--- title: "Flagship Community Credit Union Rates - Michigan" description: "Current vehicle loan, heloc, personal loan, credit card, and savings & cd rates from Flagship Community Credit Union in Michigan. Updated daily with source verification. See who can join Flagship Community Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/michigan/flagship-community" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Flagship Community Credit Union Rates - Michigan ### Auto & vehicle rates 7 offers | Product | Published | Rate | Term / condition | Status | | **36-Month New Auto Loan** auto_new_36mo | — APR | 4.450% | 36 mo · new | Standard | | **36-Month Auto Loan** auto_any_36mo | — APR | 4.450% | 36 mo | Standard | | **Featured Rates (Auto Loan)** auto | — APR | 4.450% | — | Standard | | **36-Month Motorcycle Loan** motorcycle_any_36mo | — APR | 4.990% | 36 mo | Standard | | **36-Month Used Auto Loan** auto_used_36mo | — APR | 4.990% | 36 mo · used | Standard | | **RV's** rv_any_60mo | — APR | 5.990% | 60 mo | Standard | | **60-Month Auto Loan** auto_any_60mo | — APR | 5.990% | 60 mo | Standard | Flagship Community Credit Union auto & vehicle rates as of November 12, 2026 ### HELOC rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Featured Rates (Home Equity)** heloc | — APR | 5.250% | — | Standard | Flagship Community Credit Union heloc rates as of November 12, 2026 ### Personal loan rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Featured Rates (Personal Loan)** personal_unsecured | — APR | 12.500% | — | Standard | Flagship Community Credit Union personal loan rates as of November 12, 2026 ### Credit card rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Featured Rates (Visa Card)** credit_card | — APR | 12.990% | — | Standard | Flagship Community Credit Union credit card rates as of November 12, 2026 ### Savings & CD rates 4 offers | Product | Published | Rate | Term / condition | Status | | **Savings** savings | — APY | 0.07% | — | Standard | | **6-Month Certificate** cd_6mo | — APY | 0.10% | 6 mo | Standard | | **IRA** ira | — APY | 0.25% | — | Standard | | **12-Month Certificate** cd_12mo | — APY | 1.95% | 12 mo | Standard | Flagship Community Credit Union savings & cd rates as of November 12, 2026 ### Other rates 4 offers | Product | Published | Rate | Term / condition | Status | | **Minimum Balance** other | — % | 0.150% | — | Standard | | **APR as low as** other | — % | 4.450% | — | Standard | | **Loans (60 months)** other | — % | 5.250% | — | Standard | | **Loans (36 months)** other | — % | 12.500% | — | Standard | Flagship Community Credit Union other rates as of November 12, 2026 Flagship Community Credit Union is a credit union in Michigan. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/michigan/flagship-community) , verified from [Flagship Community Credit Union's official website](https://www.flagship.org/) Loading branch locator… ## About Flagship Community Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 3K Assets $33.5M Founded 1959 Locations reported 2 NCUA charter 13391 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Electronic statements Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Blue Water** Flagship Federal Credit Union · Port Huron · MI · 48060-2402 About 1.2 miles away](https://rateapi.dev/credit-unions/michigan/blue-water) [**Advia** Port Huron · Port Huron · MI · 48060 About 1.3 miles away](https://rateapi.dev/credit-unions/michigan/advia) [**Genisys** 24 Marysville · Marysville · MI · 48040-1423 About 5.2 miles away](https://rateapi.dev/credit-unions/michigan/genisys) [**Freestar Financial** Richmond · Casco · MI · 48064 About 18.3 miles away](https://rateapi.dev/credit-unions/michigan/freestar-financial) [**Security** Cros-Lex Office · Croswell · MI · 48422-1462 About 20.9 miles away](https://rateapi.dev/credit-unions/michigan/security) [**Michigan Schools and Government** Chesterfield · Chesterfield · MI · 48047-2081 About 26.2 miles away](https://rateapi.dev/credit-unions/michigan/michigan-schools-and-government) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Flagship Community Credit Union Membership eligibility from Flagship Community Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Flagship Community Credit Union's website. Check the membership page below to confirm whether you qualify. - Location st. clair, sanilac, huron — MI Verified from [Flagship Community Credit Union's membership page](https://www.flagship.org/about-us/membership) . Final membership determination is always made by the credit union. ## Membership rules for Flagship Community Credit Union Geography 3 counties 9 published paths to membership, last verified November 8, 2026, quoted from Flagship Community Credit Union’s own published criteria. ### Geography 3 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified November 8, 2026 - Huron County, MI - Sanilac County, MI - St. Clair County, MI “Our field of membership is open to everyone who lives, works, or worship's in the of St. Clair County, Sanilac County or Huron County.” > [source ↗](https://www.flagship.org/about-us/membership) Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Flagship Community Credit Union? Yes No ## Work at Flagship Community Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Flagship Community Credit Union ranks against Michigan peers. - See which AI assistants fetched Flagship Community Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Michigan - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=flagship-community&state=michigan&code=MI&name=Flagship%20Community%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Flagship Community Credit Union offer? Flagship Community Credit Union currently offers vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Flagship Community Credit Union rates updated? RateAPI verifies Flagship Community Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Flagship Community Credit Union's rate data? Rate data is collected directly from Flagship Community Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Flagship Community Credit Union? Flagship Community Credit Union publishes its membership criteria on its own website. RateAPI tracks 9 published membership paths covering 3 counties for Flagship Community Credit Union, each quoted from Flagship Community Credit Union's own published membership criteria. ## Related Rate Data Compare Flagship Community Credit Union's rates against national credit-union benchmarks. [More Michigan credit unions](https://rateapi.dev/credit-unions/michigan) [Michigan auto loan rate leaders](https://rateapi.dev/auto-loan-rates/michigan) [Michigan HELOC rate leaders](https://rateapi.dev/heloc-rates/michigan) [Michigan personal loan leaders](https://rateapi.dev/personal-loan-rates/michigan) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.flagship.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Flagship Community Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Michigan credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Flagship Community Credit Union curl "https://api.rateapi.dev/credit-unions/michigan /flagship-community " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Flagship Community Credit Union locations Search, filter, and browse all 2 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/michigan/flagship-community Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp