credit-unions/michigan/lake-michigan) [**WMCU** Creston · Grand Rapids · MI · 49505 About 1.5 miles away](https://rateapi.dev/credit-unions/michigan/wmcu) [**DFCU Financial** DFCU - Celebration · Grand Rapids · MI · 49525 About 2.3 miles away](https://rateapi.dev/credit-unions/michigan/dfcu-financial) [**Aac** Grand Rapids Branch · Grand Rapids · MI · 49504-4415 About 2.4 miles away](https://rateapi.dev/credit-unions/michigan/aac) [**United** Grand Rapids Beltline Mortgage Office · Grand Rapids · MI · 49525-7024 About 2.4 miles away](https://rateapi.dev/credit-unions/michigan/united) [**Consumers** Plainfield · Grand Rapids · MI · 49525 About 2.7 miles away](https://rateapi.dev/credit-unions/michigan/consumers) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Intandem Credit Union Membership eligibility from Intandem Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Intandem Credit Union's website. Check the membership page below to confirm whether you qualify. - Location allegan, barry, ionia, kent, lake, mason, mecosta, montcalm, muskegon, newaygo, oceana, osceola, ottawa — MI Verified from [Intandem Credit Union's membership page](https://intandemcu.com/about-us/) . Final membership determination is always made by the credit union. ## Membership rules for Intandem Credit Union Geography 13 counties · Family 2 41 published paths to membership, last verified August 27, 2026, quoted from Intandem Credit Union’s own published criteria. ### Geography 13 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Allegan County, MI - Barry County, MI - Ionia County, MI - Kent County, MI - Lake County, MI - Mason County, MI - Mecosta County, MI - Montcalm County, MI - Muskegon County, MI - Newaygo County, MI - Oceana County, MI - Osceola County, MI - Ottawa County, MI “Anyone whose residence, employment, place of religious worship, or school is in Allegan, Barry, Ionia, Kent, Lake, Mason, Mecosta, Montcalm, Muskegon, Newaygo, Oceana, Osceola, and Ottawa Counties.” > [source ↗](https://intandemcu.com/about-us/) ### Family 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Family of a member immediate family “Members and immediate families of the foregoing.” > [source ↗](https://intandemcu.com/about-us/) - Family member (immediate family) of a member - Family Of Deceased surviving spouse “A spouse of a deceased member if accepted into membership prior to remarriage.” > [source ↗](https://intandemcu.com/about-us/) - Family member (surviving spouse) of a deceased eligible person Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Intandem Credit Union? Yes No ## Work at Intandem Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Intandem Credit Union ranks against Michigan peers. - See which AI assistants fetched Intandem Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Michigan - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=intandem&state=michigan&code=MI&name=Intandem%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Intandem Credit Union offer? Intandem Credit Union currently offers vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified November 13, 2026 directly from the credit union's official website. ### How often are Intandem Credit Union rates updated? RateAPI verifies Intandem Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get Intandem Credit Union's rate data? Rate data is collected directly from Intandem Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is Intandem Credit Union's best CD rate? As of November 13, 2026, Intandem Credit Union offers savings and certificate (CD) yields up to 4.25% APY. ### Who can join Intandem Credit Union? Intandem Credit Union publishes its membership criteria on its own website. RateAPI tracks 41 published membership paths covering 13 counties for Intandem Credit Union, each quoted from Intandem Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Intandem Credit Union's rates against national credit-union benchmarks. [More Michigan credit unions](https://rateapi.dev/credit-unions/michigan) [Michigan auto loan rate leaders](https://rateapi.dev/auto-loan-rates/michigan) [Michigan HELOC rate leaders](https://rateapi.dev/heloc-rates/michigan) [Michigan personal loan leaders](https://rateapi.dev/personal-loan-rates/michigan) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://intandemcu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Intandem Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Michigan credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Intandem Credit Union curl "https://api.rateapi.dev/credit-unions/michigan /intandem " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Intandem Credit Union locations Search, filter, and browse all 2 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/michigan/intandem Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp