Graco Credit Union
Verified rate book
Current Graco Credit Union rates
11 published offers verified as of August 4, 2026.
Auto & vehicle rates
6 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| .....up to 60 Monthsauto_any_60mo | 4.250% APR | 4.250% | 60 mo | Standard |
| .....61-72 Monthsauto_any_72mo | 4.750% APR | 4.750% | 72 mo | Standard |
| .....up to 36 Moauto_any_36mo | 5.000% APR | 5.000% | 36 mo | Standard |
| .....37-60 Monthsauto_any_60mo | 5.250% APR | 5.250% | 60 mo | Standard |
| .....73-84 Monthsauto_any_84mo | 6.000% APR | 6.000% | 84 mo | Standard |
| .....85-96 Monthsauto_any_96mo | 8.000% APR | 8.000% | 96 mo | Standard |
Personal loan rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Up to 120-Month Personal Loanpersonal_unsecured_120mo | 4.000% APR | 4.000% | 120 mo | Standard |
Other rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Up to 60 month termother | 1.000% % | 1.000% | — | Standard |
| Up to 72 month termother | 1.500% % | 1.500% | — | Standard |
| Up to 84 month termother | 2.000% % | 2.000% | — | Standard |
| Up to 120 month termother | 3.000% % | 3.000% | — | Standard |
Auto loans available from 4.25% APR for 60 months. Personal loan rates from 4% APR.
Source: RateAPI.dev, verified from Graco Credit Union's official website
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About Graco Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 3.4K
- Assets
- $37.6M
- Founded
- 1962
- Locations reported
- 1
- NCUA charter
- 15304
- Charter type
- Federal credit union
Services and member support
- Online loan application
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Payday Alternative Loans I
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Graco Credit Union
Membership eligibility from Graco Credit Union's own published criteria. How we verify this.
Membership criteria are published on Graco Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from Graco Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Graco Credit Union?
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Frequently Asked Questions
What rates does Graco Credit Union offer?
Graco Credit Union currently offers Auto loan, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Graco Credit Union rates updated?
RateAPI verifies Graco Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Graco Credit Union's rate data?
Rate data is collected directly from Graco Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Graco Credit Union's auto loan rates?
As of August 4, 2026, Graco Credit Union offers auto loans from 4.25% APR.
What is Graco Credit Union's personal loan rate?
As of August 4, 2026, Graco Credit Union offers personal loans from 4% APR.
Related Rate Data
Compare Graco Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Graco Credit Union rates
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Use it via API
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# Get rates for Graco Credit Union
curl "https://api.rateapi.dev/credit-unions/michigan/graco" \
-H "Authorization: Bearer YOUR_API_KEY"